Find the best self-employed loan deals…

Self employed loans are available to people who work for themselves, or maybe have difficulty proving their income for some reason - if you are self employed, our FREE loans service can help you find a good deal:

Lenders generally charge higher interest on self employed loans because they are taking more of a risk, but there are deals on the market whereby the initial APR drops after a limited period as the lender becomes happy that you are able to make the regular repayments.

When applying for self employed loans, you will normally need to:

  • declare your income
  • provide a certificate from an accountant that shows your income will cover the repayments
  • provide bank statements to show your gross income

If you have a mortgage, evidence of punctual repayments may help your case.

Our FREE online loan comparison tool compares rates, monthly repayments, loan terms and fees of all the leading UK loan providers so that you can find the best deal for your circumstances.

LenderMin - Max LoanCredit HistoryRepresentative APRTermApply
£7,500 - £14,999Excellent Credit Only3.90%1 to 5 YearsGet Quotes >
3.90% APR for new customers. 3.60% APR for existing customers. Loans of £7,500 - £15,000 for 1-5 years. Representative Example: 3.90% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.90% p.a. (fixed). Monthly repayment £183.41. Total amount payable £11,004.60. b>
£7,500 - £20,000Excellent Credit Only5.10%1 to 5 YearsGet Quotes >
All
£10,000 - £1mGood Credit Only4.45% + BBR*3 to 30 yearsGet Quotes >
Representative Example: Borrow £15,000 over 25 years at a representative rate of 10% APR you’ll pay £131.77 per month giving a total repayment of £39,531
£40,000 - £200,000 (Homeowners Only)Good Credit Only5.59%3 years to 25 yearsGet Quotes >
£7,500 - £14,950Good Credit Only4.90%1 to 5 YearsGet Quotes >
Natwest Current Account Holders Only Loans from £7,500 to £14,950. Rates fixed for the lifetime of the loan. Instant decision online. Representative Example: Borrow £7,500 over 5 years at a Representative APR of 4.90% paying £140.81 per month will result in a total sum of £8,448.60 over the loan term.
£7,500 - £14,950Good Credit Only4.90%1 to 5 YearsGet Quotes >
RBS Current Account Holders Only. Loans from £7,500 to £14,950. Available to existing RBS current account customers only. Rates fixed for the lifetime of the loan. Representative Example: Borrow £10,000 over 36 months at a Representative APR of 6.90% paying £307.40 per month will result in a total sum of £11,066.40 over the loan term.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.