Shared Mortgages

Compare Shared Mortgage Deals

Shared Ownership Deal - NatWest 2 Year Fixed »NatWest Mortgages

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1.79%Reverts to 3.99% after 2 years


Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Compare latest shared mortgages - use our mortgage tables below to see a selection of market leading mortgage deals:

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed
Shared Ownership

1.79%

Reverts to 3.99%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed
Shared Ownership

2.68%

Reverts to 3.99%

2

Years

75%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed
Shared Ownership

2.68%

Reverts to 3.99%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Shared mortgages or ownership mortgage schemes are used for part buy, part rent schemes – this is commonly known as shared ownership. In the majority of cases, this type of mortgage scheme is popular with first-time buyers because they need only find a small proportion of the deposit and mortgage amount. Taking out shared mortgages means you are actually buying a percentage stake in a property in conjunction with your lender, meaning you will not be entitled to all of the equity growth should the housing market rise. Features shared mortgages include:

 

  • A good way to get onto the property ladder
  • You will still need to pay a deposit
  • Ideal for first time buyers
  • Share the cost between you and a partner or friend

 

Shared mortgages schemes vary from lender to lender so it is worth getting a number of quotes. Use the table below to see if there are currently any shared mortgage deals available, then click on the link and fill in the enquiry form to find the best deals on the market and compare quotes from the widest range of providers.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker