Investment Focus

Investment Focus: Legal & General Inflation Protected Deposit Plan

Oliver Roylance-Smith / 15 November 2011

The current rate of inflation is well above the Bank of England’s target of 2% and is a major cause of concern for savers across the UK. We take a look at a recent new entrant to the market wh... Read more

Investment Focus: Meteor Income Deposit Plan

Oliver Roylance-Smith / 15 November 2011

The current economic environment is one of the most challenging ever seen and those that are feeling it most are savers and investors seeking an income from their capital. We take a look at one part... Read more

Investment Focus: Gilliat Deposit Kick Out Plan

Oliver Roylance-Smith / 15 November 2011

Finding a product that offers an attractive solution in the current economic climate is certainly a challenge. However, despite some of the most challenging conditions ever seen, we take a look at o... Read more

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Latest investment commentary

What lies in store in 2012

Oliver Roylance-Smith / 10 January 2012

2011 has certainly been a year of strong themes which have dramatically shaped the market as well as the opportunities available for savers and investors. We take a look at what these have been and ... Read more

A review of the FTSE in 2011 and what we can learn

Oliver Roylance-Smith / 10 January 2012

The FTSE is one of the most important indicators of investment performance and acts as a key benchmark for many investors in the UK. For this reason we take a look back at 2011 and review what happe... Read more

Our Top 10 most popular plans in 2011

Oliver Roylance-Smith / 09 January 2012

With 2012 well underway, there is already a competitive range of plans available across a wide number of plan types, whether you are looking for traditional savings routes, investments with the pote... Read more

Latest investment news

Top 10 reasons to consider Kick Out plans

Oliver Roylance-Smith / 07 February 2012

With the interest in Kick Out plans continuing to rise and the current market offering some of the highest rates ever from this type of investment, we give you 10 reasons which help to explain why K... Read more

Kick Out plans laid bare

Oliver Roylance-Smith / 07 February 2012

Kick Out plans were the real story of 2011, with a huge surge of interest that continues to keep pace. With such a wide variety of products available in the market, we take an in-depth look under th... Read more

What lies in store in 2012

Oliver Roylance-Smith / 10 January 2012

2011 has certainly been a year of strong themes which have dramatically shaped the market as well as the opportunities available for savers and investors. We take a look at what these have been and ... Read more

Stocks and Shares ISAs

Compare Stocks and Shares ISAs

Stocks and shares ISAs offer a tax efficient way of investing.

There are a wide range of stocks and shares ISAs, also known as investment ISAs on the market, so it is a good idea to shop around for investments that meets your needs.

Use the tables below to compare leading stocks and shares ISAs.

Stocks and Shares ISAs - Growth Structured Investment Plans
ProviderPlan NameCounterpartyISA OptionTermMaximum Potential ReturnMore Info
FTSE 100 Enhanced Kick Out Plan Investec VersionInvestec Bank plcyesUp to
5 years		13.50%
per annum		More Info >
  • 5 year structured investment plan
  • Potential for early maturity after years 1,2,3 and 4
  • ISA transfers allowed
  • Also available to businesses, charities & trusts
  • Capital at risk
  • Plan designed to be held for full term
  • May close early if oversubscribed
FTSE Bonus Growth PlanMorgan StanleyyesUp to 6 years12.50%
per annum		More Info >
  • 6 year structured investment plan
  • Potential early maturity return of 12.5% x the number of years the plan has been active 
  • ISA transfers allowed
  • Also available to businesses, charities and trusts
  • Capital at risk
  • Plan designed to be held for full term
  • May close early if oversubscribed
Investors Defined Growth Fund6 institutionsyesUp to 6 years11.00%
per annum		More Info >
  • 6 year structured investment plan
  • Potential for early maturity after years 1, 2, 3, 4, and 5
  • 11% x the number of years the plan is in place
  • Additional protection feature diversifies counterparty risk across 6 institutions
  • Available as a stocks and shares ISA and for ISA transfers
  • Also available to businesses, charities and trusts
  • Capital at risk
  • Plan designed to be held for full term
  • May close early if oversubscribed
Early Bonus PlanAbbey National Treasury Services plcyesUp to 6 years11.00%
per annum		More Info >
  • 6 year structured investment plan
  • Potential for early maturity after years 1,2,3,4 and 5
  • ISA transfers allowed
  • Also available to businesses, charities & trusts
  • Capital at risk
  • Plan designed to be held for full term
  • May close early if oversubscribed
FTSE 5 Quarterly Defensive PlanRoyal Bank of Scotlandyes5 Years4.25%
per quarter		More Info >
  • 5 year structured investment plan
  • Available as a stocks and shares ISA
  • ISA transfers allowed
  • Also available to businesses, charities and trusts
  • Capital at risk
  • Plan designed to be held for full term
  • May close early if oversubscribed
FTSE Booster PlanMorgan Stanleyyes6 years60%More Info >
  • 6 year structured investment plan
  • Potential defined return of 60% - even if the FTSE 100 falls by up to 20%
  • ISA transfers allowed
  • Also available to businesses, charities and trusts
  • Capital at risk
  • Plan designed to be held for full term
  • May close early if oversubscribed
FTSE 100 Geared Returns PlanInvestec Bank plcyes5 years80%More Info >
  • 5 year structured investment plan
  • Potential defined return of 80%
  • ISA transfers allowed
  • Also available to businesses, charities and trusts
  • Capital at risk
  • Plan designed to be held for full term
  • May close early if oversubscribed
Growth PlanAbbey National Treasury Services plcyes5 years60%More Info >
  • 5 year structured investment plan
  • Potential defined return of 60%
  • Available for ISA transfers
  • Also available to businesses, charities and trusts
  • Capital at risk
  • Plan designed to be held for full term
  • May close early if oversubscribed
FTSE 100 Accelerated Growth PlanInvestec Bank plcyes5 yearsNo limitMore Info >
  • 5 year structured investment plan
  • Returns 2.2 x any potential FTSE 100 growth
  • ISA transfers allowed
  • Also available to businesses, charities and trusts
  • Capital at risk
  • Plan designed to be held for full term
  • May close early if oversubscribed
Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. Income and growth returns are not guaranteed. There is a risk of losing some or all of your initial investment due to the performance of the underlying Index or commodity. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Stocks and Shares ISAs - Income Structured Investment Plans
ProviderPlan NameCounterpartyISA OptionTermMaximum Potential ReturnMore Info
FTSE 100 Bonus Income PlanInvestec Bank plcyes5 years7.50%
per annum		More Info >
  • 5 year structured investment plan
  • Fixed income of 7.50% pa includes a 0.50% potential annual bonus
  • Monthly income option
  • ISA transfers allowed
  • Capital at risk
  • Plan designed to be held for full term
  • May close early if oversubscribed
Income Builder Morgan Stanleyyes5 years7.50%
per annum		More Info >
  • 5 year structured investment plan
  • Potential maximum quarterly income of 1.875% (7.50% per year)
  • ISA transfers allowed
  • Capital at risk
  • Income is not guaranteed
  • Plan designed to be held for full term
FTSE Income PlanMorgan Stanleyno3 years5.80%
per annum		More Info >
  • 3 year structured investment plan
  • Fixed annual income of 5.80%
  • Income paid quarterly
  • Capital at risk
  • Not available for ISA investment
  • May close early if oversubscribed
Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. Income and growth returns are not guaranteed. There is a risk of losing some or all of your initial investment due to the performance of the underlying Index or commodity. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.


Stocks and Shares ISAs - Growth Investment Funds
Fund ManagerFundSectorFactsheetMore info
Emerging Markets FundGlobal Emerging MarketsFactsheetMore Info >
Aims to provide long-term capital growth through investing in global emerging stock markets. Save 100% on Initial Charges.
Gold & General FundSpecialistFactsheetMore Info >
Specialist growth fund that invests in gold, mining and precious metal related shares. Save 100% on Initial Charges.
Ecology FundGlobal GrowthFactsheetMore Info >
A socially responsible fund that primarily acts as a growth fund, but also aims to provide a growing income return. Save 100% on Initial Charges.

The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below. 

Share Dealing ISAs
ProviderAccountCharge FromOnline 
£11.95 per UK online tradeyesApply Now >
£12.50 per online tradeyesApply Now >
£12.50 per online tradeyesApply Now >

The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below. 

The annual ISA allowance will increase for each new tax year with inflation.

We also provide access to a leading range of cash ISAs:

Cash ISAs

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested.

Investments in Stocks & Shares ISAs do not contain the same degree of capital security as investments in deposits. Stocks and shares ISAs are designed as medium to long term investments of, for example, five years or more. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

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