Stocks and Shares ISAs for Over 50s

Compare Stocks and Shares ISA deals...

Stocks and shares ISAs for over 50s allow you to protect some of your savings from tax, so you do not need to pay any additional tax on either your dividend income or on any capital gains you make when you cash in your ISA.

Use our simple comparison table below to see some of the latest Stocks and Shares ISAs available and apply online:

Compare Share Dealing Self Select ISAs
ProviderAccountTrade From:More Info
£5.95 frequent trader rate

£11.95 standard trader rate

More Info >
  • You can add up to £15,240 to your ISA with the choice to split between cash and investments in any way you like.
  • Choose from a wide range of investments to create a portfolio to suit you. You can select from over 2,000 funds, shares, exchange traded funds, investment trusts, gilts, bonds and more.
  • You are now able to transfer freely between a cash ISA and an Investment ISA in any direction. You can also transfer in any ISAs you have elsewhere and your transfer costs will be covered up to £500 (subject to T&Cs).
  • Earn interest on cash held in Investment ISA while you decide which investments are right for you. Interest paid on cash balances of £1,000 or more which are among the best cash interest rates on offer compared to other online execution-only investment providers.
  • Use investment research, market insight and online tools, including Stockbrokers TV and Smart Investor, to help you take control of your investments and choose what’s right for you.
  • £5.95 share dealing frequent trader rate, £11.95 standard trader rate
  • Pay a =£30 per year + VAT administration charge for Investment ISA, regardless of the value of your account - this will be waived if you invest only in funds. Dealing charges and fund related fees will also apply.  
  • The value of your investments can rise as well as fall, so you may get back less than you invested. 
  • If you’re unsure about the suitability, we recommend you ask for independent advice.
£11.50 standard trader rateMore Info >
  • Online trading charge £11.50
  • Deal in Equities (LSE, AIM & ISDX), Qualifying clean retail Funds (Unit Trusts & OEICs), Overseas Equities, Investment Trusts, ETFs & ETC, Gilts, UK/Overseas Bonds, PIBS
  • Foundation Portfolios available to get you started
  • 0.25% Platform Charge
  • 0.15 % to 0.75% (£25 minimum) charge applies to telephone dealing.
  • 0.5% Stamp Duty 
  • The value of your investments can rise as well as fall, so you may get back less than you invested. 
  • If you’re unsure about the suitability, we recommend you ask for independent advice.
£5.95 frequent trader rate

£12.50 standard trader rate

More Info >
  • INTRODUCTORY rate of £5.95 for first 3 months
  • Then online trading charges based on previous 3 month's activity. 20+ trades is £5.95 a trade. 10-19 trades are £8.95 a trade. Less than 10 trades it’s £12.50.
  • £20 +VAT account fee every 6 months, fee waivers available
  • TD Recomnmended Funds, Top buys and Fund Selector tools
  • Tablet and mobile apps
  • Make your own investment decisions and deal thousands of UK funds as well as shares, AIM stocks, bonds, ETFs, Investment Trusts and IPOs
  • Additional charges for phone and post dealing as well as £100,000+ investments.
  • 0.5% Stamp Duty and a PTM levy of £1.00 is charged on all UK trades over £10,000.
  • The value of your investments can rise as well as fall, so you may get back less than you invested. 
  • If you’re unsure about the suitability, we recommend you ask for independent advice.
£5.95 frequent trader rate

£11.95 standard trader rate

More Info >
  • Online trading charges are based on previous month's activity. 20+ trades made in previous month is £5.95 a trade. 10-19 trades are £8.95 a trade. Less than 10 trades it’s £11.95.
  • Free mobile app to deal shares, access prices, indices, news and research.
  • Free live share prices.
  • No admin charges.
  • Make your own investment decisions and deal thousands of UK, American, Canadian and European shares.
  • 1.00% (£20 minimum, £50 maximum) charge applies to phone and post dealing.
  • 0.5% Stamp Duty and a PTM levy of £1.00 is charged on all UK trades over £10,000.
  • The value of your investments can rise as well as fall, so you may get back less than you invested. 
  • If you’re unsure about the suitability, we recommend you ask for independent advice.
£4.95 frequent trader rate

£9.95 standard trader rate

More Info >
  • Voted ‘Best Share Dealing App 2015’  in Investors Chronicle and FT Investment and Wealth Management Awards and 'Best online Share Dealing provider 2015'  in Your Money Direct Awards
  • Place 10 deals or more per month and pay only £4.95 per online deal in the next month
  • Choose from over 4,000 investment funds
  • Place less than 10 deals per month and pay £9.95 per online deal in the next month

The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Up to £15,000 can be invested into a Stocks and Shares ISAs or Cash ISAs for over 50s each tax year.

Stocks and Shares ISAs, for over 50s as for other savers, offer an opportunity to maximise your tax-free savings by investing them in the stock market, which can bring potentially higher returns than investing in Cash ISAs, although it does come with risks and, unlike cash, you could get back less than you paid in.

See which of the Stocks and Share ISAs in our comparison table best suits your investment needs and apply online to start making the most of your tax-free savings allowance.

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested.

Investments in Stocks & Shares ISAs do not contain the same degree of capital security as investments in deposits. Stocks and shares ISAs are designed as medium to long term investments of, for example, five years or more. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.