Structured Investment Plans

Oliver Roylance-Smith
"We believe that structured investments can play an important role in your investment portfolio, especially while interest rates are at an all time low. We bring you a selection of hand picked income and growth options, as well as structured deposit plans. Earn a fixed income of up to 7% a year, or see annual growth of up to 12.5% with these investment ideas."
Oliver Roylance-Smith, head of savings & investments
Investing For Income
 Product NameISA OptionIncome YieldMore Info
FTSE 100 Bonus Income Planyes7.50%
per annum
More Info >
  • 5 year structured investment plan
  • Fixed income of 7.50% pa includes a 0.50% potential annual bonus
  • Monthly income option
  • ISA transfers allowed
  • Capital at risk
  • Plan designed to be held for full term
  • May close early if oversubscribed
Income Builder yes7.50%
per annum
More Info >
  • 5 year structured investment plan
  • Potential maximum quarterly income of 1.875% (7.50% per year)
  • ISA transfers allowed
  • Capital at risk
  • Income is not guaranteed
  • Plan designed to be held for full term

The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below. 

Investing For Growth
 Product NameISA OptionMaximum Potential ReturnTermMore Info
FTSE 100 Enhanced Kick Out Plan Investec Versionyes13.50%
per annum
Up to
5 years
More Info >
  • 5 year structured investment plan
  • Potential for early maturity after years 1,2,3 and 4
  • ISA transfers allowed
  • Also available to businesses, charities & trusts
  • Capital at risk
  • Plan designed to be held for full term
  • May close early if oversubscribed
FTSE Bonus Growth Planyes12.50%
per annum
Up to 6 yearsMore Info >
  • 6 year structured investment plan
  • Potential early maturity return of 12.5% x the number of years the plan has been active 
  • ISA transfers allowed
  • Also available to businesses, charities and trusts
  • Capital at risk
  • Plan designed to be held for full term
  • May close early if oversubscribed
Early Bonus Planyes11.00%
per annum
Up to 6 yearsMore Info >
  • 6 year structured investment plan
  • Potential for early maturity after years 1,2,3,4 and 5
  • ISA transfers allowed
  • Also available to businesses, charities & trusts
  • Capital at risk
  • Plan designed to be held for full term
  • May close early if oversubscribed

The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below. 

Growth Structured Deposits
ProviderPlan NameMaximum Potential Return*TermMore Info
Inflation Protected Deposit BondRPI Tracker 5 yearsMore Info >
  • 5 year structured deposit plan
  • Capital protected
  • 100% any growth in RPI (no cap) with a minimum return of 16%
  • Available as a Cash ISA & for ISA transfers
  • Also available to businesses, charities and trusts
  • Plan designed to be held for full term
  • May close early if oversubscribed
FTSE 100 3 Year Deposit Plan 19%3 yearsMore Info >
  • 3 year structured deposit plan
  • Capital protected
  • Target return of 19%
  • Available as a Cash ISA & for ISA transfers
  • Also available to businesses, charities and trusts
  • Plan designed to be held for full term
  • May close early if oversubscribed
FTSE 100 Kick Out Deposit Plan - Option 26.25%
per annum
Up to
5 years
More Info >
  • 5 year structured deposit plan
  • Capital protected
  • Potential for early maturity after years 2,3 and 4
  • Available as a Cash ISA & for ISA transfers
  • Also available to businesses, charities and trusts
  • Plan designed to be held for full term
  • May close early if oversubscribed
* Maximum Growth Yields are not guaranteed and subject to certain conditions

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.