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Taxi Breakdown Cover

Compare taxi breakdown cover

If you’re a taxi driver your business vehicle probably does considerably more miles a year than a private car. As such a standard car breakdown insurance policy may not be available to you. Several providers however offer specialist taxi breakdown cover. You can use the table below to see a selection of breakdown cover providers, some of which might offer specialist taxi breakdown cover.

Compare Breakdown Cover Deals
ProviderOnline DiscountCover FeaturesSpecial Offers 
n/aCover from £25. (10% of customers achieve these prices online)

50% off your AA or RAC renewal quote. For vehicles 10 years & under on our closest equivalent UK vehicle cover. Underwritten by U K Insurance Limited

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n/aPersonal cover from £8 per month

Don’t let a breakdown spoil your summer – Join now and get FREE Onward Travel and FREE Key Replace. New customers. Selected cover levels. T&Cs apply. 4 out of 5 breakdowns fixed at the roadside. We'll fix you and get you on your way on average in just 30 minutes, 92% of members recommend the RAC. Rated 4 out of 5 stars on Trustpilot, making RAC the most trusted breakdown provider

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n/aNo matter the vehicle type or age you can rest assured you are in safe hands with one of the UK’s leading specialistsAny vehicle covered, any age. With our Full UK cover you are covered in every eventuality, from assistance at the roadside and your home address, through to overnight accommodation, hire car and onward travel should you vehicle not be immediately repairable.Get Quotes >
n/aGet 24 hour roadside recovery assistance from £39

Enjoy free At Home cover. New customers buying AA Breakdown Cover with National Recovery can add At Home cover at no extra cost. T&C's apply*

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n/aAverage response time 36 minutes - fastest cover in the country. Cover from £11.99. 5 Star rating from independent customer review agency Review Centre. Cover available for cars, vans, motorbikes & fleets

Unlimited Callouts per year No excess or callout charges, vehicle Home Start available, up to 1 hour Roadside Assistance, 75% of breakdowns repaired at roadside, covers the driver and up to 7 passengers, European Cover also available

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n/aCover from just £17.90

Half price MOT.

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* New customers buying any combination of National Recovery, At Home and Onward Travel options with breakdown membership and paying on an annual continuous basis will get an M&S or Gift gift card worth up to £50. To qualify, you’ll need to buy breakdown membership with at least 1 option (National Recovery, At Home and/or Onward Travel). The value of the gift gift card will depend on the number of options added to your cover - £20 gift gift card when adding 1 option, £30 gift gift card when adding 2 options, £50 gift gift card when adding 3 options.

Taxi breakdown cover

Car breakdown insurance policies typically exclude cover for commercially used vehicles; there are however specialist breakdown insurance plans for both single taxis and business fleets, one of which might be appropriate for you. Some providers may put restrictions on the maximum size and weight a vehicle can be to be covered, you may also need to pay extra to cover vehicles that are over a certain age or have over a set amount of miles on the clock although this is not the case with all providers. Many providers will also require you to purchase separate cover for minibuses.


Levels of cover

Some providers of business vehicle breakdown cover make their policies more comprehensive as standard, however as with private vehicle breakdown cover you may still be able to tailor your policy with different cover levels, so you don’t have to pay extra for cover features that you feel you do not need. These levels vary by provider but may include:


  • Roadside Assist: generally the most minimal level of cover available. Provides you with a certain amount of time’s worth of free roadside labour from a mechanic and if they cannot repair the vehicle there it also includes vehicle recovery to a nearby garage.


  • Home Assist: as the basic roadside policy offered by some providers excludes cover for breakdowns that occur at, or within a close proximity of, the vehicle’s registered address, it is necessary to purchase a home assistance package in order to have cover for these instances.


  • Recovery: While basic roadside assistance package include provisions to take the vehicle and driver to a nearby garage, a national recovery option gives the option of both being taken to a location of driver’s choice anywhere in the UK.


Finding the right policy:

Whether you are a self-employed taxi driver or your business operates a large fleet of taxis it is wise to shop around to find the best deal available for the level of cover you need. However in addition to considering the cost of different provider’s policies you may also want to factor other aspects into your decision such as:

  • The number of response vehicles a provider has
  • Reviews from other customers
  • The percentage of vehicles they successfully fix at the roadside