UK Bad Credit Loan

If your credit history is less than perfect then obtaining a loan from a high street lender can be difficult.

A bad credit history can result from previous mortgage arrears, a County Court Judgement (CCJ) or through difficult financial circumstances caused by redundancy or breakdown of a relationship. With an estimated 1 in 5 people having a bad credit history, the UK Bad Credit Loan market has developed over the last 5 years where many lenders offer a range of competitive secured and unsecured loan deals.

We work with leading independent UK bad credit loan brokers to help you find the right deal based on your circumstances. When looking for a UK bad credit loan, the following factors should be taken into consideration, including:

  • Interest rates - These tend to be higher for bad credit loans
  • Amount borrowed - The amount borrowed is often restricted for those with bad credit ratings

For more information and to compare UK bad credit loans, click on the link below and use our FREE calculator to work out the best deal for you.

LenderMin - Max LoanCredit HistoryRepresentative APRTermApply
£1,500 - £50,000Good to Poor Credit19.1%2 to 5 YearsGet Quotes >
Take charge of your car finance with Zuto. Loans of £1,500 - £50,000 for 2-5 years. Representative Example: The Representative APR is 19.1% (fixed) so if you borrow £7,500 over 49 months at a rate of 19.1% p.a. (fixed) you will repay £218.78 per month and repay £10,501.26 in total. b>

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.