If your credit history is less than perfect then obtaining a loan from a high street lender can be difficult.

A bad credit history can result from previous mortgage arrears, a County Court Judgement (CCJ) or through difficult financial circumstances caused by redundancy or breakdown of a relationship. With an estimated 1 in 5 people having a bad credit history, the UK Bad Credit Loan market has developed over the last 5 years where many lenders offer a range of competitive secured and unsecured loan deals.

We work with leading independent UK bad credit loan brokers to help you find the right deal based on your circumstances. When looking for a UK bad credit loan, the following factors should be taken into consideration, including:

  • Interest rates - These tend to be higher for bad credit loans
  • Amount borrowed - The amount borrowed is often restricted for those with bad credit ratings

For more information and to compare UK bad credit loans, click on the link below and use our FREE calculator to work out the best deal for you.

LenderMin - Max LoanCredit HistoryAPRTermApply
£7,500 - £14,999Good6.40%1 to 5 YearsGet Quotes >
Loans of £7,500 - £25,000 for 1-5 years. Representative Example: Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 6.4% p.a. (fixed). b>
£7,000 - £15,000Good6.90%1 to 5 YearsGet Quotes >
Loans from £7,000 - £15,000. Instant decision. Same day transfer of funds Representative Example: Borrow £10,000 over 60 months at a Representative APR of 6.90% paying £196.56 a month will result in a total sum of £11,793.43 over the loan term.
£15,000 - £19,999Good7.90%1 to 5 YearsGet Quotes >
Loans of £7,500 - £25,000 for 1-5 years. Representative Example: Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 6.4% p.a. (fixed). b>
£15,000 - £20,000Good8.00%1 to 5 YearsGet Quotes >
Representative Example: Borrow £10,000 over 60 months at a Representative APR of 6.3% paying £193.91 a month will result in a total sum of £11,634.60 over the loan term..
£20,000 - £25,000Good8.00%1 to 5 YearsGet Quotes >
Loans of £7,500 - £25,000 for 1-5 years. Representative Example: Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 6.4% p.a. (fixed). b>
£7,500 - £14,999Good8.90%1 to 5 YearsGet Quotes >
Loans from £7,500 to £14,950. Rates fixed for the lifetime of the loan. Instant decision online. Representative Example: Borrow £10,000 over 48 months at a Representative APR of 8.9% paying £246.77 a month will result in a total sum of £11,844.96 over the loan term.

Fair Investment Company is independent and provides a selection of some of the leading loan deals available. Our service does not compare or contrast all of the loan deals currently available in the market. Our address is; Kings House, 14 Orchard Street, Bristol, BS1 5EH. If you would like to arrange any of the products shown in the table please click on the “Apply” link which will take you to the provider’s website where you will be able to view further details of the product and apply online.