UK Unsecured Loan

Compare & apply online today for a UK Unsecured Loan for any purpose.  Whether you looking to buy a new car, make some home improvements or consolidate existing debt, use our free loan comparison service to make sure you get the right loan deal.

Latest Loan Deals Selection
ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 to £25,000Good Credit Only3.3%

APR
Representative

(£7,500-£15,000)

1 year to 5 yearsGet Quotes >
  • Quote takes 3 minutes (Won't affect your credit score)
  • Money can be with you within 3 working days
  • Voted most trusted loan provider (Moneywise customer service awards 2010 - 2015)
  • Must be aged 18
  • UK Resident with a UK bank account

Representative Example: The Representative APR is 3.3%. A loan of £7,500 over 36 months at a fixed rate of 3.0% pa and a fee of £30 will cost £218.94 per month and a total amount repayable of £7,881.84.

£7,500 to £20,000Good Credit Only3.6%

APR
Representative

(£7,500-£20,000)

1 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • Instant Online Decision
  • Must be aged 21
  • No CCJs or IVA in the last 6 years
  • Permanently resident in England, Wales, Scotland or Northern Ireland

Representative Example: The Representative APR is 3.6%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.6% p.a. (fixed). Monthly repayment £182.28 & total repayable £10,936.80.

£2,500 to £15,000Good Credit Only3.5%

APR
Representative

(£7,500-£15,000)

2 years to 5 yearsGet Quotes >
  • 10 minute online quote, instant decision
  • Money can be with you within 48 hours
  • No arrangement, over payment or early repayment fees
  • Must be aged 21 or over
  • UK Resident with a UK bank account

Representative Example:  The Representative APR is 3.5%. A loan of £7,500 over 36 months at a fixed rate of 3.5% pa will cost £219.58 per month and a total amount repayable of £7,904.88.

£1,000 to £20,000All Credit Histories Considered49.7%

APR
Representative

1 to 4 YearsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 49.7% (fixed). If you borrow £3,000 over 3 years at a rate of 41.0% per annum (fixed) you will repay £146.09 per month & £5,259.11 in total.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

What is an unsecured loan?


An unsecured personal loan is a loan that does not require property as a form of security against it, such as a house. Instead, your credit history will be checked and the lender will decide if they are prepared to lend to you based on this. 

How do I choose the best UK unsecured loan?


Our free online loan comparison tool searches the UK unsecured loans market and produces a shortlist of the unsecured personal loans that would be best for your personal circumstances.  Before applying for a UK unsecured loan, remember to consider factors such as:

  • Interest rates – don’t just settle for the first rate you are offered; compare a variety of unsecured loans to find the best interest rate
  • Loan amount – the interest rate you are charged will depend on how much you want to borrow and over how long
  • Bad credit rating – if you have a poor credit score you may need to restrict your search for a loan to specialist lenders who may accept you if you have had previous County Court Judgments (CCJs) or payment arrears.

Comparing is a must when it comes to UK unsecured loans. Our loan calculator allows you to compare unsecured loan offers from leading UK lenders. When you have entered your criteria into the personal loans comparison service and arrived at your results table, you can apply for your unsecured personal loan online. Our service could help you save money by finding the most suitable UK unsecured loan to match your personal circumstances.