Aiming to maintain its position as one of the leading banks in Ireland, Ulster Bank brings together over five aspects of financial service products under one roof. Examples of its services include:

  • Ulster Bank Credit Cards with no annual fee and up to 56 days’ interest-free credit, and a Gold Card available with preferential terms such as free travel insurance for those who earn £20,000 a year or more. Compare Credit Cards.
  • Ulster Bank Loans allow borrowing of up to £25,000 over terms of up to five years, with discounts for existing customers and the ability to make decisions for the five year loans in 15 minutes, with money transferred in many cases on the same day.
  • An Ulster Bank Mortgage tailored to fit your needs whether as a first time buyer, home mover, or someone wishing to remortgage, with 100% mortgages for first time buyers available and options such as fee free, discounted, or flexible tracker mortgages.

Review of Ulster Bank

Established in 1836, Ulster Bank claims to be central to the history of banking in Ireland over the last 200 years. As part of the Royal Bank of Scotland Group, which also owns Natwest, Ulster Bank aims to be a effective challenger to other competitors in the Irish market. It acquired First Active, a mortgage provider, in January 2004, and now can boast of 1.6 million personal and business customers, with 272 branches and 5,400 staff across all of Ireland.

Ulster Bank works to serve its customers through providing cross-brand products and a multi-brand distribution strategy with shared manufacturing as a consistent and successful approach.

ProviderAccount Set Up FeeFee per monthFeaturesApply
N/A£12.50No credit checks.** Prepaid MasterCard. No account opening fee. More Info >
£4.95£9.95No credit checks**. Prepaid MasterCard. Credit Building facility. More Info >
£4.95£9.95No credit checks.** Up to 20 free payments and standing orders a month. Prepaid MasterCard.More Info >

**See Terms and Conditions