Under 21 Car Insurance

Compare Under 21 Car Insurance

If you are under 21 car insurance is likely to seem pretty expensive, although it worth comparing a number of different car insurance quotes because the difference in cost can vary widely between companies.

Young Driver Car Insurance Quotes
ProviderCover TermMinimum and Maximum AgeSpecial FeaturesGet Quotes
1 - 90 days17 - 22Instant Car Insurance For Learner Drivers. Cover for Learner Drivers up to 90 days. Insurance documents immediately issued.Get Quotes >
12 Months17 to 25Great deals for young and learner drivers - Quotes from specialist brokers to help you find the cheapest dealGet Quotes >
12 Months17 to 25Compare UK Specialist Young Driver Car InsurersGet Quotes >
7 days - 5 months17 - 40Immediate online policy for provisional license holders. Get FREE L-plates and Theory Test practice DVD when you take out a policy using code ‘FREEPLATE14’Get Quotes >
12 Months17 - 25Under 21? Get 25% upfront discount. If you're 21-25, you’ll get at least 15% off. DrivePlus telematics insurance – also known as black box car insurance. The safer you are, the less you should pay. DrivePlus is for cars built in 1996 or later.Get Quotes >
12 Months17 - 25Ingenie fit a black box in your car to assess your driving style. Your policy will be reviewed 3 times a year - 7 out of 10 customers earn a discount just for driving well. On average, insurance drops by 45% after one year - that works out at around £700 cheaperGet Quotes >
30 to 90 days with the option to renew at any timeFrom age 17Cover from £2.12 per day. Practise in a friend's or family car, protect the owner's No Claims Bonus, instant comprehensive coverGet Quotes >
12 Months17 - 24Save £100's on your car insurance. No curfews, clever black box technology helping you become a lower risk driver, earn your own No Claims DiscountGet Quotes >

Under 21 Car Insurance - keeping costs down

While the increased cost of car insurance is perhaps largely unavoidable, there are a number of practical measures someone under 21 can do so that their car insurance payments are as low as possible:


  • Car insurance for drivers under 21 can be adversely affected by adding things to the vehicle that increase the cost of repairs, such as alloy wheels.
  • Driving a smaller type of car can have a number of practical benefits for car insurance, namely a decreased likelihood of being hit on the road and being easier to control.
  • Buying a cheaper vehicle can reduce the premiums associated with car insurance for under 21’s.
    There are also a number of things to consider when picking a car insurance policy. A person under 21 should always take the time to look at a number of car insurance quotes and compare the following.
  • The type of car insurance cover offered, such as a fully comprehensive policy or a third party one
  • The amount of excess that will be paid and whether or not the policy has the option of voluntarily increasing that amount (the premium you pay will be lower if you shoulder more of the burden yourself)

The reason why car insurance for under 21’s is likely to be higher is simply because they are the demographic that is most likely to be involved in a road traffic accident. Male drivers are a staggering 10 times more likely to be seriously injured, or worse, when they are under 21. The increased risk that young drivers place themselves and other drivers in when they are under 21 means car insurance is more likely to be needed more frequently and is therefore more expensive.

To ensure you are getting the best deal for your situation you may also wish to get quotes from a price comparison website - See below:

Compare - Car Insurance Comparison Website Quotes
Provided via:Total Number of InsurersWomens Car InsurersYoung Driver InsurersOver 50 Car InsurersGet Quotes
110YesYesYesGet Quotes >