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Unsecured Loans

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Compare Unsecured Loans from selected UK lenders - loans from £1,000 to £25,000

ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 to £20,000Good Credit Only2.8%

APR
Representative

(£7,500-£20,000)

1 to 5 YearsGet Quotes >
  • PERSONAL LOAN DEAL (unsecured)
  • One fixed monthly repayment: Know what you’re paying and when you’re paying it
  • Instant Online Decision
  • Must be aged 21
  • No CCJs or IVA in the last 6 years
  • Must have an annual income of over £6,000
  • Permanently resident in England, Wales, Scotland or Northern Ireland
  • Provided by Santander UK Plc

Representative Example: The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.

£1,000 to £20,000Good Credit Only3.00%

APR
Representative

(£7,500-£15,000)

1 to 5 yearsGet Quotes >
  • Fixed Interest Loan Rate
  • Instant Online Decision
  • Maximum loan amount of £25,000 for existing Santander customers
  • Must be aged 21
  • No CCJs or IVA in the last 6 years
  • Permanently resident in England, Wales, Scotland or Northern Ireland

Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment £179.51 & total repayable £10,770.60.

£1,000 to £25,000Good Credit Only3.1%

APR
Representative

(£15,001 - £25,000)

1 year to 7 yearsGet Quotes >
  • No arrangement fees or hidden charges
  • Instant online decision
  • Funds transferred within 2 working days
  • No penalty for overpayments
  • You must be aged between 21 and 70 
  • You must have been a permanent UK resident for 3 years 
  • You must have an annual income of at least £12,000 and have a UK bank or building society account
  • You need to make payments on time or you will be charged a late payment fee. Missing payments could have severe consequences on obtaining future credit
  • Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender

Representative Example:  The Representative APR is 3.1%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.

£2,500 to £25,000Good Credit Only3.3%

APR
Representative

(£5,000-£25,000)

2 to 5 yearsGet Quotes >
  • 10 minute online quote, instant decision
  • Money can be with you within 48 hours
  • No arrangement, over payment or early repayment fees
  • Must be aged 21 or over
  • UK Resident with a UK bank account

Representative Example:  The Representative APR is 3.3%, so if you borrow £7,500 over 5 years at a rate of 3.3% p.a. (fixed), you will repay £135.61 for 36 months and £8,136.60 in total.

£1,000 to £50,000Excellent Credit3.40%

APR
Representative

(£7,500-£19,950)

1 to 5 YearsGet Quotes >
  • Get a quick quote - no impact on your credit rating
  • Available to existing NatWest current account holders only
  • Must be aged 18

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

£1,000 to £50,000Excellent Credit3.40%

APR
Representative

(£7,500-£19,950)

1 to 5 YearsGet Quotes >
  • Get a quick quote - no impact on your credit rating
  • Available to existing Royal Bank of Scotland current account holders only
  • Must be aged 18

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

£7,500 - £15,000Good Credit Only4.2%

APR
Representative

(£7,500-£15,000).

1 to 7 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • No set up charges or hidden fees
  • Instant Online Decision
  • Loan rate of 3% available for existing current account customers
  • Must earn at least £700 pm (can be combined income)
  • Must be aged between 18 and 79
  • If self employed must be homeowner and supply 1 years audited accounts

Representative Example: The Representative APR is 4.2%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 4.2% p.a. (fixed). Monthly repayment £184.71. Total amount payable £11,082.60.

£1,000 to £35,000All Credit Histories Considered12.9%

APR
Representative

1 year to 7 yearsGet Quotes >
  • No waiting, no surprises, and a guaranteed, personal rate
  • Soft credit search so there will be no impact on you credit score
  • Some banks advertise very attractive low rates, but when you apply you find you could end up paying much more. With a guaranteed rate, there’ll be no nasty surprises.
  • You must be aged between 21 and 75
  • You must have been a permanent UK resident for 3 years 
  • You must have an annual income of at least £15,000 and have a UK bank or building society account

Representative Example:  The Representative APR is 12.9%. Based on a loan amount of £10,000 over 60 months at an interest rate of 12.9% p.a. (fixed). Monthly repayment of £223.43. Total amount repayable £13,405.80.

£1,000 to £25,000All Credit Histories Considered14.9%

APR
Representative

1 to 5 YearsGet Quotes >

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

£1,000 to £20,000All Credit Histories Considered42.5%

APR
Representative

1 to 6 YearsGet Quotes >
  • Rebuild Your Credit
  • Fast,online application - optimised for all desktop / mobile / tablet devices
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No early repayment fees
  • Must be aged 18
  • Must be UK resident
  • Administration fee applies, not payable upfront but instead included in monthly repayments
  • Applicants must have a net monthly income of at least £1,000, be in full time or part time employment, and have no CCJ's

Representative Example:  The Representative APR is 42.5% (fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £137.31, you will repay £157.89 per month & £4,943.25 in total.

Personal Loan Best Buys



1. Post Office Personal Loan »


The Post Office is one of the best known brands in the country with over 11,500 branches. Their personal loan is one of our most popular loans deals:

  • Competitive interest rate: 3.1% APR Representative
  • Loan amounts available from £1,000 to £25,000
  • Loan terms from 1 to 7 years
  • Instant online decision & funds transferred within 2 days
  • No penalty for overpayments
  • No arrangement fees or hidden charges

Quick online application from Post Office Money


2. Hitachi Personal Finance Loan »


Hitachi Personal Finance offer a simple, highly competitive loan, quickly and easily. Hitachi have been voted the UK’s Best Direct Loan Provider by Your Money for the last four years.

  • Competitive interest rate: 3.3% APR Representative
  • Loan amounts available from £2,500 to £25,000
  • Loan terms from 2 to 5 years
  • 2 minute application & funds transferred within 48 hours
  • Fixed monthly repayments
  • No arrangement, over payment or early repayment fees

Quick online application from Hitachi Personal Finance