If you were not banned, there are a number of questions you may wish to consider before contacting any potential insurers:
- Will future premiums be reduced if you do not make any further claims and avoid any further convictions?
- Are discounts available for other parts of the policy, such as for applying online or using direct debit to pay premiums?
Ultimately, customers may need to be prepared to pay more for their van insurance. Insurance all comes down to risk, and a drink driving conviction will typically represent a substantial increase in risk to a potential insurers.
A large part of the story will be what happens after you are convicted. If you are banned from driving for a period of time, there may be little you can do to avoid paying higher premiums for your policy. It is important to emphasise that van insurance is a legal requirement of being able to drive on UK roads, therefore even with a previous driving conviction, paying these high premiums may be unavoidable if you wish to continue driving.
It may take a more thorough search compared to another person searching for a standard van insurance quote, but persevering and shopping around can make a big difference in finding a policy that you will be able to afford.