As is the case with any other type of insurance policy, insurers will calculate the premiums of your vintage bike insurance based upon risk. If you can show your insurer that there's a low risk of you making a claim, the lower your premiums are likely to be.
There are several ways you can reduce the cost of your vintage motorbike insurance premiums:
Choosing a higher excess - including a higher excess policy as part of your agreement with your insurer
Taking proper security precautions - storing the bike in a safe and secure environment
Safe, clean driving record - having no history of any claims or convictions that have resulted in license penalties
While it's true that more expensive or rare bikes can require higher premiums, many insurers also recognise that classic or vintage bikes tend to be collector's items, rather than everyday vehicles, and may not be ridden as frequently. Many specialist insurers adjust their premiums to reflect this. based upon the circumstances of the customer.
If you are searching for appropriate insurance, see our table above to find the best vintage motorbike insurance quotes and comparisons for your money.