Woolwich Offset Mortgages

Latest Deal - NatWest 2 Year Fixed »NatWest Mortgages

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1.41%Reverts to 3.75% after 2 years

Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Woolwich offset mortgage deals are provided through Barclays bank, advertising reducing interest rates with shorter mortgage terms.


An offset mortgage from Woolwich may be particularly suitable for customers who have a significant amount of money stored in a savings account. If you do not already have a Barclays current or savings account, it may be worth considering switching banks in order to receive some of the benefits  that could be provided using a Woolwich offset mortgage.


Woolwich offer a range of offset mortgages from Barclays, including:

  • Offset tracker deals
  • 2 year offset tracker
  • Offset tracker Barclays loyalty mortgage


You may also wish to look at our tables below for comparisons on mortgages from several different providers: 

About you
Your income
Partner income
Income = £59,000
This calculates your maximum loan
Your property
Property value
Your deposit
Borrow = £98,000
Your loan to value (LTV) = 52%
Your mortgage
Mortgage Type
Payment Method
Payment Term

No mortgages were found which match these requirements. Please use the search form above to find mortgages which suit your precise requirements.

Woolwich’s offset mortgage deals enable customers to underpay and make unlimited overpayments if they desire, affording customers some significant flexibility. As well as this, customers can also take a payment holiday if their circumstances permit. 


By using an offset mortgage deal, the interest earned on your savings will help you to repay your mortgage loan and reduce the amount of interest you are expected to pay on your loan. An offset mortgage from Woolwich may also be useful for you if:

  • You wish to dedicate your savings to reducing the cost of your mortgage
  • You wish to pay off your mortgage relatively quickly


For information on mortgage deals from other providers, customers are advised to shop around as much as possible for comparisons on other mortgage offers that are currently on the market.


The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker