Yorkshire Bank Offset Mortgages

Latest Deal - NatWest 2 Year Fixed »NatWest Mortgages

Call FREE - 0800 158 2934 

1.41%Reverts to 3.75% after 2 years

Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Founded in 1859, Yorkshire bank are a large financial services provider with over 188 retail branches. As a provider of offset mortgages, Yorkshire Bank has also won the award of ‘best regional lender’ in 2009 for the best regional lender.


An offset mortgage may allow customers to link their current and savings accounts with Yorkshire Bank in order to reduce the cost of their mortgage repayments. This type of mortgage agreement may be particularly useful for potential borrowers who have a significant amount of money that can be devoted to their mortgage repayments.


Feel free to consult our tables below for comparisons on offset mortgage deals from other providers:

About you
Your income
Partner income
Income = £95,000
This calculates your maximum loan
Your property
Property value
Your deposit
Borrow = £160,000
Your loan to value (LTV) = 51%
Your mortgage
Mortgage Type
Payment Method
Payment Term

No mortgages were found which match these requirements. Please use the search form above to find mortgages which suit your precise requirements.

Many offset mortgages many also be quite flexible, and can provide customers with payment holidays if they wish to underpay in certain circumstances. Equally, customers may also wish to use their savings to repay their mortgage early.


Offset mortgages from Yorkshire Bank are offered in several different formats that may be of use to customers depending on their circumstances. These mortgages are offered with several different loan to value ratios, some examples include:

  • An offset 2 year mortgage with a 65% loan to value ratio, and an initial rate of 2.59%
  • An offset 2 year mortgage with a max loan to value ratio of 75%, with an initial rate of 2.99%
  • An offset 2 year mortgage with an 80% max loan to value ratio, and an initial rate of 3.99%
  • Customers may also be offered a variable rate offset mortgage, with a loan to value ratio of 85% and an initial rate of 4.59%.


If deals from this provider are not suitable, customers are advised to shop around for mortgage comparisons in order to find an offer that is tailored to their individual requirements.


The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker