Yorkshire Building Society Offset Mortgages

Latest Deal - NatWest 2 Year Fixed »NatWest Mortgages

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1.41%Reverts to 3.75% after 2 years

Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Yorkshire Building Society is the second largest building society in the UK, with origins dating back to 1864.  Like many other banks and building societies, Yorkshire Building Society also offers a number of different offset mortgages.


As there are many other different providers who could offer you an offset mortgage deal, you may wish to take a look at these before making a decision about a Yorkshire Building Society offset mortgage. The mortgage calculator below searches over 5,000 deals to bring you offset mortgage deals that may be of interest to you:


About you
Your income
Partner income
Income = £60,000
This calculates your maximum loan
Your property
Property value
Your deposit
Borrow = £125,000
Your loan to value (LTV) = 74%
Your mortgage
Mortgage Type
Payment Method
Payment Term

No mortgages were found which match these requirements. Please use the search form above to find mortgages which suit your precise requirements.

Here is a brief outline of the Yorkshire Building Society offset mortgage deals that are currently available:

  • 2 Year Fixed Rate Offset Mortgage (interest rates available between 2.59% and 4.49% or between 2.69% and 4.39% with fee assistance)
  • 3 Year Fixed Rate Offset Mortgage (interest from 2.89% to 4.99% or 2.99% or 2.99%-4.89% with fee assistance)
  • 5 Year Fixed Rate Offset Mortgage (interest 3.49%-5.39% or 3.59%-5.29% with fee assistance)
  • Offset Bank of England Base Rate variable trackers (a range of different interest rates available)


Yorkshire Building Society’s offset mortgages offer the choice of the following payment options:

  • Reduced current payments, providing customers with lower payments instantly if they wish
  • Reduced payments in future years, offering monthly repayments that steadily decrease; this will not pay off your mortgage early
  • Reduced term mortgages, with fixed monthly payments that ‘overpay’ your loan each month, meaning that you could pay off your mortgage ahead of schedule


The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker