A Better Deal For Your Money!
Nationwide FlexDirect Current Account
Earn 5% AER Fixed Interest for 12 Months
- On balances up to £2,500
- Interest paid for first 12 months
- No current account fees
- Easy online account management
- Can be setup as an extra account
Our view: With this current account you get 5% AER on the first £2,500 of your cash which is fixed for 12 months. To qualify you will need to pay in £1,000 pm (Equates to a £12,500 pa salary) . Please note the interest rate drops to 1% after 12 months. Unusually you do not have to set up any direct debits with this account, so you can just open it as an extra account. The account has full savings FSCS protection.
Deposit Plan Offer
Capital Protected Plan
5.5% pa or 2 x FTSE 100 Growth
Deposit Taker: Goldman Sachs International Bank
- Up to 7 year term
- 1.375% per quarter (5.5% pa) – if the Deposit Taker ends the plan early
- 2 x FTSE 100 Index growth (no cap) – if the plan runs for the full term
- Available in ISA
Our view: If capital protection is a top priority, yet you still want to achieve high growth returns this new plan from IDAD could be an interesting option.
Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.
Investment Growth Offer
Mariana 10:10 Plan
Potential Return – 13.47% pa
- Potential return in years 1, 2, 3, 4, 5, 6, 7, 8, 9 or 10
- Return paid if start level of the FTSE 100 goes up by 5% on an annual observation date
- Alternative options also available returning a potential 10.94% pa if the FTSE 100 is at or above its starting level by any amount, or 8.20% pa if the FTSE falls up to 17.5% over the full term
- Maximum to 10 year term
- ISA Option
- Invest from £5,000
Our view: This plan offers investors the opportunity for high growth returns if the market stays flat, goes up, or even goes down slightly, whilst the 10 year maximum term may offer some reassurance to investors who consider a downturn could affect the returns on their investment.
Capital at risk
Money Transfer Service
No fees or commission
FairFX: Transfer money or buy currency 24/7
- Single or regular payments
- Competitive rates
- Buy & hold available: Buy currency at a great rate and hold it securely in your FairFX account
- Transfer online or via phone
Our view: FairFX offer excellent exchange rates if you are moving money with no hidden fees.
Latest Investment Income Opportunities
Latest Investment Growth Opportunities
Mariana 10:10 Plan
(alternative options: 8.20% or 10.94%)
Investec FTSE 100 Enhanced Kick Out Plan
per annum
Investec/Lowes 8:8 Plan
per annum
Investec FTSE 100 Step Down Kick Out Plan
per annum
Dura Capital Credit Suisse FTSE 100 Defensive Autocall Plan
per annum
Investec FTSE 100 Defensive Step Down Kick Out Plan
per annum
Income Plan Offer
Defensive Income Plan
Up to 7.0% pa
- Quarterly income (paid gross)
- Maximum 8 year term
- Early maturity potential
- Available for ISAs and ISA transfers
- Invest from £3,000
- Alternative option also available paying up to 5.2% pa
Our view: If you’re looking for high income, then the ability to receive 7.0% per year even if the FTSE falls almost 20%, could be appealing.
Capital is at risk
Important Risk Information:
This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.