A Better Deal For Your Money!
Deposit Plan Offer
Looking for a Capital Protected alternative to Cash?
Potential 10% pa
- Potential 2.5% per quarter if plan called early by counterparty
- Equivalent to 10% per year
- Up to 8 year term
- Early maturity feature possible from year 2 onwards
- If plan runs full term then you receive 2 x FTSE 100 growth over period
- Available as cash ISA, non ISA or ISA transfer
- Deposit taker: Goldman Sachs
Our view: If capital protection is a top priority, yet you still want to achieve potential higher returns then this popular plan from IDAD could be an interesting option.
Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.
Investment Offer
Up to 6.00% interest pa with monthly payments
Monthly interest even if the FTSE falls 17.5%…
6.00% interest each year is a strong headline return, especially when this can be achieved even if the FTSE 100 Index falls up to 17.5%.
“The combination of high interest potential and monthly payments, along with a defensive feature meaning you get paid even if the stock market falls 17.5%, means we expect this plan to be popular.”
Oliver Roylance-Smith, head of savings and investment
The Meteor FTSE Monthly Contingent Income Plan pays 0.50% at the end of each month, provided the FTSE 100 Index has not fallen more than 17.5% below its level at the start of the plan – that’s a potential 6.00% interest per year. If the Index does close below this level, no interest is paid for that month.
The plan has a maximum term of 10 years, but also offers the opportunity to receive your initial capital back in full before then if the FTSE has risen 5% or more at the end of each quarter (from year 2 onwards). If the plan does not end early, your initial capital is returned in full provided the FTSE has not fallen by more than 35% at the end of the plan term. If it has, your initial investment will be reduced by 1% for each 1% fall, so your capital is at risk.
Available for ISA, ISA transfers and non-ISA investments
Capital is at risk. This is a structured investment plan that is not capital protected and is not covered by the Financial Services Compensation Scheme (FSCS) for default alone. Income payments are not guaranteed and there is a risk of losing some or all of your initial investment due to the performance of the FTSE 100 Index.
Featured Offers
Investment Growth Offer
Mariana 10:10 Plan – high growth potential if the market stays flat, goes up, or even goes down slightly
Potential Return – 11.1% pa
- Potential return in years 1, 2, 3, 4, 5, 6, 7, 8, 9 or 10
- Return paid if start level of the FTSE 100 goes up by 5% on an annual observation date
- Alternative options also available returning a potential 9.1% pa if the FTSE 100 is at or above its starting level by any amount, or 7.2% pa if the FTSE falls up to 17.5% over the full term
- Maximum to 10 year term
- ISA Option
- Invest from £5,000
Our view: This plan offers investors the opportunity for high growth returns if the market stays flat, goes up, or even goes down slightly, whilst the 10 year maximum term may offer some reassurance to investors who consider a downturn could affect the returns on their investment.
Capital at risk
Latest Investment Income Opportunities
Latest Investment Growth Opportunities
Mariana 10:10 Plan
(alternative options: 8.75% or 10.60%)
Walker Crips SG UK Kick Out Plan
per annum
Investec FTSE 100 8 Year Kick Out Plan
per annum
Investec FTSE 100 Enhanced Kick Out Plan
per annum
Meteor UK Kick Out Plan
per annum
Investec FTSE 100 8 Year Defensive Kick Out Plan
per annum
Meteor UK Defensive Kick Out Plan
per annum
Investec FTSE 100 Step Down Kick Out Plan
per annum
Income Plan Offer
Meteor FTSE Monthly Contingent Income Plan
Up to 6.00% pa
- Monthly income (paid gross)
- Maximum 10 year term
- Early maturity potential
- Available for ISAs and ISA transfers
- Invest from £5,000
Our view: If you’re looking for high income, then the ability to receive 6.00% per year even if the FTSE falls by 17.5%, could be appealing.
Capital is at risk
Important Risk Information:
This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
* Details of how the Financial Services Compensation Scheme applies to investment firms can be found at fscs.org.uk.