2 Day Pet Insurance

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2 Day Pet Insurance

2 day pet insurance is essentially a short term form of cover that may be required by pet owners in certain circumstances. If you are searching for a suitable short term policy, it is important to shop around for comparisons on pet insurance quotes in order to find the most competitive policy available.

Perhaps if you are only looking after someone else’s pet for a very small period, pet insurance may be required only on a short term basis. As is the case with many other types of pet insurance, this form of cover may insure pets against of a variety of potential problems and health issues. 2 day pet insurance could also be useful if you are taking your pet to a foreign country for a very brief period.

Pet insurance will cover the cost of any vet bills or treatments that you may otherwise have had to pay in the event of an illness or injury to the pet.

Along with the cost of vet fees, a 2 day pet insurance quote may also include a number of optional extras depending on the circumstances. The following are some examples of extra policies that may be included:

  • Third party liability, in the event that the pet causes damage to someone’s property, or in the worst case scenario injures someone, this insurance may cover your liability costs
  • Kennel fees, to cover the cost of looking after the pet in an emergency
  • Straying or theft, in the event that the animal goes missing or is stolen

Regardless of the type of policy you choose to take out, it is always important to shop around and compare pet insurance policies as much as possible.

Pet Insurance Offer
If your pet becomes ill or gets injured, pet insurance is designed to provide financial protection in meeting costs including:

  • Vets fees – Avoid one off bills
  • Reward and advertising costs – In case your pet goes missing
  • Holiday cancellation
  • Boarding fees – For when your animal needs to stay in care

Typically pet insurance will not cover:

  • Pre-existing conditions
  • Problems within the first 10 days of cover
  • Breeds that come under the Dangerous Dogs Act 1991
  • New policies for any pet younger than 8 weeks, dogs over a set age e.g 9 years and cats e.g. aged 11 years and over

When it comes to choosing the right pet insurance for you, there are a range of choices available depending on your budget and on the level of cover you wants.

Some of the options available from pet insurance companies include:

Lifetime pet insurance – A lifetime pet insurance policy offers the most comprehensive level of cover for your pet. These plans, as the name suggests, are designed to last for the entire life of your pet, covering any new illness or injury after the date the policy is taken out (you will not be covered for your pet’s existing illnesses or injuries). These policies require annual renewal, so make sure you set a date to renew each year or you will no longer have the cover you need.

Non-lifetime pet insurance – this type of pet insurance limits how much they pay per condition before it’s excluded. This type of pet insurance will pay out a set amount for any different conditions your pet has, with no time limit. However, once the payment limit is used up, no further payouts will be available.

Time-limited non-lifetime pet insurance – this type of pet insurance offers the same limited payout plan as non-lifetime pet insurance, but also places a time limit on how long you can claim for the condition. After this time has elapsed, the condition will be excluded from any further payouts.

Accident-only pet insurance – This is the most basic type of pet insurance policy and only covers your pet for accidents and injuries. Other illnesses are excluded. The policies may be cheapest at the outset, but they could prove expensive if your pet gets ill in the future as you will not be covered.

Buying Dog Insurance

When it comes to choosing the right dog insurance there are a range of choices available depending on your budget and on the level of cover you wants.

Some of the options available from pet insurance companies include:

Lifetime dog insurance – A lifetime dog insurance policy offers the most comprehensive level of cover for your pet. These plans, as the name suggests, are designed to last for the entire life of your pooch, covering any new illness or injury after the date the policy is taken out (you will not be covered for your dog’s existing illnesses or injuries). These policies require annual renewal, so make sure you set a date to renew each year or you will no longer have the cover you need.

Non-lifetime dog insurance – this type of pet insurance limits how much they pay per condition before it’s excluded. This type of dog insurance will pay out a set amount for any different conditions your pet has, with no time limit. However, once the payment limit is used up, no further payouts will be available.

Time-limited non-lifetime dog insurance – this type of insurance offers the same limited payout plan as non-lifetime cover, but also places a time limit on how long you can claim for the condition. After this time has elapsed, the condition will be excluded from any further payouts.

Accident-only dog insurance – This is the most basic type of pet insurance policy and only covers your dog for accidents and injuries. Other illnesses are excluded. The policies may be cheapest at the outset, but they could prove expensive if your pet gets ill in the future as you will not be covered.

However tight your budget, it’s worth insuring your pet in order to help them live a long, healthy life, as well as to save you money on vet’s bills in the future.

When comparing pet insurance policies it’s a good idea to shop around and compare a wide range of insurers.

Look for specific policies for your pet, as many insurers offer specialised cat, dog, horse, or exotic pet insurance, which could offer a better deal and a level of cover that is tailored to your pet’s specific needs.

You can compare a range of deals from pet insurance providers with our free comparison service. Just click on the links above to compare features and apply online today for great discounts.

Points to consider when looking for multiple pet insurance include:

  • The multi-pet discount offered – most pet insurance providers offer you a discount if you insure more than one pet under the same policy
  • The level of vet’s fees that are covered for each pet, per year
  • Are the vets fees paid directly? This can be convenient if you have several pets to care for
  • Whether there is an excess fee to pay when making a claim,and how much it is per pet