Experienced Investors

Oliver Roylance-Smith, Director

"For experienced investors we have put together a selection of investment opportunities for income and growth"

Oliver Roylance-Smith, Head of Investment and Savings

This section of the website provides information on investment opportunities which we have deemed appropriate for experienced investors only.


An experienced investor is someone who has sufficient investment knowledge and experience to be able to weigh up the risks and merits of the investment opportunities listed in order to establish appropriateness.


Examples of experienced investors are as follows;


1. I am an existing customer of Fair Investment Company having invested in a capital at risk product.

2. In the last 5 years I have held an investment that puts my capital at risk.

3. In the last 5 years I have held a structured product.


Since an assessment of appropriateness forms part of our application process, we will be unable to proceed with an application for an investment listed in this section of our website unless appropriate knowledge and experience requirements are met. We reserve the right to request additional details from you.

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future. The products shown will be arranged on a non-advisory basis, unless otherwise agreed. Different types of investment carry different levels of risk and may not be suitable for all investors.

Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature.  If you are at all unsure of the suitability of a particular product for your circumstances you should seek independent financial advice. Please refer to our Non Advisory Terms of Business and Disclaimer & Privacy Statement  for further information.

The Financial Conduct Authority does not regulate taxation and trust advice, debt management, unsecured loans, credit cards, advice on household bills and some aspects of deposits, buy to let mortgages and secured loans. The information and content of this website is subject to the UK regulatory regime and is therefore intended for UK consumers.