2 Year Fixed Mortgage – 60% LTV
2 Year Fixed Offer
- Initial Rate – 1.05% APR
- 60% Loan To Value (LTV)
- 2 Year Fixed
- £350 CASHBACK
Call NatWest FREE on 0800 158 2934
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
0.99%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
1.04%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
*
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.04%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.05%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.14%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
1.17%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.18%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.25%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.59%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
80%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.79%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
85%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.84%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
85%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.88%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
80%
Product Fee
Yes
Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
2.14%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
*
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.15%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.15%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.14%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.14%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.48%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.09%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
1.12%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
*
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.13%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.14%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.28%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.29%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
1.38%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
*
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.39%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.89%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
80%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.09%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
80%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.23%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
85%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.29%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
85%
Product Fee
Yes
Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
2.49%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.50%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.50%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Type
Fixed
Initial Term
10 Years
Initial Interest Rate
1.95%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Type
Fixed
Initial Term
10 Years
Initial Interest Rate
3.89%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Type
Fixed
Initial Term
15 Years
Initial Interest Rate
2.55%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Type
Life Tracker
Initial Term
Term of Mortgage
Interest Rate
1.99%
Max LTV
60%
Product Fee
Yes
Type
Life Tracker
Initial Term
Term of Mortgage
Interest Rate
1.99%
Max LTV
75%
Product Fee
Yes
Type
Life Tracker
Initial Term
Term of Mortgage
Interest Rate
2.44%
Max LTV
80%
Product Fee
Yes
Type
Life Tracker
Initial Term
Term of Mortgage
Interest Rate
2.99%
Max LTV
85%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.59%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
80%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.84%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
85%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.89%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
80%
Product Fee
Yes
Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.14%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.14%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
90%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.15%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.17%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.29%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
85%
Product Fee
Yes
Type
Fixed First Time Buyer
Initial Term
3 Years
Initial Interest Rate
2.48%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
2.49%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.50%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.69%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.69%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
2.78%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.79%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
90%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.28%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Type
Fixed
Initial Term
3 Years
Initial Interest Rate
3.28%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.44%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Type
Fixed
Initial Term
10 Years
Initial Interest Rate
3.89%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Type
Fixed
Initial Term
15 Years
Initial Interest Rate
4.39%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
95%
Product Fee
Yes
Type
Offset Fixed
Initial Term
2 Years
Initial Interest Rate
3.19%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Type
Offset Fixed
Initial Term
2 Years
Initial Interest Rate
3.19%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Type
Offset Tracker
Initial Term
Base Rate Tracker Offset
Initial Interest Rate
3.29%
Max LTV
60%
Product Fee
Yes
Type
Offset Tracker
Initial Term
Base Rate Tracker Offset
Initial Interest Rate
3.29%
Max LTV
75%
Product Fee
Yes
Type
Offset Flexible
Initial Term
Life of Mortgage
Initial Interest Rate
4.25%
Variable
Variable
Max LTV
80%
Product Fee
Yes
Type
Offset Flexible
Initial Term
Life of Mortgage
Initial Interest Rate
4.25%
Variable
Variable
Max LTV
80%
Product Fee
Yes
Type
Fixed Remortgage
Initial Term
2 Years
Initial Interest Rate
0.94%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Type
Fixed Remortgage
Initial Term
2 Years
Initial Interest Rate
0.94%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
0.99%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.04%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Type
Fixed Remortgage
Initial Term
2 Years
Initial Interest Rate
1.07%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.09%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.13%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.14%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.14%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.25%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.28%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.29%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.30%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.30%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Type
Fixed
Initial Term
10 Years
Initial Interest Rate
1.95%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.29%
Reverts to 3.54%
Reverts to 3.54%
Max LTV
85%
Product Fee
Yes
Type
Fixed
Initial Term
15 Years
Initial Interest Rate
2.55%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Type
Fixed Remortgage
Initial Term
2 Years
Initial Interest Rate
2.82%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Type
Fixed
Initial Term
10 Years
Initial Interest Rate
3.89%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Type
Fixed - Greener New Build Mortgage
Initial Term
2 Years
Initial Interest Rate
0.94%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
60%
Product Fee
Yes
Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
1.04%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
*
Type
Fixed - Greener New Build Mortgage
Initial Term
5 Years
Initial Interest Rate
1.04%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
60%
Product Fee
Yes
Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
1.12%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
*
Type
Fixed - Greener New Build Mortgage
Initial Term
2 Years
Initial Interest Rate
1.15%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
1.17%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
*
Type
Fixed - Greener New Build Mortgage
Initial Term
5 Years
Initial Interest Rate
1.18%
Reverts to 4.34%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
1.38%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
2.14%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
*
Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
2.49%
Reverts to 3.59%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Get mortgage quotes
There are also several different types of mortgage agreement that may have flexible options included, such as offset mortgages and a variety of other interest rate deals.
These types of mortgages may ideally allow customers to:
- Make underpayments if they are a short of money at the end of the month
- Take payment holidays from their monthly mortgage repayments
- Make overpayments if they have received a bonus or commission at work
If you are self employed or rely on an irregular source of income a flexible mortgage deal may be for you, as your lender may allow you to make underpayments and overpayments depending on your income for the period. Although a flexible mortgage deal does have its benefits, there are a number of factors to watch out for before committing to an offer.
- There are a limited number of flexible mortgages out there as they are a relatively new financial product, therefore you may not be able compare as many mortgages as you need to in order to get the best deal.
- Your interest rate may be set higher if you have an irregular income, as your lender may see you as a bigger financial risk.
- As is also the case with any type of mortgage or similar financial product, these agreements require a great deal of long term responsibility and commitment
- Some mortgage lenders may restrict the level of underpayments and over-payments you make, and you should carefully consider the terms of an agreement before committing to it
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