Instant Decision Credit Cards

Instant Decision Credit Cards

Compare Cards Which Will Give You An Instant Decision

Representative APR (Variable)
21.7%
(Based on assumed borrowing of £1,200)
Balance Transfer
0% for 30 months
(no fee)
Purchase
0% for 30 months

Santander All in One Credit Card

Representative APR (Variable)
18.9%
(Based on assumed borrowing of £1,200)
Balance Transfer
0% for 27 months
(no fee)
Purchase
0% for 3 months

Santander Everyday Credit Card

Instant Decision Credit Cards

An instant decision credit card company is useful if you need a credit card in a hurry, but don’t rush into it. Shop around first and make sure you’re getting a good deal as well as a quick decision.

Companies that are quick to give you credit might balance this out by offering fewer benefits, or charging higher interest rates. Things to consider when looking for an instant decision credit card include:

  • The APR – don’t sacrifice a low interest rate for a speedy decision
  • What benefits are offered (e.g. cashback, reward points scheme)
  • Whether it offers an interest-free period for purchases or balance transfers
  • How your credit history might affect the range of deals that are available to you
  • Extra charges such as an annual fee