Written by Editorial Team
24th September 2018

Investment high income plan offering up to 7.20% or 5.80% pa

Our most popular income plan over the last 12 months, Investec’s Defensive Income Plan includes two investment options, offering 7.20% per year unless the FTSE falls 20%, or 5.80% unless the FTSE falls 40%.
Oliver Roylance-Smith

Oliver Roylance-Smith

Head of Savings & Investment

With the Investec Defensive Income Plan interest is paid at the end of each quarter provided the FTSE has not fallen by 20% or 40% respectively, below its value at the start of the plan (subject to averaging). If the Index closes below these levels, no income is paid for that quarter.

The plan has a maximum term of 8 years, but also offers the opportunity to receive your initial capital back in full before then, if the FTSE has risen by more than 5% at the end of each year, from year 2 onwards. If the plan does not end early, your initial capital is returned in full provided the FTSE has not fallen by more than 40% at the end of the plan term. If it has fallen below this level, your capital will be reduced by 1% for each 1% fall, so you could lose some or all of your initial investment.

So whether you are defensive, or ‘super defensive’, this plan still offers the opportunity for high interest.

Click here for more information >>

LIMITED OFFER: current issue ends 10th October 2018

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.