Are you earning 13% on your investments?

“If the value of the FTSE 100 Index at the end of years 1, 2, 3 or 4 is higher than its value at the start of the investment, even by just one point, then the Enhanced Kick Out Plan from Investec will provide a return of 13% for each year the investment has been in place (not compounded).

The plan also includes conditional capital protection which means that if the investment does not mature early, you will receive your original capital back unless the FTSE falls by more than 50% during the investment and is below its starting value at the end of the 5 year term.

So if you are prepared to put your capital at risk on this basis, this investment offers the potential for higher returns than most available in the current climate, especially when you consider the plan can mature early even if the market stays relatively flat.”

Oliver Roylance-Smith, head of savings and investment

Request a brochure for the Investec Enhanced Kick Out Plan »

This is a structured investment plan that is not capital protected and is not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the FTSE 100 Index.

There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

If you are at all unsure of the suitability of this type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.