Mobile Bank Current Accounts

Compare Top Mobile Bank Apps

Account
Starling Bank Mobile App Bank Account
Details
The award-winning current account built to give you more control over your money. Voted Best British Bank 2020*
Spend & Transfer Money Abroad
Account fee
FREE
*Best British Bank and Best Current Account in 2019 and 2020 at the British Bank Awards. Awarded 5 stars by Defaqto too
Account
Cashplus Current Account
Adverse Credit
Details
No credit checks - instant online decision. Apply from your mobile and manage your money with the banking app. Add Creditbuilder to your account and it could help build your credit rating at no extra cost
Account
Currensea Mobile App Bank Account
Details
Spend in confidence, whilst saving money on your overseas purchases
Spend & Transfer Money Abroad
Account fee
FREE
Account
Bunq Premium Mobile App Bank Account
Details
A revolutionary mobile bank, built from a clean slate, dedicated to your wants and needs. Get the freedom to spend, save, move and invest your money whichever way you like
Spend & Transfer Money Abroad
Account fee (EUR)
7.99 EUR per month
Account
Monese Multi-Currency Mobile App Bank Account
Details
Multi-currency banking app that provides you with fast and free current accounts in 31 countries
Spend & Transfer Money Abroad for Free
Account fee
£0 to £14.95 per month
Account
Revolut Mobile App Bank Account
Details
Modern banking: set up and manage current account directly from your phone
Spend & Transfer Money Abroad
Account fee
£0 to £12.99 per month

What are mobile bank accounts and how could you use one?

1. Starling Bank

  • No minimum monthly pay in
  • Easy set up in minutes
  • No monthly fees
  • Great for overseas use
  • Spending insights – see where your money is going
  • Goals – set money aside for specific goals
  • Earn 0.05% AER interest paid on account balances below £85,000
  • Pay in cheques by photo using the app
  • Card controls – lock your card if you lose it
  • Round up transactions – put the difference into your savings pots
  • 24/7 customer support
  • Fully FSCS protected up to £85,000
  • Signed up to “Current Account Switch Service” (CASS) – Yes
  • Winner 2018,2019 and 2020 Banking Awards

More info on Starling Bank »

2. HSBC Advance 

  • Need to pay in minimum of £1,750 pm
  • You get a minimum £1,000 overdraft facility
  • No monthly fees
  • Earn competitive 2.75% AER interest paid – Save between £25 and £250 pm
  • Fee free international transfers
  • Help setting up accounts abroad
  • Pay in cheques with a photo
  • Block or unblock your bank card at any time
  • Signed up to “Current Account Switch Service” (CASS) – Yes
  • Fully FSCS protected up to £85,000

More info on HSBC Advance »

3. Bunq

  • Premium account – €7.99pm
  • Voice contolled app
  • Earn 0.27% interest rate for money put away for savings
  • Easy budgeting – set up sub accounts with individual IBAN nos
  • Auto save feature – Round up payments and pay the difference into set sub-accounts
  • Spending insights
  • You can block cards at any time – change pins at any time
  • Free global ATM withdrawals
  • Apple and Google Pay supported
  • Mastercard included in premium subscription
  • Fully protected by the Netherlands deposit guarantee scheme (DGS) up to €100,000

More info on Bunq Money »