Mobile Bank Current Accounts

Compare Top Mobile Bank Apps

Account
Starling Bank Mobile App Bank Account
Details
A 100% mobile current account built to give you more control over your money. Voted Best British Bank 2020*
Spend & Transfer Money Abroad
Account fee
FREE

*Best British Bank and Best Current Account in 2019 and 2020 at the British Bank Awards. Awarded 5 stars by Defaqto too

Account
Bunq Premium Mobile App Bank Account
Details
A revolutionary mobile bank, built from a clean slate, dedicated to your wants and needs. Get the freedom to spend, save, move and invest your money whichever way you like
Spend & Transfer Money Abroad
Account fee (EUR)
7.99 EUR per month

What are mobile bank accounts and how could you use one?

1. Starling Bank

  • No minimum monthly pay in
  • Easy set up in minutes
  • No monthly fees
  • Great for overseas use
  • Spending insights – see where your money is going
  • Goals – set money aside for specific goals
  • Earn 0.05% AER interest paid on account balances below £85,000
  • Pay in cheques by photo using the app
  • Card controls – lock your card if you lose it
  • Round up transactions – put the difference into your savings pots
  • 24/7 customer support
  • Fully FSCS protected up to £85,000
  • Signed up to “Current Account Switch Service” (CASS) – Yes
  • Winner 2018,2019 and 2020 Banking Awards

More info on Starling Bank »

2. HSBC Advance 

  • Need to pay in minimum of £1,750 pm
  • You get a minimum £1,000 overdraft facility
  • No monthly fees
  • Earn competitive 2.75% AER interest paid – Save between £25 and £250 pm
  • Fee free international transfers
  • Help setting up accounts abroad
  • Pay in cheques with a photo
  • Block or unblock your bank card at any time
  • Signed up to “Current Account Switch Service” (CASS) – Yes
  • Fully FSCS protected up to £85,000

More info on HSBC Advance »

3. Bunq

  • Premium account – €7.99pm
  • Voice contolled app
  • Earn 0.27% interest rate for money put away for savings
  • Easy budgeting – set up sub accounts with individual IBAN nos
  • Auto save feature – Round up payments and pay the difference into set sub-accounts
  • Spending insights
  • You can block cards at any time – change pins at any time
  • Free global ATM withdrawals
  • Apple and Google Pay supported
  • Mastercard included in premium subscription
  • Fully protected by the Netherlands deposit guarantee scheme (DGS) up to €100,000

More info on Bunq Money »