Mobile Bank Current Accounts
Compare Top Mobile Bank Apps
Account
Chase Current Account
Features
1% cashback on your everyday debit card spending for your first 12 months. Cashback exceptions and limits apply. Plus access to a 4.1% AER easy access saver account
Funding Required
No monthly minimum
Account fee
FREE
Account
Monese Multi-Currency Mobile App Bank Account
Features
Multi-currency banking app that provides you with fast and free current accounts in 31 countries
Spend & Transfer Money Abroad for Free
Account fee
£0 to £14.95 per month
- Mobile Bank Account
- Open a GBP and EUR current account using your mobile in minutes, with no credit checks and no proof of address required
- Track your account activity in real-time, get an overview of your monthly outgoings, set budgets and set your savings aside from your day-to-day spending
- Get account statements whenever you like
- Get added peace of mind from instant updates on your mobile whenever you receive or spend money
- Add money to your account instantly by debit card or bank transfer. You can also top up quickly using cash at Post Office and Paypoint locations across the UK
- Add Monese to your phone’s wallet and make smart, fast and secure contactless payments with Apple Pay or Google Pay
- Spend on your Monese card and make ATM withdrawals worldwide with fee-free allowances and money-saving exchange rates
- Send money to your contacts and request payments from them. You can also save when you transfer money abroad (at the wholesale currency exchange rate). Transfers between Monese accounts are also free and instant
- You can use your Monese app in any one of our 12 languages: English, French, German, Brazilian Portuguese, Bulgarian, Italian, Spanish, Romanian, Polish, Czech, Turkish and Lithuanian
Account
Cashplus Current Account
Features
No credit checks - instant online decision. Apply from your mobile and manage your money with the banking app. Add Creditbuilder to your account and it could help build your credit rating at no extra cost
Adverse Credit
Account
Currensea Mobile App Bank Account
Features
Spend in confidence, whilst saving money on your overseas purchases
Spend & Transfer Money Abroad
Account fee
FREE
Account
Revolut Mobile App Current Account
Features
Modern banking: set up and manage current account directly from your phone
Spend & Transfer Money Abroad
Standard Account Fee
£0
What are mobile bank accounts and how could you use one?
1. Starling Bank
- No minimum monthly pay in
- Easy set up in minutes
- No monthly fees
- Great for overseas use
- Spending insights – see where your money is going
- Goals – set money aside for specific goals
- Earn 0.05% AER interest paid on account balances below £85,000
- Pay in cheques by photo using the app
- Card controls – lock your card if you lose it
- Round up transactions – put the difference into your savings pots
- 24/7 customer support
- Fully FSCS protected up to £85,000
- Signed up to “Current Account Switch Service” (CASS) – Yes
- Winner 2018,2019 and 2020 Banking Awards
2. HSBC Advance
- Need to pay in minimum of £1,750 pm
- You get a minimum £1,000 overdraft facility
- No monthly fees
- Earn competitive 2.75% AER interest paid – Save between £25 and £250 pm
- Fee free international transfers
- Help setting up accounts abroad
- Pay in cheques with a photo
- Block or unblock your bank card at any time
- Signed up to “Current Account Switch Service” (CASS) – Yes
- Fully FSCS protected up to £85,000
3. Bunq
- Premium account – €7.99pm
- Voice contolled app
- Earn 0.27% interest rate for money put away for savings
- Easy budgeting – set up sub accounts with individual IBAN nos
- Auto save feature – Round up payments and pay the difference into set sub-accounts
- Spending insights
- You can block cards at any time – change pins at any time
- Free global ATM withdrawals
- Apple and Google Pay supported
- Mastercard included in premium subscription
- Fully protected by the Netherlands deposit guarantee scheme (DGS) up to €100,000