NFU Horse Insurance

Compare NFU Horse Insurance

Horse Insurance Deals
ProviderOnline DiscountMax Vet Fees CoveredAdditional Features 
n/a£5,000Petplan Equine offers genuine Covered for Life pet insurance.Get Quotes >
n/a£6,000£250 or £500 excStandard Equine (aged 30 days to 20 years) - veterinary fees up to £2,000, £4,000 or £6,000 per condition for 365 days from the initial onset of a condition. Mature Equine (aged over 20 years) provide veterinary fees for accidental injury of up to £2000 per injury for 365 from the initial onset, subject to a £125 excess. Third party public liability insurance provides cover up to £2 million subject to the excess depending on your chosen policy. In addition, bolt on extras are available so that it can be tailored to suit your individual needs, including Death of Horse, Loss of Use, Loss by Theft or Straying, Tack cover, Trailer cover, and Personal Accident and Dental cover. Also, if you don’t own or loan your own horse, a range of Rider Only policies are available to provide you with Personal Accident and Public Liability cover. A range of policies from young rider, to premium covers are offered. These policies provide cover for Third Party Liability, Emergency Veterinary Fees, Personal Accident and Dental and more.Get Quotes >

A horse can be a big financial commitment; it is therefore wise to take out the right insurance to cover your needs. Whether you own many horses, or don’t own a horse but like to ride occasionally getting the right insurance can give you peace of mind and save you money in the event of any incident, to you or the horse. NFU horse insurance offers protection for your horse that can cover the potential costs of illness.


NFU mutual have a range of equine insurance policies


Horse and rider insurance


This insurance covers both you and your horse and features:


  • Vets fees cover up to £5,000
  • Death, Theft and straying cover for horses aged 30 days to 19 years
  • Personal liability cover up to £2.5 million can be increased to £10 million.


Horse rider insurance


If you don’t own a horse but ride either regularly or occasionally this could be the right choice for you.


  • Personal liability cover up to £2.5 million can be increased to £10 million.
  • Vets fees covered up to £2000 following an accident to any horse you borrow – with an access of £145
  • Personal accident cover – for injuries resulting from riding accidents for riders aged under 75 years.

Veteran horse cover

If you own a horse aged 20 years or over you may have certain unique needs that a veteran horse policy may cover.


  • Vets bills up to £3000 for accidental external injury – £145 excess applies.
  • Equipment covers for theft or damage  

Horsebox insurance

Horse boxes can be expensive investments that may often be over looked, therefore getting insurance which covers your needs is important

NFU horsebox insurance features

  • Horse Road Rescue Service – a specialist horse box road rescue service can arrange emergency transport and stabling of horses up to £15 per night.

NFU Mutual have a large number of local branches with experienced staff who can help you tailor your policy you ensure you get covered for what you want.