MB UK 6Y Kick Out Deposit Plan

MB UK 6Y Kick Out Deposit Plan

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Capital protected plan with the opportunity for 4.5% growth pa and early maturity…

By offering full capital protection plus a potential 4.5% per year, this plan offers the opportunity to beat low savings rates as well as tackle the effects of rising inflation
Oliver Roylance-Smith

Oliver Roylance-Smith

Head of Savings and Investments

The MB UK Kick Out Deposit Plan offers a potential 4.5% interest per year (not compounded). Although it has a maximum term of six years, it will ‘kick out’ early provided the value of the FTSE 100 Index at the end of each year from year 4 onwards, is at or above its value at the start of the plan.

That’s a potential 18% after four years, 22.5% after five years, etc. The downside is that the return is not guaranteed, and so if the FTSE has dropped at the end of each year, you only get your initial capital back at the end of the full term.

This product offers the same capital protection as any other savings account, and as a deposit, also includes FSCS cover up to the banks & building societies £85,000 compensation limit. It can also be held as a cash ISA and accepts ISA transfers to take advantage of tax free returns. 

4.5% pa may not sound like its going to change the world, but with the best long term fixed rate deposit is currently offering around 2.4%, and the rate for a fixed rate Cash ISA even less this deposit plan from MB could be an appealing alternative.

Plan Details

Potential Return: 4.5% for each  year invested (not compounded), if the FTSE rises by any amount

Potential to mature early (kick out) each year from year 4 onwards

Capital Protected Product

Eligible for the Financial Services Compensation Scheme up to £85,000 for an individual or up to £170,000 for a joint deposit account

Available for Cash ISA, ISA Transfer and Direct Investments. Also available to businesses, charities, trusts and SIPP and SSAS pension schemes

Investment term: Maximum 6 Years

Arrangement fee applies

Minimum single investment: £5,000

Maximum ISA investment: £20,000

No maximum for ISA transfers and non-ISA investments


ISA Transfer Applications: 13 May 2022
Direct & ISA Applications: 27 May 2022

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

MB UK 6Y Kick Out Deposit Plan May 2022

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