Retirement Planning Advice

Whether you’re planning for the future, approaching retirement, or already drawing a pension, financial advice could help you get more from your money.

Retirement Planning

There is no time like the present to start planning for retirement.

We work with trusted pension advisers to provide a personal financial planning service for people just like you, who use the Fair Investment site.  They have extensive experience in helping people plan for a stronger financial future.

  • There’s no pressure to act on their advice – You’ll have the time you need to decide if you want to act on their recommendations, and will only pay a fee if you do
  • You can speak to an adviser without even leaving your home – via an appointment over the phone or online
  • Free 15 minute initial appointment and you’ll only be charged if you decide to proceed with the recommendations provided

There are no tables for this criteria

What stage of retirement are you at?

I’m planning for retirement

Explore the options that suit your current situation and get help in putting aside as much as you can reasonably afford.

I’m approaching retirement

Our retirement planning advisers could review your pensions and investments to see if your current plans are on track.

I’m already retired

Even if you’re not working anymore, your retirement pot should still be working for you. Good advice on when to access your pension, drawing an income, and how to protect and build on your lump sum can be really useful.

How much do you need to retire?

Planning ahead and putting some more money aside if you can afford to could help you put stronger plans in place for retirement.

A study by Which?* (below) shows how much income a couple might need to achieve different levels of comfort when they retire:

Basic retirement
Utilities, housing costs, transport                            £17,200 a year

Comfortable retirement
Leisure activities & European travel                      £25,000 a year

Luxurious retirement
Long-haul travel & new car every 5 years           £40,000 a year


Important information…

For pensions and flexible retirement solutions your capital is at risk and you may get back less than you originally invested. Your eventual income will depend on the size of your fund at retirement, future interest rates and tax legislation. If you take too much income too quickly your fund could be depleted or run out altogether.