Tax benefits with salary sacrifice pensions

Salary sacrifice is when an employee gives up the right to part of the cash remuneration due under his or her contract of employment in return for the employer's agreement to provide the employee with some form of non-cash benefit.


Although salary sacrifice can refer to any cash sacrifice in exchange for a non-cash benefit, i.e. in return for childcare vouchers, more often than not it refers to a pension scheme.


Salary sacrifice is achieved by varying the employee's terms and conditions of employment relating to remuneration.


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