Scottish Widows Instant Access Savings Account

Get great rates and easy access to your cash…

With Scottish Widows instant access savings accounts, like the easy access Direct Transfer account, you get a competitive interest rate and easy access to your cash.

Benefits of Scottish Widows instant access savings accounts, which are provided by Scottish Widows Bank,  include:

  • Easy, online access, 24/7
  • No hidden costs or penalties
  • 6 month bonus of 1.00%

For more information about the Scottish Widows instant access savings accounts and to apply online for the Scottish Widows Bank Direct Transfer account, click on the link below.

ProviderAccountInterest Rate (AER)TermApply
1.30%Instant AccessMore Info >
MARKET LEADING. Earn 1.30% gross/AER. Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.


Instant AccessMore Info >
Earn 1.22% AER variable interest. Interest can be paid monthly or annually. Open an account singly or jointly. Minimum deposit £1. Unlimited deposits and withdrawals permitted. FSCS Protected
1.15%Easy AccessMore Info >
1.15% gross/AER. Instant Access. Free withdrawals and no notice period. Deposit from £100. Includes a fixed bonus of 0.95% gross fixed for the first 12 months. Quick and easy online application
1.00%Easy AccessMore Info >
1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.

Gross is the interest you will receive before tax is deducted.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.