Structured Deposits for Trustees

Try something different with your trustee savings such a structured deposit and you could see potentially higher returns. Linked to the performance of the FTSE 100, structured deposits for trustees offer the potential for higher returns than a savings account, but do not put your capital at risk. See our comparison tables below for a range of the lsatest structured deposits available to trustees: 

Trustee Growth Deposit Plans
ProviderPlan NameDeposit TakerTermMaximum Potential ReturnMore Info
Kick Out DepositInvestec Bank plcUp to
6 years
6%
per annum
More Info >
  • 6% for each year if the FTSE 100 finishes higher than its starting value
  • Opportunity to mature early at year 3, 4 or 5
  • Capital protected
  • Short/medium term alternative to fixed rates
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital 
FTSE 100 6 Year Deposit PlanInvestec Bank plc6 years

45%

at end of term

More Info >
  • 45% fixed return if the Index is higher
  • Capital protected
  • Low minimum - £3,000
  • Medium/longer term alternative to fixed rates
  • Also available for Cash ISA & ISA Transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital
6 Year Defensive Deposit PlanInvestec Bank plc6 years

25%

at end of term

More Info >
  • 25% fixed return if the Index is higher than 75% of its Initial Level
  • Capital protected
  • Low minimum - £3,000
  • Medium/longer term alternative to fixed rates
  • Available for Cash ISA,  ISA Transfers and non-ISA
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

Compare structured deposits for trustees

If you want higher returns than those available with standard trustee savings accounts, structured deposits might hold the answer - they offer a potentially higher income or growth, depending on the performance of the FTSE 100 Index. They don't put your capital at risk, but returns are not guaranteed. Find out more about trustee structured deposits and how to apply by using our tables of hand-picked selections.