1 Year Fixed Rate Cash ISA

Compare 2023 1 Year Fixed Term Cash ISAs

Account

OakNorth 12 Month Fixed Rate Cash ISA

Interest Rate

4.47%
AER

Term

12 Months

Minimum Deposit

£1

More info

More Information About This Account

Interest paid monthly
ISA transfers also allowed in
Maximum balance £500,000
FSCS Protected

Must be UK resident and be aged 18 or older
No withdrawals permitted

Account

Aldermore Bank 1 Year Cash ISA

Interest Rate

4.35%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

ISA transfers in allowed
FSCS Protected

Must be UK resident and aged 16 or older
Withdraw cash early if you need to (subject to loss of interest)

Account

Hampshire Trust Bank 1 Year Cash ISA

Interest Rate

4.22%
Gross/AER

Term

1 Year

Minimum Deposit

£1

More info

More Information About This Account

Interest paid at maturity
ISA transfers also allowed in
Maximum deposit £250,000
FSCS Protected
Winner of Platinum Feefo Trusted Service Award in 2024

Must be UK resident and be aged 18 or older
No withdrawals permitted

Account

Yorkshire Building Society 1 Year Fixed Rate e-ISA

Interest Rate

4.15%
Gross/AER

Term

1 Year

Minimum Deposit

£100

More info

More Information About This Account

Interest paid at maturity
ISA transfers also allowed in
Tax free interest
FSCS Protected

Must be UK resident and be aged 18 or older
No withdrawals permitted
Closure permitted with 90 days’ loss of interest

Account

Aldermore Bank 2 Year Cash ISA

Interest Rate

4.20%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

ISA transfers in allowed
FSCS Protected

Must be UK resident and aged 16 or older
Withdraw cash early if you need to (subject to loss of interest)

Account

Hampshire Trust Bank 2 Year Cash ISA

Interest Rate

4.11%
Gross/AER

Term

2 Years

Minimum Deposit

£1

More info

More Information About This Account

Interest paid annually
ISA transfers also allowed in
Maximum deposit £250,000
FSCS Protected
Winner of Platinum Feefo Trusted Service Award in 2024

Must be UK resident and be aged 18 or older
No withdrawals permitted

Account

Post Office Online 1 Year Fixed Rate Cash ISA

Interest Rate

4.15%
Gross/AER

Term

1 Year

Minimum Deposit

£500

More info

More Information About This Account

Interest paid annually
ISA transfers also allowed in (some providers charge a transfer fee)
Open and manage online
FSCS Protected

Must be UK resident and be aged 18 or older
Withdrawals permitted subject to 90 days loss of interest
Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK

Account

Leeds Building Society 1 Year Cash ISA

Interest Rate

4.10%
Gross/AER

Term

1 Year

Minimum Deposit

£100

More info

More Information About This Account

Interest paid annually
ISA transfers also allowed in
Open online, in branch or by post
FSCS Protected

Must be UK resident and be aged 18 or older
Withdrawals permitted subject to 90 days lost interest

Account

Leeds Building Society 2 Year Cash ISA

Interest Rate

4.10%
Gross/AER

Term

2 Years

Minimum Deposit

£100

More info

More Information About This Account

Interest paid annually
ISA transfers also allowed in
Open online, in branch or by post
FSCS Protected

Must be UK resident and be aged 18 or older
Withdrawals permitted subject to 180 days lost interest

Account

Nationwide 1 Year Triple Access Cash ISA

Interest Rate

Up to 4.00%
Gross/AER

Term

1 Year, with option to make three free withdrawals

Minimum Deposit

£1

More info

More Information About This Account

Tax free ISA account
Make up to three withdrawals during the 12-month term of this account
Open with £1 or transfer in existing ISA funds
Invest up to £20,000 per tax year
Manage your account online
Interest paid at maturity
FSCS Protected

Must be UK resident and aged 16 or older
Make more than three withdrawals and the rate drops to 1.75% AER/gross p.a. (variable)
Not available in branch

Account

Leeds Building Society 3 Year Cash ISA

Interest Rate

4.00%
Gross/AER

Term

3 Years

Minimum Deposit

£100

More info

More Information About This Account

Interest paid annually
ISA transfers also allowed in
Open online, in branch or by post
FSCS Protected

Must be UK resident and be aged 18 or older
Withdrawals permitted subject to 240 days lost interest

Account

Leeds Building Society 5 Year Cash ISA

Interest Rate

4.00%
Gross/AER

Term

5 Years

Minimum Deposit

£100

More info

More Information About This Account

Interest paid annually
ISA transfers also allowed in
Open online, in branch or by post
FSCS Protected

Must be UK resident and be aged 18 or older
Withdrawals permitted subject to 365 days lost interest

Account

Post Office Online 2 Year Fixed Rate Cash ISA

Interest Rate

3.85%
Gross/AER

Term

2 Years

Minimum Deposit

£500

More info

More Information About This Account

Interest paid annually
ISA transfers also allowed in (some providers charge a transfer fee)
Open and manage online
FSCS Protected

Must be UK resident and be aged 18 or older
Withdrawals permitted subject to 180 days loss of interest
Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK

Account

Aldermore Bank 3 Year Cash ISA

Interest Rate

4.00%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

ISA transfers in allowed
FSCS Protected

Must be UK resident and aged 16 or older
Withdraw cash early if you need to (subject to loss of interest)

Account

Hampshire Trust Bank 5 Year Cash ISA

Interest Rate

3.75%
Gross/AER

Term

5 Years

Minimum Deposit

£1

More info

More Information About This Account

Interest paid annually
ISA transfers also allowed in
Maximum deposit £250,000
FSCS Protected
Winner of Platinum Feefo Trusted Service Award in 2021

Must be UK resident and be aged 18 or older
No withdrawals permitted

Compare our Best 1 Year Fixed Rate Cash ISAs

Find the best 1 year fixed rate cash ISAs for you with our simple comparison tables – they offer a range of choice from leading providers, where you can compare rates and other features.

Features of fixed cash ISAs can include:

Fixed rate return on your savings
No tax to pay on the interest
Choice of fixed terms from 1-5 years
Usually no withdrawals allowed during the term

Compare fixed cash ISAs to get the best rates for the account that best suits your needs.

Deposit Plan Offer

Looking for a Capital Protected alternative to Cash?

Potential 25% after 4 years

Potential 25% if the FTSE 100 does not fall by more than 10% after 4 years
Equivalent to 6.25% per year
4 year term
Available as cash ISA, non ISA or ISA transfer
Capital Protected – receive your initial capital back at the end of the term no matter how the FTSE 100 performs

Our view: The 25% potential return is equivalent to 6.25% growth each year which is significantly more than the current leading longer term savings rates More Plan Details »

Savings & ISA News

2nd
Oct

1 Year Fixed Rate Cash ISA

Compare 2023 1 Year Fixed Term Cash ISAs

Compare our Best 1 Year Fixed Rate Cash ISAs

Tax FREE Investing Using An ISA

Deposit Plan Offer

Looking for a Capital Protected alternative to Cash?

Potential 25% after 4 years

Best 1 Year Fixed Rate Bonds

2024 Starling Bank Account Review (+Pros & Cons)

NatWest Student Account – Get £100