1 Year Fixed Rate Cash ISAs

1 Year Fixed Rate Cash ISAs

Compare 1 Year Fixed Rate ISAs

Deposit Plan Offer

Looking for a Capital Protected alternative to Cash?

Potential 18.5% after 6 years 

  • Potential 18.5% if the FTSE 100 rises by any amount after 6 years
  • Equivalent to 3.08% per year
  • 6 year term
  • Available as cash ISA, non ISA or ISA transfer
  • Capital Protected – receive your initial capital back at the end of the term no matter how the FTSE 100 performs
More Plan Details » Our view: The 19.5% potential return is equivalent to 3.01% compound growth each year which is significantly more than the current leading longer term savings rates Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.
Account
Nationwide Instant ISA Saver Cash ISA
Interest Rate
up to 0.05%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Halifax ISA Saver
Interest Rate
0.05%
AER (variable)
Term
Instant Access
Minimum Deposit
£1
Account
Santander Easy ISA
Interest Rate
0.01%*
AER (variable)
Term
Instant Access
Minimum Deposit
£1
Account
Lloyds Bank Cash ISA Saver
Interest Rate
0.05%
AER (variable)
Term
Instant Access
Minimum Deposit
£1
Account
Aldermore Bank 3 Year Cash ISA
Interest Rate
0.75%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Cash ISA
Interest Rate
0.70%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 1 Year Cash ISA
Interest Rate
0.60%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Plan Name

Investec FTSE 100 6 Year Deposit Plan

Maximum Potential Return
18.5%
at end of term
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE4Good 6 Year Deposit Plan

Maximum Potential Return
15.9%
at end of term
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 Kick Out Deposit Plan

Maximum Potential Return
2.25%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Deposit Plan

Maximum Potential Return
5.4%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Defensive Deposit Plan

Fixed Return
11.7%
if FTSE higher, 4.2% if lower
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 Defensive Kick Out Deposit Plan

Maximum Potential Return
1.75%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Defensive Deposit Plan

Maximum Potential Return
4.05%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Compare our Best 1 Year Fixed Rate Cash ISAs

Find the best 1 year fixed rate cash ISAs for you with our simple comparison tables – they offer a range of choice from leading providers, where you can compare rates and other features.

Features of fixed cash ISAs can include:

  • Fixed rate return on your savings
  • No tax to pay on the interest
  • Choice of fixed terms from 1-5 years
  • Usually no withdrawals allowed during the term

Compare fixed cash ISAs to get the best rates for the account that best suits your needs.