1 Year Fixed Rate Cash ISA

Compare 2023 1 Year Fixed Term Cash ISAs

Account
Yorkshire Building Society 1 Year e-ISA
Interest Rate
4.65%
Gross/AER
Term
1 Year
Minimum Deposit
£100
Account
NatWest 1 Year Cash ISA
Interest Rate
4.60%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Terms and Conditions: You must be 16 or over and a UK resident. You must not have subscribed to another cash ISA in the same tax year. Sole accounts only. Rate available until 2nd May 2024 for new customers and 7th May 2024  for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to our ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account prior to the Start Date of the account. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch or via telephone. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other Cash ISA other than a NatWest Help to Buy: ISA. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be decided from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Account
Royal Bank of Scotland 1 Year Cash ISA
Interest Rate
4.60%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Terms and Conditions: You must be 16 or over and a UK resident. You must not have subscribed to another cash ISA in the same tax year. Sole accounts only. Rate available until 24th April 2024 for new customers and 29th April 2024  for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to our ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account prior to the Start Date of the account. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch or via telephone. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other Cash ISA other than a NatWest Help to Buy: ISA. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be decided from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Account
Leeds Building Society 1 Year Cash ISA
Interest Rate
4.60%
Gross/AER
Term
1 Year
Minimum Deposit
£100
Account
Leeds Building Society 2 Year Cash ISA
Interest Rate
4.35%
Gross/AER
Term
2 Years
Minimum Deposit
£100
Account
NatWest 2 Year Cash ISA
Interest Rate
4.20%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Terms and Conditions: You must be 16 or over and a UK resident. You must not have subscribed to another cash ISA in the same tax year. Sole accounts only. Rate available until 2nd May 2024 for new customers and 7th May 2024  for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to our ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account prior to the Start Date of the account. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch or via telephone. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other Cash ISA other than a NatWest Help to Buy: ISA. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be decided from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Account
Royal Bank of Scotland 2 Year Cash ISA
Interest Rate
4.20%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Terms and Conditions: You must be 16 or over and a UK resident. You must not have subscribed to another cash ISA in the same tax year. Sole accounts only. Rate available until 24th April 2024 for new customers and 29th April 2024  for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to our ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account prior to the Start Date of the account. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch or via telephone. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other Cash ISA other than a NatWest Help to Buy: ISA. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be decided from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Account
Leeds Building Society 3 Year Cash ISA
Interest Rate
4.15%
Gross/AER
Term
3 Years
Minimum Deposit
£100

Compare our Best 1 Year Fixed Rate Cash ISAs

Find the best 1 year fixed rate cash ISAs for you with our simple comparison tables – they offer a range of choice from leading providers, where you can compare rates and other features.

Features of fixed cash ISAs can include:

  • Fixed rate return on your savings
  • No tax to pay on the interest
  • Choice of fixed terms from 1-5 years
  • Usually no withdrawals allowed during the term

Compare fixed cash ISAs to get the best rates for the account that best suits your needs.

Deposit Plan Offer

Looking for a Capital Protected alternative to Cash?

Potential 24.05% after 3 years 

  • Potential 24.05% if the FTSE 100 rises by any amount after 3 years
  • Equivalent to 8.02% per year
  • 3 year term
  • Available as cash ISA, non ISA or ISA transfer
  • Capital Protected – receive your initial capital back at the end of the term no matter how the FTSE 100 performs
Our view: The 24.05% potential return is equivalent to 8.02% growth each year which is significantly more than the current leading longer term savings rates More Plan Details »