Top ISA Deals

Compare stocks and shares ISA ideas for your 2020/21 ISA

Selected Top UK ISA Platforms

Invest From
£20 per month or £100 single
Fund Choice
Managed funds tailored for you
or choose yourself from over 50 funds
Features
Pick your own funds or choose from the "We do it for you" range.
ISA Transfers
Why we like it: Legal & General can help you save for a brighter future with their stocks and shares ISA. Choose from over 50 funds, including ready-made investment options that spread your money across different investments for you and sustainable funds that seek to make a positive difference without compromising financial returns. Please remember with investments, your capital is at risk, the value of your investment and any income from it may fall as well as rise and is not guaranteed. You may get back less than you invest.
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Invest From
Any lump sum or £25 per month
Fund Choice
40,000+ UK and global stocks
Features
Low flat fee structure. Regular investing is free.
ISA Transfers
Why we like it: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Invest From
£25 per month
Fund Choice
Over 140 providers and 4,000 investment options
Features
Navigator, Select 50, Investment Finder - investing tools for beginners to advanced investors
ISA Transfers
Why we like it: Invest from as little as £25 a month or with a £1,000 lump sum. Investment choice from over 140 fund providers, giving you access to 4,000 investment options. One low-cost service fee of 0.35%. Great service – from investment guidance on website through to UK-based phones team. PathFinder, Select 50, Investment Finder – investing tools for beginners to advanced investors. 24/7 access via online Account Management system.
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Invest From
£25 per month or £1.50 per deal
Fund Choice
Over 2,000 funds
Features
Manage your investments by providing a wealth of investment tools, videos, research and for customers with more than £4,000 in their account free access to Shares magazine.
ISA Transfers
Why we like it: Deal from £1.50 and never pay more than £9.95 per online deal. Choose your own investments from over 2,000 funds, investment trusts and exchange traded funds. View your account online 24/7 and deal on the go with our mobile app. Regular savings option available.
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Invest From
£25 per month or £100 single
Fund Choice
2,500+ funds
Features
Do-it-yourself or Ready-made-portfolios. Cashback Offer (Terms apply)
ISA Transfers
Why we like it: Choose your own funds or alternatively a ready made portfolio. Market-beating savings and discounts of up to 5.5%. No charge to buy and sell funds. Low, tiered annual charges for holding funds, with a maximum of just 0.45% per annum. Free fund updates and analysis from experienced research team. Invest with a financially secure, FTSE 100 company.
Special Offer: Cashback up to £200 if you transfer in any ISA worth £1,000 or more Terms apply
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Invest From
£1,500
Investment Type
7 managed portfolios to choose from
Features
Choose your risk profile & have it matched to an investment portfolio expertly built and managed
ISA Transfers
Why we like it: Answer questions about your goals, financial situation and attitude to risk, and Moneyfarm will recommend the right ISA portfolio for you, built and managed by experts to help your money grow. You’ll always be invested in a portfolio that’s suitable for you, and you can manage this through the Advice Centre. See what you’re invested in, how you’re performing and how much you’re paying anywhere and any time with the Moneyfarm app. Add money to your ISA by setting up a direct debit, investing a lump-sum, or by transferring old ISAs for free
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Invest From
No minimum
Investment Type
10 managed portfolios to choose from
Features
Choose your risk profile and have an investment plan built and managed for you. Ethical plan options. Platform backed by AVIVA
ISA Transfers
Why we like it: Choose your level of risk from cautious to adventurous and have a plan expertly created and managed for you. Create multiple plans with different risk levels, Ethical plans also available. Invest as little or much as you like, add regular payments and top up whenever you like. Withdraw money or transfer out without notice or penalty fees. Wealthify app lets you check how your Plan is performing, manage your transactions and provide investment news and insights. Simple annual management charge of 0.6%
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Invest From
£25 per month
Fund
Ethical Bond
Income Yield
2.87%*
Income Paid Quarterly
ISA, SIPP & Direct Investment Options
Why we like it: Relatively low cost bond fund with an ongoing charge of 0.55% pa.  The fund’s investment objective is to achieve a total return over the medium term (3-5 years) by investing at least 80% in sterling-denominated corporate bonds, which meet predetermined ethical criteria. The fund’s performance target is to outperform the Markit iBoxx Sterling Non-Gilt Overall All Maturity Index (the “Index”) over a rolling 5-year period. For further information on the fund’s index, please refer to the Prospectus. The fund is available through the Hargreaves Lansdown Platform *Historic yield correct as at 22/5/2020 Important information: Please remember the value of your investment and any income from it may fall as well as rise and is not guaranteed. You may get back less than you invest.
Invest From
£500 single
Fund Choice
Discretionary Investment Management
Protection Scheme
FSCS
ISA Transfers
Why we like it: Get an intelligent stocks & shares ISA portfolio – Choose a portfolio that’s fully managed by our expert team or a fixed allocation portfolio. No tie-ins, no set-up fees, no exit charges. Easy, online set up in minutes. Start with as little as £500. Portfolio management fees of 0.45%-0.75% up to £100k. 0.25%-0.35% beyond £100k. There are also underlying investment charges, see our fees page. Plus, live chat, amazing customer support and brilliant investor tools and guides. Authorised and regulated by the FCA. Capital at risk. ISA rules apply
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Invest From
£50 per month or £500 single
Fund Choice
Choice of Funds from Scottish Friendly
Protection Scheme
FSCS
ISA Transfers
Why we like it: Invest from only £10 a month, lump sums from just £100 or a combination of both using your tax-free Investment ISA allowance. You can stop, restart, raise or lower your payments or your investments and cash in whenever you want. Choice of investing in one easy choice fund ISA, or a selection of nine different fund ISA’s. Your money will be invested in a policy within a Scottish Friendly ISA which will then invest in a choice of funds from Scottish Friendly including stock market and bond funds.
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Invest From
£30 per month or £500 single
Fund Choice
With-Profits Fund
Protection Scheme
FSCS
ISA Transfers
Why we like it: You don’t have to make any tricky investment decisions; your money will be invested in Shepherds With Profits Fund, and the bonuses you could receive will depend on the future performance of the fund. To try to achieve higher returns for you, your money is invested in a variety of assets, the majority of which consist of stocks and shares, but also property, bonds and cash. While returns are not guaranteed in stocks and shares investments and the value can go down as well as up, Shepherds apply a process known as ‘smoothing’ that attempts to even out fluctuations in the value and aims to keep a consistent level of bonus payments.
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.

New to investing or don’t have time?

Ready Made Portfolios for Your 2020-21 ISA

If you are new to investing or simply don’t have the time to look after your investments then a ready made portfolio may be right for you.

Ready made investment portfolios allow you to leave the work of selecting investments to an expert.

A number of Investment platforms offer this service in which model portfolios are set up to suit a range of different investment goals and where you can decide based on your attitude to investment risk what is right for you.

The portfolio can be invested using your 2020-21 or 2021-2022 ISA allowance.

5 Model Portfolios To ConsiderFair Investment

Capital is at risk.

  • Designed to help you realise your financial goals
  • Portfolios include; Active growth, Active income, Low cost growth, Low cost income & an ethical portfolio option
  • Fixed fee platform – £9.99 pm

Go To Site »

Searching for income?

Investments that pay tax free monthly income

Looking for good investment options for generating income from capital.

As a result of recent extreme economic conditions, many companies have temporarily stopped paying dividends or have significantly reduced the amount they are paying out.

This means the income that is likely to be paid out by funds and investment trusts in the near future may be far less than the historic yield quoted in the portfolios.

We have put together some ideas for income investors that are worth a further look that can be held within an ISA.

Read more »

Defined risk with defined returns

Investment plans for uncertain times

Fixed term investment plans which provide exposure to the stock market but often with protection built in to mitigate market risk.

This balance can be attractive to investors particularly in uncertain markets.

See a selection of investment plans for income and growth that can be held within an ISA.

Read more »

Require capital protection?

How to get Cash+ returns without risking your capital…

Fair Investment

If you could combine the potential to achieve investment level returns, with the same capital protection as any other bank deposit account, some might consider this the best of both the savings and investment worlds combined.

Anyone who has been saving for more than a few years, will no doubt agree that the future for savings rates is likely to offer at best a status quo of the current lows, as any sharp increase to interest rates seems unlikely in the short to medium term, and even less likely that any increase would be passed on to savers.

So whilst longer term fixed rate bonds offer well under 2.5% per year, where are the opportunities for Cash+ returns? Is there a middle ground for risk averse savers?

One option is the structured deposit. With this type of plan you can use your ISA allowance to benefit from tax free capital growth or income.

Find out more »

Deposit Plan Offer

Looking for a Capital Protected alternative to Cash?

Potential 18.3% after 6 years 

  • Potential 18.3% if the FTSE 100 rises by any amount after 6 years
  • Equivalent to 3.05% per year
  • 6 year term
  • Available as cash ISA, non ISA or ISA transfer
  • Capital Protected – receive your initial capital back at the end of the term no matter how the FTSE 100 performs

Our view: The 18.3% potential return is equivalent to 2.84% compound growth each year which is significantly more than the current leading longer term savings rates

More Plan Details »

Latest Saving & Investment Offers

Income Plan Offer

MB UK Quarterly Contingent Income Plan

Up to 4% pa

  • Income paid provided the FTSE 100 Index has not fallen by more than 25%
  • Quarterly income (paid gross)
  • Maximum 6 year term
  • Early maturity potential
  • Available for ISAs and ISA transfers
  • Invest from £5,000
Our view: If you’re looking for high income, then the ability to receive 4% per year even if the FTSE falls by 25%, could be appealing. Capital is at risk Request Brochure »
Fair Investment

Important Risk Information: This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future. Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice. * Details of how the Financial Services Compensation Scheme applies to investment firms can be found at fscs.org.uk.