Top ISA Deals

Top ISA Deals

Compare 2019 ISAs

Compare Top ISA Deals

If you are looking to use your 2019 ISA allowance see our selected options for cash and investment based ISAs.

Investment Fund ISAs - Growth & Income

Invest From
£100 per month or £1,500 single
Fund Choice
Choose from 6 funds based on risk level or build your own portfolio
Protection Scheme
FSCS
ISA Transfers

Why we like it: Not only do they look after your health, but they help you look after your wealth – by adding extra money to your ISA every 5 years – on top of returns – when you invest in Vitality funds. This could get you an extra 15% over 25 years. Open a new ISA before 5 April, and they’ll give you 100% cashback on your first year’s product charges. Minimum investment and T&Cs apply.

 

Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  The amount of tax you save and your eligibility to invest in an ISA depends on your personal circumstances. All tax rules may change in the future.  ISA transfer charges may apply, please check with your provider.

Invest From
£2,500
Fund Choice
Managed Portfolios
Zero set up and management fees
ISA Transfers

Why we like it: Astute Capital Stocks & Shares ISA. Choose between four different high interest managed account options (access, income, balance or growth) which have four different fixed rate terms from 1 to 5 years. Unlike most ISA and investment accounts, there are no set up charges or management fees. Simple, online application process. Returns are based on current available rates and are not guaranteed. Your capital is at risk.

 

Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider. Not covered under the FSCS

Invest From
£2,500
Fund Choice
Managed Portfolios
Protection Scheme
FSCS
ISA Transfers

Why we like it: Investec Click & Invest is an online investment service that aims to make actively managed, globally diversified investment portfolios accessible to a wider audience. Everyone deserves harder working money, and Click & Invest’s goal is to make a positive difference to more financial futures. Their experts build and manage investment portfolios from £2,500 online, intelligently blending expertise with high-quality service. With a £2,500 minimum investment, Click & Invest aims to deliver an exceptional service for a straightforward fee. They offer both stocks and shares ISAs and general investment accounts, with a seamless online experience, with dedicated 24/7 support available. Capital at risk.

 

Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.

Investment Plan ISAs - Growth

Plan Name

Investec FTSE 100 Enhanced Kick Out Plan

Maximum Potential Return
10.25%
per annum
Term
Up to 6 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Investec/Lowes 8:8 Plan

Maximum Potential Return
7.6%
per annum
Term
Up to 8 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Dura Capital Credit Suisse FTSE 100 Defensive Autocall Plan

Maximum Potential Return
7.25%
per annum
Term
Up to 8 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Investment Plan ISAs - Income

Plan Name

Investec FTSE 100 Defensive Income Plan

Annual Income
Up to 7.2%
per year
Term
Up to 8 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Hilbert UK Conditional Quarterly Autocall Plan

Annual Income
Up to 7.0%
per year
Term
Up to 10 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Income Plan Offer

Up to 7.2% pa

  • Quarterly income (paid gross)
  • Maximum 8 year term
  • Early maturity potential
  • Invest from £3,000

Request Brochure »

Capital is at risk

Investment Porfolio ISA
Investment ISA

Lend to Business ISAs

Account
Crowd 2 Fund Peer to Peer IF ISA
Target Return
8.70%
per annum
Term
1 to 5 Years
IF ISA

Peer-to-peer lending can offer potentially attractive returns. Returns may be higher or lower. There is a risk you may lose some or all of your initial investment as it is not protected by the Financial Services Compensation Scheme, although many lenders offer their own compensation schemes.

Invest In Property ISAs

Account
Easy Money Peer to Peer Classic IF ISA
Target Return
7.28%
annualised p.a.
Term
No Fixed Term
IF ISA

Peer-to-peer lending can offer potentially attractive returns. Returns may be higher or lower. There is a risk you may lose some or all of your initial investment as it is not protected by the Financial Services Compensation Scheme, although many lenders offer their own compensation schemes.

Account
British Pearl IF ISA
Target Return
up to 4.40%
fixed interest
Term
2 to 5 Years
IF ISA

Peer-to-peer lending can offer potentially attractive returns. Returns may be higher or lower. There is a risk you may lose some or all of your initial investment as it is not protected by the Financial Services Compensation Scheme, although many lenders offer their own compensation schemes.

Account
Easy Money Peer to Peer Premium IF ISA
Target Return
4.05%
annualised p.a.
Term
No Fixed Term
IF ISA

Peer-to-peer lending can offer potentially attractive returns. Returns may be higher or lower. There is a risk you may lose some or all of your initial investment as it is not protected by the Financial Services Compensation Scheme, although many lenders offer their own compensation schemes.

Junior ISA Plans

Regular Savings
Online Valuations
Details

Apply online and receive a £30 Amazon e-voucher (T&C’s apply). The OneFamily Junior ISA helps you to save for your child’s future, investing in companies with a responsible outlook on social, ethical and environmental issues

One Family Ethical Junior ISA

Regular Savings
Online Valuations
Details

Apply online and receive a £30 Amazon e-voucher (T&C’s apply). The OneFamily Junior ISA helps you to invest for your child’s future. It could help towards going to uni, driving lessons or perhaps helping to pay for a flat of their own.

One Family Junior ISA

Cash ISAs

Account
Nationwide Single Access Cash ISA
Interest Rate
1.30%
AER (variable)
Term
Instant Access
Minimum Deposit
£1

Why we like it: Great instant access cash ISA! As long as you don’t need to access your cash more than once a year, Nationwide offer a top cash ISA deal. You can manage your account online. You can deposit up to £20,000 in this account for the 2018/19 allowance. More Info

Account
Nationwide Instant ISA Saver Cash ISA
Interest Rate
up to 0.65%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Halifax ISA Saver
Interest Rate
0.60%
AER (variable)
Term
Instant Access
Minimum Deposit
£1
Account
Santander Easy ISA
Interest Rate
0.60%*
AER (variable)
Term
Instant Access
Minimum Deposit
£1
Account
Lloyds Bank Cash ISA Saver
Interest Rate
0.35%
AER (variable)
Term
Instant Access
Minimum Deposit
£1

There are no tables for this criteria

Plan Name

IDAD The Callable Deposit Plan 

Potential Return
8% pa
or 2.5 x Index growth
Term
Maximum 7 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Deposit Plan

Maximum Potential Return
42%
at end of term
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 Kick Out Deposit Plan

Maximum Potential Return
6.0%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Deposit Plan

Maximum Potential Return
15%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE Income Deposit Plan

Potential Annual Income
3.25%
per annum
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Defensive Deposit Plan

Maximum Potential Return
22.5%
at end of term
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 Defensive Kick Out Deposit Plan

Maximum Potential Return
4.50%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Defensive Deposit Plan

Maximum Potential Return
10.5%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Compare Top ISA Deals

For cash we offer instant access isas and fixed rate options for 1,2,3 and 5 year terms. For instant access Aldermore are offering a 30 day notice deal at 1.30% AER. For fixed rate cash isas,   Aldermore offer 1.55% AER on their 1 year fixed product.

We also offer alternative isa deposit plan saving options for cash ranging from 3 to 6 year terms. We like the IDAD Callable Deposit Plan which offers either 8% pa or 2.5 x FTSE 100 Index Growth with a maximum 7 year term.

For investment there are a range of options including isa funds which offer you the option of selecting your own funds based on attitude to risk, or allowing a specialist manager to invest on your behalf. Both Investec Click & Invest and Vitality Investments provide investors with these options.

If you are looking for a fixed term investment ISA Astute Capital offer a 3 year bond that offers an interest rate of 7.5% pa. They also offer a growth bond for a 5 year term that pays 8.9% pa.

Deposit Plan Offer

Capital Protected Plan

8% pa or 2.5 x FTSE 100 Growth

Deposit Taker: Goldman Sachs International Bank

  • Up to 7 year term
  • 2% per quarter (8% pa) – if the Deposit Taker ends the plan early
  • 2.5 x FTSE 100 Index  growth (no cap) – if the plan runs for the full term
  • Available in ISA

More Plan Details »

Latest Saving & Investment Offers

Fund ISA Service

Investment Fund ISA Service

  • Online investment portfolio built around your goals
  • Active funds, passive investments and exchange traded funds (ETFs)
  • Invest from £2,500
  • Fund strategies from defensive (low risk) to Aggressive (high risk)
  • Managed by experts
  • 24/7 support

Investment Fund ISA »

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.