Top ISA Deals

Top ISA Deals

Compare 2019 ISAs

Compare Top ISA Deals

If you are looking to use your 2019 ISA allowance see our selected options for cash and investment based ISAs.

Investment Fund ISAs - Growth & Income

Investment Plan ISAs - Growth

Plan Name

Investec FTSE 100 Enhanced Kick Out Plan

Maximum Potential Return
10.25%
per annum
Term
Up to 6 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Investec/Lowes 8:8 Plan

Maximum Potential Return
7.3%
per annum
Term
Up to 8 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Dura Capital Credit Suisse FTSE 100 Defensive Autocall Plan

Maximum Potential Return
7%
per annum
Term
Up to 8 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Investment Plan ISAs - Income

Plan Name

Investec FTSE 100 Defensive Income Plan

Annual Income
Up to 7.0%
per year
Term
Up to 8 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Income Plan Offer

Defensive Income Plan

Up to 7.0% pa

  • Quarterly income (paid gross)
  • Maximum 8 year term
  • Early maturity potential
  • Available for ISAs and ISA transfers
  • Invest from £3,000
  • Alternative option also available paying up to 5.2% pa

Our view: If you’re looking for high income, then the ability to receive 7.0% per year even if the FTSE falls almost 20%, could be appealing.

Request Brochure »

Capital is at risk

Lend to Business ISAs

Account
Crowd 2 Fund Peer to Peer IF ISA
Target Return
8.70%
per annum
Term
1 to 5 Years
Property or Business Backed
Business Backed

Peer-to-peer lending can offer potentially attractive returns. Returns may be higher or lower. There is a risk you may lose some or all of your initial investment as it is not protected by the Financial Services Compensation Scheme, although many lenders offer their own compensation schemes.

Invest In Property ISAs

Account
Easy Money Peer to Peer Classic IF ISA
Target Return
7.28%
annualised p.a.
Term
No Fixed Term
Property or Business Backed
Property Backed

Peer-to-peer lending can offer potentially attractive returns. Returns may be higher or lower. There is a risk you may lose some or all of your initial investment as it is not protected by the Financial Services Compensation Scheme, although many lenders offer their own compensation schemes.

Account
Easy Money Peer to Peer Premium IF ISA
Target Return
4.05%
annualised p.a.
Term
No Fixed Term
Property or Business Backed
Property Backed

Peer-to-peer lending can offer potentially attractive returns. Returns may be higher or lower. There is a risk you may lose some or all of your initial investment as it is not protected by the Financial Services Compensation Scheme, although many lenders offer their own compensation schemes.

Cash ISAs

Account
Aldermore Bank 30 Day Notice Cash ISA
Interest Rate
1.30%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
Cynergy Bank 35 Day Notice Cash ISA
Interest Rate
0.75%
Gross/AER
Term
35 Day Notice
Minimum Deposit
£500
Account
Nationwide Instant ISA Saver Cash ISA
Interest Rate
up to 0.50%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Halifax ISA Saver
Interest Rate
0.60%
AER (variable)
Term
Instant Access
Minimum Deposit
£1
Account
Santander Easy ISA
Interest Rate
0.60%*
AER (variable)
Term
Instant Access
Minimum Deposit
£1
Account
Lloyds Bank Cash ISA Saver
Interest Rate
0.35%
AER (variable)
Term
Instant Access
Minimum Deposit
£1
Account
Aldermore Bank 3 Year Cash ISA
Interest Rate
1.70%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Cynergy Bank 3 Year Cash ISA
Interest Rate
1.60%
Gross/AER
Term
3 Years
Minimum Deposit
£500
Account
Aldermore Bank 2 Year Cash ISA
Interest Rate
1.60%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Cynergy Bank 2 Year Cash ISA
Interest Rate
1.60%
Gross/AER
Term
2 Years
Minimum Deposit
£500
Account
Cynergy Bank 1 Year Cash ISA
Interest Rate
1.56%
Gross/AER
Term
1 Year
Minimum Deposit
£500
Account
Aldermore Bank 1 Year Cash ISA
Interest Rate
1.45%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Plan Name

Investec FTSE 100 6 Year Deposit Plan

Maximum Potential Return
42%
at end of term
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

IDAD The Callable Deposit Plan 

Potential Return
5.5% pa
or 2 x Index growth
Term
Maximum 7 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 Kick Out Deposit Plan

Maximum Potential Return
5.25%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Deposit Plan

Maximum Potential Return
14%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE Income Deposit Plan

Potential Annual Income
2.52%
per annum
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Defensive Deposit Plan

Maximum Potential Return
20%
at end of term
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 Defensive Kick Out Deposit Plan

Maximum Potential Return
3.75%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Defensive Deposit Plan

Maximum Potential Return
10%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Compare Top ISA Deals

For cash we offer instant access isas and fixed rate options for 1,2,3 and 5 year terms. For instant access Aldermore are offering a 30 day notice deal at 1.30% AER. For fixed rate cash isas,   Aldermore offer 1.55% AER on their 1 year fixed product.

We also offer alternative isa deposit plan saving options for cash ranging from 3 to 6 year terms. We like the IDAD Callable Deposit Plan which offers either 8% pa or 2.5 x FTSE 100 Index Growth with a maximum 7 year term.

For investment there are a range of options including isa funds which offer you the option of selecting your own funds based on attitude to risk, or allowing a specialist manager to invest on your behalf. Both Investec Click & Invest and Vitality Investments provide investors with these options.

If you are looking for a fixed term investment ISA Astute Capital offer a 3 year bond that offers an interest rate of 7.5% pa. They also offer a growth bond for a 5 year term that pays 8.9% pa.

Deposit Plan Offer

Capital Protected Plan

5.5% pa or 2 x FTSE 100 Growth

Deposit Taker: Goldman Sachs International Bank

  • Up to 7 year term
  • 1.375% per quarter (5.5% pa) – if the Deposit Taker ends the plan early
  • 2 x FTSE 100 Index  growth (no cap) – if the plan runs for the full term
  • Available in ISA

More Plan Details »

Our view: If capital protection is a top priority, yet you still want to achieve high growth returns this new plan from IDAD could be an interesting option.

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Latest Saving & Investment Offers

Investor Fund ISA Service

Investment Fund ISA Service

  • Wide range of UK and international investment funds
  • Ready made funds or pick your own
  • Ethical fund options
  • Open online in less than 10 minutes
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  • Invest from £25 per month or £100 lump sum

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Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.