Up to 25% No Claims Discount
If you’ve made no claims in the past 5 years
- Lowest Price Guaranteed on your Boat Insurance
- Up to 10% discount if you moor your boat in a recognised marina
- Flexible policies mean you can choose from two simple cover options: Boat (Hull & Machinery) & Third Party Liability or Third Party Liability only
- Discounted rates available based on your sailing experience, age and where you moor your boat
- Cover not available for the following types of boats: Any boats with a speed over 50 knots, any boats with a length over 50ft unless it’s used on inland waters only (excluding lochs and lakes), barges (with the exception of Dutch Barges), any boats used for commercial purposes, trimarans
Operating a boat is expensive enough without having to pay out for expensive insurance premiums for your boat insurance There are host of insurance providers who could be willing to provide you with a competitive quote for a boat cover policy. We partner with firms that can provide good value for money – policies are available for a range of vessels, be it a yacht, a narrowboat or a dinghy.
As you search for the right boat insurance deal, you might like to consider the following levels of cover that could be available to you:
- Third party is the most basic level of boat insurance, and will cover costs to third parties who suffer injuries or damage to their property as a result of a boating accident in which you are at fault.
- Comprehensive cover will also provide cover against accidental damage, theft, fire and vandalism; it could also include contents insurance.
- New for old cover will replace your damaged boat with a new boat provided your boat is under a certain age and meets the insurer’s requirements.
Depending on the type of boat you own and what you intend to use your boat for, holding a boat insurance policy could be compulsory. If you are unsure of this, you might like to speak to a boat insurance specialist for advice.
If you are interested in reducing the premiums for your boat insurance, you could do things such as performing regular vessel safety checks, making sure to store your boat safely when it is not in use and opting to pay a higher excess upon making a claim.