Income

Income

Compare Investment & Savings Income Ideas

Investing for High Income

Plan Name

Meteor FTSE Quarterly 85 Income Kick Out Plan

Potential Income
Up to 6.8% pa
Term
Up to 10 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

MB UK 6Y Monthly 85 Income Kick Out Plan

Potential Income
Up to 6.0%
per year
Term
Up to 6 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Meteor FTSE Quarterly 75 Income Kick Out Plan

Potential Income
Up to 5.8%
per year
Term
Up to 10 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Hop Investing UK Monthly Fixed Income Plan

Annual Income
5.35%
fixed income per year
Term
7 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Meteor FTSE Monthly Fixed Income Plan

Annual Income
5.34%
fixed income per year
Term
6 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Causeway Securities UK 5 Year Fixed Monthly Income Plan

Annual Income
5.28%
fixed income per year
Term
5 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

MB UK 4Y Monthly Fixed Income Kick Out Plan Y2 65

Annual Income
5.07%
fixed income per year
Term
Up to 4 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Walker Crips UK Fixed Income  Plan

Annual Income
5.0%
fixed income per year
Term
5 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Income Fund Platforms

Invest From
£25 per month or £100 single
Fund
High Income
Income Yield
4.55%*
Income Paid Monthly
ISA, SIPP & Direct Investment
Why we like it: If you are looking for a high income yield and prepared to accept higher volatility then this fund may fit the bill. With a focus on high yield bonds and shares, the fund manager is an experienced bond investor who has a flexible approach to seeking out the best income opportunities. This fund is available via the Hargreaves Lansdown investment platform. Capital at risk. *Distribution yield correct as at 28/2/2021
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£25 per month or £100 single
Fund
Multi Manager High Income
Income Yield
3.37%*
Income Paid Monthly
ISA, SIPP & Direct Investment
Why we like it: In a world of ultra low interest rates the Hargreaves Multi Manager High Income fund aims to deliver a high monthly income to clients by blending different types of funds and moving between different areas of the market when more attractive opportunities emerge. HL also aim to grow this income payment over time and therefore may invest in higher risk smaller companies they believe offer great potential for long term capital growth. Capital at risk. *Historic yield correct as at March 31st 2021. Variable & not a reliable indicator of future performance.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£25 per month or £100 single
Fund
Asian Income
Income Yield
2.90%*
Income Paid Quarterly
ISA, SIPP & Direct Investment Options
Why we like it: If you are looking to access Asia’s exciting growth potential along with a regular income this fund may be for you. Focuses on larger, dividend-paying companies in developed Asian markets, including Hong Kong, Singapore and Australia. Invests in a small number of companies so each can contribute a lot to performance, which can increase risk. The fund aims to pay an attractive income and grow your investment. A focus on companies that tend to be more stable could help the fund fall to a lesser extent than some others when markets are weak. Jupiter has grown to be one of the UK’s most successful and respected investment management groups. Capital at risk. This fund is available via the Hargreaves Lansdown investment platform. *Historic yield correct as at 31/3/2021
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£25 per month or £100 single
Fund
Money Builder
Income Yield
3.42%*
Income Paid Monthly
ISA, SIPP & Direct Investment
Why we like it:  A fund with a conservative approach to bond investing. The focus is on quality companies that are in good financial health and generate enough cash to keep paying bondholders. Aims to provide a relatively steady income and a small amount of growth, without taking excessive risks. It could help diversify a portfolio focused on shares, or be used as a way to limit volatility during tougher times for stock and bond markets. Capital at risk. This fund is available via the Hargreaves Lansdown investment platform. *Distribution yield correct as at 21/4/2021
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£25 per month or £100 single
Fund
Global Equity Income
Income Yield
1.93%*
Income Paid Quarterly
ISA, SIPP & Direct Investment Options
Why we like it: JP Morgan Asset management is one of the worlds largest and best known brands in investment management. The aim of this fund is to achieve high and rising income by investing globally primarily in equities in any economic sector whilst participating in long term capital growth. Capital at risk. This fund is available via the Hargreaves Lansdown investment platform. *Historic yield correct as at 31/3/2021
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£25 per month or £100 single
Fund
Ethical Equity
Income Yield
1.39%*
Income Paid Annually
ISA, SIPP & Direct Investment Options
Why we like it: Investing ethically often involves avoiding certain companies or sectors. These constraints mean striking a balance between investing ethically and delivering strong performance is no easy task. The Aegon team look at the effects a company’s activities can have on the environment and society and use a strict screening process to find suitable companies. Audrey Ryan then selects the ones with the best long-term prospects, taking into account her views on the UK economy. The fund manager Audrey Ryan is one of few fund managers who have handled the constraints of an ethical fund well over the long run. capital at risk. The fund is available through the Hargreaves Lansdown Platform. *Historic yield correct as at 30/11/2020
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.

Income Savings Options

Account
OakNorth Easy Access Limited Edition Account
Interest Rate
4.50%
AER
Term
Easy Access
Minimum Deposit
£20,000
Account
Leeds Building Society Limited Issue Online Access Account
Interest Rate
4.67%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Investec Online Flexi Saver
Interest Rate
4.60%
AER
Term
Instant Access
Minimum Deposit
£5,000
Account
RCI Bank Freedom Savings Account
Interest Rate
4.60%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Yorkshire Building Society Easy Access Saver
Interest Rate
4.60%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Post Office Online Saver
Interest Rate
4.40%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Hampshire Trust Bank Online Easy Access Account
Interest Rate
4.40%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Aldermore Easy Access Account
Interest Rate
4.30%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Chip Instant Access Account
Interest Rate
3.75%
AER
Term
Instant Access
Minimum Deposit
£1
Account
Investec Bank 90 Day Notice Account
Interest Rate
5.05%
AER
Term
90 Day Notice
Minimum Deposit
£5,000
Account
OakNorth Bank Base Rate Tracker 95 Day Notice Account
Interest Rate
4.89%
AER
Term
95 Day Notice
Minimum Deposit
£1
Account
Chip Easy Access Saver Account
Interest Rate
Up to 4.75%
AER
Term
Easy Access
Minimum Deposit
£1
Account
RCI Bank 95 Day Notice Account
Interest Rate
4.95%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
RCI E-Volve 14 Day Notice Account
Interest Rate
4.65%
Gross/AER
Term
14 Day Notice
Minimum Deposit
£1,000

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

Account
Aldermore 30 Day Notice Account
Interest Rate
4.35%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
Aldermore Double Access Account
Interest Rate
Up to 4.75%
Gross/AER
Term
Easy Access
Minimum Deposit
£1,000
Account
Nationwide 1 Year Triple Access Online Saver
Interest Rate
Up to 4.10%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
Aldermore Bank 9 Month Fixed Rate Bond
Interest Rate
4.60%
Gross/AER
Term
9 Months
Minimum Deposit
£1,000
Account
Investec 1-Year Fixed Rate Saver
Interest Rate
4.50%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 18 Month Fixed Rate Bond
Interest Rate
4.51%
Gross/AER
Term
18 Months
Minimum Deposit
£1
Account
Aldermore Bank 18 Month Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 2 Year Fixed Rate Bond
Interest Rate
4.51%
Gross/AER
Term
2 Years
Minimum Deposit
£1
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Investec 2-Year Fixed Rate Saver
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
NatWest Select Current Account
Features
Everyday current account
Funding Required
No minimum
Account fee
No fee
Account
Santander Everyday Current Account
Switch Offer
Earn £150 cash
when you switch to a Santander Everyday current account
Funding Required
No minimum
Features
The current account for your every day banking needs
Account Fee
No fee

Earn £150 cash when you switch to a Santander Everyday current account. To receive the £150, simply open an account, set up 2 direct debits and pay in £1,500 within 60 days. T&Cs apply*

SPECIAL OFFER: If you spend a total of £500 using your Santander debit or credit Mastercard, between 4 November and 4 December 2024, you’ll be entered into our Christmas prize draw where you could win 1 of 24 prizes. T&Cs Apply

Account
first direct 1st Account
Switch Offer
£175 welcome bonus
when you switch to a 1st Account
Funding Required
No monthly minimum
Interest Rate
Access to 7% AER/Gross on Regular Savings*
Account Fee
FREE

SPECIAL OFFER – Switch to a 1st Account and bank £175**

Account
Santander Edge Up Current Account
Switch Offer
Earn £150 cash
when you switch to a Santander Edge Up current account
Funding Required
£1,500 per month
Features
3.00% AER (2.96% gross variable) on balances up to £25,000, and up to 1% cashback on household bills, supermarket and travel costs (exclusions apply)
Account Fee
£5 pm

Earn £150 cash when you switch to a Santander Edge Up current account. To receive the £150, simply open an account, set up 2 direct debits and pay in £1,500 within 60 days. T&Cs apply*

SPECIAL OFFER: If you spend a total of £500 using your Santander debit or credit Mastercard, between 4 November and 4 December 2024, you’ll be entered into our Christmas prize draw where you could win 1 of 24 prizes. T&Cs Apply

Account
Santander Edge Current Account
Switch Offer
Earn £150 cash
when you switch to a Santander Edge current account
Funding Required
£500 per month
Features
Earn cashback every month on selected household bills and essential spend, plus get access to an exclusive savings account paying 6% AER
Account fee
£3 per month

Earn £150 cash when you switch to a Santander Edge current account. To receive the £150, simply open an account, set up 2 direct debits and pay in £1,500 within 60 days. T&Cs apply*

 

SPECIAL OFFER: If you spend a total of £500 using your Santander debit or credit Mastercard, between 4 November and 4 December 2024, you’ll be entered into our Christmas prize draw where you could win 1 of 24 prizes. T&Cs Apply

Account
Royal Bank of Scotland Select Current Account
Features
Everyday current account
Funding Required
No minimum
Account fee
No fee
Account
Aldermore 120 Day Notice Account
Interest Rate
4.55%
Gross/AER
Term
120 Day Notice
Minimum Deposit
£1,000
Account
UBL 95 Day Notice Account
Interest Rate
2.71%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 3 Year Fixed Rate Bond
Interest Rate
4.41%
Gross/AER
Term
3 Years
Minimum Deposit
£1
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Investec 3-Year Fixed Rate Saver
Interest Rate
4.15%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
Hampshire Trust Bank 4 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
4 Years
Minimum Deposit
£1
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 5 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
5 Years
Minimum Deposit
£1
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
moneybox Cash ISA
Interest Rate
5.17%*
AER
Term
Easy Access
Minimum Deposit
£500
Account
Plum Cash ISA
Interest Rate
4.92%*
AER
Term
Easy Access
Minimum Deposit
£1
Account
Leeds Building Society Limited Issue Online Easy Access Cash ISA
Interest Rate
4.55%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Aldermore Bank 30 Day Notice Cash ISA
Interest Rate
4.30%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
Nationwide 1 Year Triple Access Cash ISA
Interest Rate
Up to 4.10%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
Post Office Online 1 Year Fixed Rate Cash ISA
Interest Rate
4.10%
Gross/AER
Term
1 Year
Minimum Deposit
£500
Account
Aldermore Bank 2 Year Cash ISA
Interest Rate
4.20%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Post Office Online 2 Year Fixed Rate Cash ISA
Interest Rate
3.75%
Gross/AER
Term
2 Years
Minimum Deposit
£500
Account
Aldermore Bank 3 Year Cash ISA
Interest Rate
3.90%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Plan Name

IDAD Goldman Sachs Callable Growth Deposit Plan

Potential Return
8% pa
or 3 x Index growth (capped at a maximum return of 48%)
Term
Maximum 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Goldman Sachs FTSE 100 Deposit Kick Out Plan

Potential Return
6% pa
Term
Up to 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Annual Fixed Interest Deposit Plan

Annual Income
4.04%
fixed income per year
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Monthly Fixed Interest Deposit Plan

Annual Income
4.02%
fixed income per year, paid monthly
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 3Y 90 Growth Deposit Plan

Potential Return
15.5%
at end of term
Term
3 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Account
OakNorth Easy Access Limited Edition Account
Interest Rate
4.50%
AER
Term
Easy Access
Minimum Deposit
£20,000
Account
Leeds Building Society Limited Issue Online Access Account
Interest Rate
4.67%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Investec Online Flexi Saver
Interest Rate
4.60%
AER
Term
Instant Access
Minimum Deposit
£5,000
Account
RCI Bank Freedom Savings Account
Interest Rate
4.60%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Yorkshire Building Society Easy Access Saver
Interest Rate
4.60%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Post Office Online Saver
Interest Rate
4.40%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Hampshire Trust Bank Online Easy Access Account
Interest Rate
4.40%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Aldermore Easy Access Account
Interest Rate
4.30%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Chip Instant Access Account
Interest Rate
3.75%
AER
Term
Instant Access
Minimum Deposit
£1
Account
Investec Bank 90 Day Notice Account
Interest Rate
5.05%
AER
Term
90 Day Notice
Minimum Deposit
£5,000
Account
OakNorth Bank Base Rate Tracker 95 Day Notice Account
Interest Rate
4.89%
AER
Term
95 Day Notice
Minimum Deposit
£1
Account
Chip Easy Access Saver Account
Interest Rate
Up to 4.75%
AER
Term
Easy Access
Minimum Deposit
£1
Account
RCI Bank 95 Day Notice Account
Interest Rate
4.95%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
RCI E-Volve 14 Day Notice Account
Interest Rate
4.65%
Gross/AER
Term
14 Day Notice
Minimum Deposit
£1,000

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

Account
Aldermore 120 Day Notice Account
Interest Rate
4.55%
Gross/AER
Term
120 Day Notice
Minimum Deposit
£1,000
Account
Aldermore 30 Day Notice Account
Interest Rate
4.35%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
Aldermore Double Access Account
Interest Rate
Up to 4.75%
Gross/AER
Term
Easy Access
Minimum Deposit
£1,000
Account
Nationwide 1 Year Triple Access Online Saver
Interest Rate
Up to 4.10%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
Leeds Building Society E-Saver Instant Access Account
Interest Rate
2.30%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
UBL 95 Day Notice Account
Interest Rate
2.71%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
Investec 1-Year Fixed Rate Saver
Interest Rate
4.50%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Nationwide 1 Year Fixed Rate Online Bond
Interest Rate
4.00%
Gross/AER
Term
1 Year
Minimum Deposit
£1
Account
Hampshire Trust Bank 18 Month Fixed Rate Bond
Interest Rate
4.51%
Gross/AER
Term
18 Months
Minimum Deposit
£1
Account
Aldermore Bank 18 Month Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 2 Year Fixed Rate Bond
Interest Rate
4.51%
Gross/AER
Term
2 Years
Minimum Deposit
£1
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Investec 2-Year Fixed Rate Saver
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Hampshire Trust Bank 3 Year Fixed Rate Bond
Interest Rate
4.41%
Gross/AER
Term
3 Years
Minimum Deposit
£1
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Investec 3-Year Fixed Rate Saver
Interest Rate
4.15%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
Hampshire Trust Bank 4 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
4 Years
Minimum Deposit
£1
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 5 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
5 Years
Minimum Deposit
£1
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
moneybox Cash ISA
Interest Rate
5.17%*
AER
Term
Easy Access
Minimum Deposit
£500
Account
Plum Cash ISA
Interest Rate
4.92%*
AER
Term
Easy Access
Minimum Deposit
£1
Account
Leeds Building Society Limited Issue Online Easy Access Cash ISA
Interest Rate
4.55%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Aldermore Bank 30 Day Notice Cash ISA
Interest Rate
4.30%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
Leeds Building Society 1 Year Cash ISA
Interest Rate
4.25%
Gross/AER
Term
1 Year
Minimum Deposit
£100
Account
Post Office Online Easy Access Cash ISA
Interest Rate
4.30%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Post Office Online 1 Year Fixed Rate Cash ISA
Interest Rate
4.10%
Gross/AER
Term
1 Year
Minimum Deposit
£500
Account
Hampshire Trust Bank 2 Year Cash ISA
Interest Rate
4.25%
Gross/AER
Term
2 Years
Minimum Deposit
£1
Account
Aldermore Bank 2 Year Cash ISA
Interest Rate
4.20%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Nationwide 1 Year Triple Access Cash ISA
Interest Rate
Up to 4.10%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
Aldermore Bank Easy Access Cash ISA
Interest Rate
4.25%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Aldermore Bank 3 Year Cash ISA
Interest Rate
3.90%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
NatWest 1 Year Cash ISA
Interest Rate
3.90%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Terms and Conditions: You must be 18 or over and a UK Resident. Currently you can only subscribe to one Cash ISA with NatWest Bank per tax year. Sole accounts only. NatWest’s best FRISA rates are 3.90% AER/Tax-free p.a. (fixed) for 1 year and 3.50% AER/Tax-free p.a. (fixed) for 2 years. Rate available until 5pm on 13th November 2024 for new customers and 18th November 2024 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to your ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account up to 6th December 2024. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with NatWest. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. The Early Closure Charge will be deducted from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Account
Royal Bank of Scotland 1 Year Cash ISA
Interest Rate
3.80%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Terms and Conditions: You must be 18 or over and a UK Resident. Currently you can only subscribe to one Cash ISA with Royal Bank of Scotland per tax year. Sole accounts only. Royal Bank of Scotland’s best FRISA rates are 3.80% AER/Tax-free p.a. (fixed) for 1 year and 3.40% AER/Tax-free p.a. (fixed) for 2 years. Rate available until 5pm on 11th December 2024 for new customers and 16th December 2024 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to your ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account up to 3rd January 2025. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA, you will not be able to make any further payments for that tax year into any other cash ISA with Royal Bank of Scotland. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be deducted from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Account
Post Office Online 2 Year Fixed Rate Cash ISA
Interest Rate
3.75%
Gross/AER
Term
2 Years
Minimum Deposit
£500
Account
Hampshire Trust Bank 5 Year Cash ISA
Interest Rate
3.75%
Gross/AER
Term
5 Years
Minimum Deposit
£1
Account
NatWest 2 Year Cash ISA
Interest Rate
3.50%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Terms and Conditions: You must be 18 or over and a UK Resident. Currently you can only subscribe to one Cash ISA with NatWest Bank per tax year. Sole accounts only. NatWest’s best FRISA rates are 3.90% AER/Tax-free p.a. (fixed) for 1 year and 3.50% AER/Tax-free p.a. (fixed) for 2 years. Rate available until 5pm on 13th November 2024 for new customers and 18th November 2024 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to your ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account up to 6th December 2024. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with NatWest. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. The Early Closure Charge will be deducted from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Account
Royal Bank of Scotland 2 Year Cash ISA
Interest Rate
3.40%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Terms and Conditions: You must be 18 or over and a UK Resident. Currently you can only subscribe to one Cash ISA with Royal Bank of Scotland per tax year. Sole accounts only. Royal Bank of Scotland’s best FRISA rates are 3.80% AER/Tax-free p.a. (fixed) for 1 year and 3.40% AER/Tax-free p.a. (fixed). Rate available until 5pm on 11th December 2024 for new customers and 16th December 2024 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to your ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account up to 3rd January 2025. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA, you will not be able to make any further payments for that tax year into any other cash ISA with Royal Bank of Scotland. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be deducted from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Account
Leeds Building Society E-ISA Instant Access Cash ISA
Interest Rate
2.30%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Investec Bank 90 Day Notice Account
Interest Rate
5.05%
AER
Term
90 Day Notice
Minimum Deposit
£5,000
Account
OakNorth Bank Base Rate Tracker 95 Day Notice Account
Interest Rate
4.89%
AER
Term
95 Day Notice
Minimum Deposit
£1
Account
RCI Bank 95 Day Notice Account
Interest Rate
4.95%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
RCI E-Volve 14 Day Notice Account
Interest Rate
4.65%
Gross/AER
Term
14 Day Notice
Minimum Deposit
£1,000

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

Account
Aldermore 120 Day Notice Account
Interest Rate
4.55%
Gross/AER
Term
120 Day Notice
Minimum Deposit
£1,000
Account
Aldermore 30 Day Notice Account
Interest Rate
4.35%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
UBL 95 Day Notice Account
Interest Rate
2.71%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
first direct 1st Account
Switch Offer
£175 welcome bonus
when you switch to a 1st Account
Funding Required
No monthly minimum
Interest Rate
Access to 7% AER/Gross on Regular Savings*
Account Fee
FREE

SPECIAL OFFER – Switch to a 1st Account and bank £175**

Account
NatWest Select Current Account
Features
Everyday current account
Funding Required
No minimum
Account fee
No fee
Account
Santander Everyday Current Account
Switch Offer
Earn £150 cash
when you switch to a Santander Everyday current account
Funding Required
No minimum
Features
The current account for your every day banking needs
Account Fee
No fee

Earn £150 cash when you switch to a Santander Everyday current account. To receive the £150, simply open an account, set up 2 direct debits and pay in £1,500 within 60 days. T&Cs apply*

SPECIAL OFFER: If you spend a total of £500 using your Santander debit or credit Mastercard, between 4 November and 4 December 2024, you’ll be entered into our Christmas prize draw where you could win 1 of 24 prizes. T&Cs Apply

Account
Chase Current Account
Features
1% cashback on your everyday debit card spending for your first 12 months. Cashback exceptions and limits apply. Plus access to a 3.75% AER easy access saver account
Funding Required
No monthly minimum
Account fee
FREE
Account
Santander Edge Up Current Account
Switch Offer
Earn £150 cash
when you switch to a Santander Edge Up current account
Funding Required
£1,500 per month
Features
3.00% AER (2.96% gross variable) on balances up to £25,000, and up to 1% cashback on household bills, supermarket and travel costs (exclusions apply)
Account Fee
£5 pm

Earn £150 cash when you switch to a Santander Edge Up current account. To receive the £150, simply open an account, set up 2 direct debits and pay in £1,500 within 60 days. T&Cs apply*

SPECIAL OFFER: If you spend a total of £500 using your Santander debit or credit Mastercard, between 4 November and 4 December 2024, you’ll be entered into our Christmas prize draw where you could win 1 of 24 prizes. T&Cs Apply

Account
Santander 1|2|3 Mini Current Account
Features
3% interest AER
(2.96% gross)
Interest Earned Between
£1,500 to 2,000
Minimum Deposit
No minimum
Account
Royal Bank of Scotland Select Current Account
Features
Everyday current account
Funding Required
No minimum
Account fee
No fee
Account
Santander Edge Student Current Account
Features

A free 4-year Santander 16-25 Railcard worth £100 plus a total average saving of £768 (average saving of £192 per year)

Funding Required
£500 every 4 months
Overdraft
£1,500 Interest Free increasing to £2,000. Subject to status
Account
Currensea Travel Debit Card
Features
Spend in confidence, whilst saving money on your overseas purchases
Spend & Transfer Money Abroad
Account fee
FREE
Plan Name

Goldman Sachs FTSE 100 Deposit Kick Out Plan

Potential Return
6% pa
Term
Up to 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Annual Fixed Interest Deposit Plan

Annual Income
4.04%
fixed income per year
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

IDAD Goldman Sachs Callable Growth Deposit Plan

Potential Return
8% pa
or 3 x Index growth (capped at a maximum return of 48%)
Term
Maximum 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Monthly Fixed Interest Deposit Plan

Annual Income
4.02%
fixed income per year, paid monthly
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 3Y 90 Growth Deposit Plan

Potential Return
15.5%
at end of term
Term
3 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Account
Hampshire Trust Bank 1 Year Business Fixed Rate Bond
Interest Rate
4.55%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Hampshire Trust Bank Easy Access SME Saver
Interest Rate
4.37%
Gross/AER
Term
Instant Access
Minimum Deposit
£5,000
Account
Hampshire Trust Bank 2 Year Business Fixed Rate Bond
Interest Rate
4.22%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Hampshire Trust Bank 3 Year Business Fixed Rate Bond
Interest Rate
4.16%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
Allica Bank Instant Access Business Savings
Interest Rate
4.08%
AER* (variable)
Term
Instant Access
Minimum Deposit
£50,000
Account
Aldermore Bank 1 Year Business Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Aldermore Bank 6 Month Business Fixed Rate Bond
Interest Rate
3.57%
Gross/AER
Term
6 Months
Minimum Deposit
£1,000
Account
Aldermore Easy Access Business Savings
Interest Rate
3.66%
Gross/AER
Term
Easy Access
Minimum Deposit
£1,000
Account
Ampere Business Current Account
Details
Open a business account in minutes, giving you complete control of your funds from one app. Ampere offer the lowest exchange rates and lightning-fast transactions for secure payments
Debit Card
Monthly Account Fee
£20

Account Details
Business Account which invests in ETF's, offering the potential to earn more on your cash reserves
Investment Choice
Choice of Managed Portfolios or Invest Yourself with a choice of 650+ exchange‑traded funds (ETFs)
Fees
0.25% pa for Managed portfolios (ETF costs also apply). DIY investing service is fee‑free (all you pay is ETF costs)
Covered by the Financial Services Compensation Scheme (FSCS)
Account
Allica Bank Business Rewards Account
Details
Up to 1.5% cashback on all eligible card spend and access to a 4.33% AER* (variable) integrated Savings Pot*
Debit Card
Monthly Fee
FREE
*Terms and conditions apply 
Account
Airwallex Business Account
Details
All-in-one multi-currency business account for your global payments and financial operations
Debit Card
Monthly Account Fee
FREE

Earn 10% cashback on your first $1,000 of international transactions with Airwallex*

Account
Wallester Business Account
Details
Physical and virtual corporate cards for efficient financial management
Debit Card
Monthly Fee
FREE (for basic plan)
Account
MultiPass Business Bank Account
Details
Apply today and enjoy intentionally simple business banking with MultiPass
Debit Card
Monthly Account Fee
From £23

Account
Tide Business Current Account
Details
Access to Instant Saver Account paying 4.33% AER. For companies of all shapes and sizes. Trusted by 130,000+ UK businesses
Debit Card
Monthly Account Fee
FREE

Access to Instant Saver Account paying 4.33% AER*

*Open a free Tide business current account using referral code FAIRINVESTMENT and you can then open a Tide Instant Saver account in-app and start saving from just £1 (T&Cs apply)
Account
OuiTrust Business Bank Account
Details
Open your multi-currency business account in minutes. Save money on international payments
Debit Card
Monthly Account Fee
FREE to Start

Account
Zempler Business Account
Details
Sign up in minutes for Business Bank Account with no monthly or annual fee
Debit Card
Monthly Account Fee
No Monthly Fee
Account
Card One Business Account
Details
Apply in minutes with no credit checks. Card One just need to verify your identity & residency. Suitable for businesses of all sizes
Debit Card
Monthly Account Fee
£12.50
Account
Anna Business Current Account
Details
ANNA Money is the business current account for startups, small businesses and sole traders
Debit Card
Monthly Account Fee
FREE for 6 months*
Account
Currensea Business Money Transfer Account
Services Offered
Currensea is a new way to globalise existing business bank accounts. Pay in every currency without the fees
Fee
No fee or commission
Type of Card
Moss Pre-Paid Business Card
Integrates with Accounting Systems
Details

Take charge of your company spend. Less paperwork, but more control over spend, faster month-end, and more accurate reporting

Plans Available
3 plans with variety of functionality

Moss Pre-Paid Business MasterCard

Type of Card
Equals Money Prepaid Expense Card
Integrates with Accounting Systems
Details

Prepaid cards from Equals Money empower your team to spend and allow you to budget, monitor transactions, and set limits

Available to
Any registered business in the EU including Sole traders, SMEs, Charities, Trusts, PLCs, & Multinationals

Equals Money Pre-Paid Business MasterCard

Important Risk Information: This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future. Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice. * Details of how the Financial Services Compensation Scheme applies to investment firms can be found at fscs.org.uk.