Income

Compare Investment & Savings Income Ideas

Investing for High Income

Plan Name

Meteor FTSE Quarterly 85 Income Kick Out Plan

Potential Income

Up to 7.16% pa

Term

Up to 9 years

ISA Option

More info

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

More information on this product

7.16% per year if the FTSE 100 Index doesn’t fall by 15% or more
Quarterly payments
Plan can mature early quarterly from year 2 onwards if the FTSE 100 rises by any amount
Maximum 9 year term
Available for stocks and shares ISA, ISA transfer and direct investment
Deadline for ISA transfer applications – 24 April 2024
Deadline for Direct & ISA applications – 9 May 2024

Capital is at risk if the FTSE 100 Index has fallen by more than 35% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 6Y Quarterly 80 Conditional Income Plan

Potential Income

Up to 7.0%
per year

Term

Up to 6 years

ISA Option

More info

More information on this product

7% per year if the FTSE 100 Index doesn’t fall by 20% or more
Quarterly payments
Plan can mature early annually from year 2 onwards if the FTSE 100 rises by any amount
Maximum 6 year term
Available for stocks and shares ISA, ISA transfer and direct investment
Deadline for ISA transfer applications – 21 May 2024
Deadline for Direct & ISA applications – 5 June 2024

Capital is at risk if the FTSE 100 Index has fallen by more than 35% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

Meteor FTSE Quarterly 75 Income Kick Out Plan

Potential Income

Up to 6.26%
per year

Term

Up to 9 years

ISA Option

More info

More information on this product

6.26% per year if the FTSE 100 Index doesn’t fall by 25% or more
Quarterly payments
Plan can mature early quarterly from year 2 onwards if the FTSE 100 rises by any amount
Maximum 9 year term
Available for stocks and shares ISA, ISA transfer and direct investment
Deadline for ISA transfer applications – 24 April 2024
Deadline for Direct & ISA applications – 9 May 2024

Capital is at risk if the FTSE 100 Index has fallen by more than 35% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

Meteor FTSE Monthly Fixed Income Plan

Annual Income

5.68%
fixed income per year

Term

4 years

ISA Option

More info

More information on this product

5.68% income per annum, paid regardless of the performance of the FTSE 100
Monthly payments
4 year term
Alternative option also available with lower 60% capital at risk barrier offering 5.54% fixed income pa
Available for stocks and shares ISA, ISA transfer and direct investment
Deadline for ISA transfer applications – 12 April 2024
Deadline for Direct & ISA applications – 26 April 2024

Capital is at risk if the FTSE 100 Index has fallen by more than 35% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £5,000, or £2,500 per option
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

Mariana Fixed Income Plan

Annual Income

5.65%
fixed income per year

Term

6 years

ISA Option

More info

More information on this product

5.65% income per annum, paid regardless of the performance of the FTSE 100
Quarterly payments
6 year term
Available for stocks and shares ISA, ISA transfer and direct investment
Deadline for ISA transfer applications – 7 May 2024
Deadline for Direct & ISA applications – 23 May 2024

Capital is at risk if the FTSE 100 Index has fallen by more than 35% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £10,000, or £5,000 if applying online
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

Causeway Securities UK 5 Year Fixed Monthly Income Plan

Annual Income

5.55%
fixed income per year

Term

5 years

ISA Option

More info

More information on this product

5.55% income per annum, paid regardless of the performance of the FTSE 100
Monthly payments
5 year term
Available for 2023/24 and 2024/25 stocks and shares ISA, ISA transfer and direct investment
Deadline for 2023/24 ISA applications – 5 April 2024
Deadline for ISA transfer applications – 16 April 2024
Deadline for Direct & 2024/25 ISA applications – 30 April 2024

Capital is at risk if the FTSE 100 Index has fallen by more than 35% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £10,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

Arcus 6Y UK Monthly Fixed Income Plan

Annual Income

5.52%
fixed income per year

Term

6 years

ISA Option

More info

More information on this product

5.52% income per annum, paid regardless of the performance of the FTSE 100
Monthly payments
6 year term
Available for stocks and shares ISA, ISA transfer and direct investment
Deadline for ISA transfer applications – 15 May 2024
Deadline for Direct & ISA applications by cheque – 13 May 2024
Deadline for Direct & ISA applications by bank transfer – 21 May 2024

Capital is at risk if the FTSE 100 Index has fallen by more than 35% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £3,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 4Y Monthly Fixed Income Plan Y2 65

Annual Income

5.55%
fixed income per year

Term

Up to 4 years

ISA Option

More info

More information on this product

5.55% income per annum, paid regardless of the performance of the FTSE 100
Income paid monthly (0.4625% per month)
Plan can mature early annually from year 2 onwards if the FTSE 100 rises by any amount
Maximum 4 year term
Available for stocks and shares ISA, ISA transfer and direct investment
Deadline for ISA transfer applications – 21 May 2024
Deadline for Direct & ISA applications – 5 June 2024

Capital is at risk if the FTSE 100 Index has fallen by more than 35% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Income Fund Platforms

Invest From

£25 per month or £100 single

Fund

High Income

Income Yield

4.55%*
Income Paid Monthly

ISA, SIPP & Direct Investment

More info

Why we like it: If you are looking for a high income yield and prepared to accept higher volatility then this fund may fit the bill. With a focus on high yield bonds and shares, the fund manager is an experienced bond investor who has a flexible approach to seeking out the best income opportunities. This fund is available via the Hargreaves Lansdown investment platform. Capital at risk. *Distribution yield correct as at 28/2/2021

Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.

Invest From

£25 per month or £100 single

Fund

Multi Manager High Income

Income Yield

3.37%*
Income Paid Monthly

ISA, SIPP & Direct Investment

More info

Why we like it: In a world of ultra low interest rates the Hargreaves Multi Manager High Income fund aims to deliver a high monthly income to clients by blending different types of funds and moving between different areas of the market when more attractive opportunities emerge. HL also aim to grow this income payment over time and therefore may invest in higher risk smaller companies they believe offer great potential for long term capital growth. Capital at risk. *Historic yield correct as at March 31st 2021. Variable & not a reliable indicator of future performance.

Invest From

£25 per month or £100 single

Fund

Asian Income

Income Yield

2.90%*
Income Paid Quarterly

ISA, SIPP & Direct Investment Options

More info

Why we like it: If you are looking to access Asia’s exciting growth potential along with a regular income this fund may be for you. Focuses on larger, dividend-paying companies in developed Asian markets, including Hong Kong, Singapore and Australia. Invests in a small number of companies so each can contribute a lot to performance, which can increase risk. The fund aims to pay an attractive income and grow your investment. A focus on companies that tend to be more stable could help the fund fall to a lesser extent than some others when markets are weak. Jupiter has grown to be one of the UK’s most successful and respected investment management groups. Capital at risk. This fund is available via the Hargreaves Lansdown investment platform. *Historic yield correct as at 31/3/2021

Invest From

£25 per month or £100 single

Fund

Money Builder

Income Yield

3.42%*
Income Paid Monthly

ISA, SIPP & Direct Investment

More info

Why we like it: A fund with a conservative approach to bond investing. The focus is on quality companies that are in good financial health and generate enough cash to keep paying bondholders. Aims to provide a relatively steady income and a small amount of growth, without taking excessive risks. It could help diversify a portfolio focused on shares, or be used as a way to limit volatility during tougher times for stock and bond markets. Capital at risk. This fund is available via the Hargreaves Lansdown investment platform. *Distribution yield correct as at 21/4/2021

Invest From

£25 per month or £100 single

Fund

Global Equity Income

Income Yield

1.93%*
Income Paid Quarterly

ISA, SIPP & Direct Investment Options

More info

Why we like it: JP Morgan Asset management is one of the worlds largest and best known brands in investment management. The aim of this fund is to achieve high and rising income by investing globally primarily in equities in any economic sector whilst participating in long term capital growth. Capital at risk. This fund is available via the Hargreaves Lansdown investment platform. *Historic yield correct as at 31/3/2021

Invest From

£25 per month or £100 single

Fund

Ethical Equity

Income Yield

1.39%*
Income Paid Annually

ISA, SIPP & Direct Investment Options

More info

Why we like it: Investing ethically often involves avoiding certain companies or sectors. These constraints mean striking a balance between investing ethically and delivering strong performance is no easy task. The Aegon team look at the effects a company’s activities can have on the environment and society and use a strict screening process to find suitable companies. Audrey Ryan then selects the ones with the best long-term prospects, taking into account her views on the UK economy. The fund manager Audrey Ryan is one of few fund managers who have handled the constraints of an ethical fund well over the long run. capital at risk. The fund is available through the Hargreaves Lansdown Platform. *Historic yield correct as at 30/11/2020

Income Savings Options

Account

Leeds Building Society Limited Issue Online Easy Access Account

Interest Rate

4.85%
Gross/AER

Term

Instant Access

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid annually
Unlimited deposits and withdrawals
Open and manage online
FSCS Protected

Must be UK resident and be aged 18 or older

Account

GB Bank Base Rate Tracker Savings Account (brought to you by Wombat Invest)

Interest Rate

4.91%
Gross/AER

Term

Easy Access (one withdrawal per month)

Minimum Deposit

£500

More info

More Information About This Account

Easy access savings account that tracks the Bank of England base rate
Wave goodbye to the constant cycle of account hopping and forget waiting for banks to pass on higher interest rates
Interest rate moves with the Bank of England base rate, guaranteeing a fixed margin of up to 0.5% below, and adjusts the very next day
Easy access to your money with once a month withdrawals, without notice and without fees
Earn daily interest on your money, and experience the power of compounding to make your savings work harder
Maximum deposit £250,000
Wombat has partnered with GB Bank to bring you the Base Rate Tracker. GB Bank is an award-winning, fully authorised and regulated UK bank
FSCS eligible on your deposits

Must be UK resident
Must be aged 18 or older

Account

Chip Instant Access Account

Interest Rate

4.84%
AER

Term

Instant Access

Minimum Deposit

£1

More info

More Information About This Account

A new savings account from Chip built to move with the Bank of England and reward you faster than the banks
Interest paid monthly
Deposit and withdraw almost instantly
No fees or charges for holding account
FSCS eligible on your deposits

Must be UK resident
Must be aged 18 or older

Account

Yorkshire Building Society Internet Saver Plus

Interest Rate

4.80%
Gross/AER

Term

Instant Access

Minimum Deposit

£10,000

More info

More Information About This Account

Tiered interest: £1 to £10,000 – 4.80% Gross/AER, £10,001 to £50,000 – 4.80% Gross/AER, £50,001 to £500,000 – 4.80% Gross/AER
Unlimited payments and withdrawals
Interest paid annually
Open in a single or a joint name
Maximum deposit £500,000
Open and manage account online
FSCS Protected

Must be UK resident
Must be aged 16 or older

Account

Post Office Online Saver

Interest Rate

4.75%
Gross/AER

Term

Instant Access

Minimum Deposit

£1

More info

More Information About This Account

Choose monthly or annual interest payments
Unlimited deposits and withdrawals
24/7 access to your savings
Open and manage online
FSCS protected

After 12 months the rate will revert to the underlying rate, currently 1.55% gross/ AER variable
Post Office Online Saver is provided by Bank of Ireland UK
Must be UK resident
Must be aged 18 or older

Account

RCI Bank Freedom Savings Account

Interest Rate

4.75%
Gross/AER

Term

Instant Access

Minimum Deposit

£100

More info

More Information About This Account

No notice periods
Unlimited payments and withdrawals
Interest paid monthly or annually
Manage account online
Which? Recommended Savings Provider

Must be UK resident
Must be aged 18 or older
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Account

Investec Online Flexi Saver

Interest Rate

4.70%
AER

Term

Instant Access

Minimum Deposit

£5,000

More info

More Information About This Account

Instant access to your savings
Unlimited deposits and withdrawals
Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account
Easy application process, you just need a UK mobile phone and UK driving licence or passport
Manage account online
Maximum balance £250,000

Must be aged 18 or older and have a UK address
Must have a linked UK current account
Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Account

Aldermore Easy Access Account

Interest Rate

4.50%
Gross/AER

Term

Instant Access

Minimum Deposit

£100

More info

More Information About This Account

Monthly interest
Manage your account online
Unlimited withdrawals
Covered by the FSCS

Must be UK resident
Must be aged 18 or older
New customers only
Maximum deposit £1,000,000

Account

Investec Bank 90 Day Notice Account

Interest Rate

5.25%
AER

Term

90 Day Notice

Minimum Deposit

£5,000

More info

More Information About This Account

Unlimited deposits and withdrawals
Interest paid monthly: can be added to your Notice Saver or paid to your linked account
Easy application process, you just need a UK mobile phone and UK driving licence or passport
Manage account online
Maximum balance £250,000

Withdrawals subject to 90 days notice
Must be aged 18 or older and have a UK address
Must have a linked UK current account

Account

RCI Bank 95 Day Notice Account

Interest Rate

4.95%
Gross/AER

Term

95 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Manage account online
Which? Recommended Savings Provider

Unlimited withdrawals subject to 95 days notice
Must be UK resident
Must be aged 18 or older
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Account

RCI E-Volve 14 Day Notice Account

Interest Rate

4.80%
Gross/AER

Term

14 Day Notice

Minimum Deposit

£1,000

More info

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

More Information About This Account

All funds deposited into the RCI Bank E-Volve Savings 14 Day Notice Account will be used to fund pure electric vehicles and charging facilities
Interest paid monthly or annually
Manage account online
UK-based support, seven days a week
Which? Recommended Savings Provider

Unlimited withdrawals subject to 14 days notice
Must be UK resident
Must be aged 18 or older
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Account

Aldermore 30 Day Notice Account

Interest Rate

4.55%
Gross/AER

Term

30 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Monthly interest
Manage your account online
Unlimited deposits
Covered by the FSCS

Must be UK resident
Must be aged 18 or older
Unlimited withdrawals subject to 30 days notice
Maximum deposit £1,000,000

Account

Aldermore Double Access Account

Interest Rate

Up to 4.90%
Gross/AER

Term

Easy Access

Minimum Deposit

£1,000

More info

More Information About This Account

4.90% AER if customer makes two or fewer withdrawals within an anniversary year
Monthly or annual interest
Manage your account online
Covered by the FSCS

If a customer makes three or more withdrawals in an anniversary year the rate reduces to 1.50% from the date of the third withdrawal
Must be UK resident and be aged 18 or older

Account

Aldermore Bank 1 Year Fixed Rate Bond

Interest Rate

5.11%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or on maturity
Open an account singly or jointly
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

RCI Bank 1 Year Fixed Rate Bond

Interest Rate

4.60%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

Investec 1-Year Fixed Rate Saver

Interest Rate

5.00%
Gross/AER

Term

1 Year

Minimum Deposit

£5,000

More info

More Information About This Account

Interest paid on maturity
Automatic repayment to your linked account
Maximum deposit £250,000
FSCS Protected

Must have a UK residential address and be aged 18 or older
No withdrawals permitted

Account

Aldermore Bank 18 Month Fixed Rate Bond

Interest Rate

4.70%
Gross/AER

Term

18 Months

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Open an account singly or jointly
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

RCI Bank 2 Year Fixed Rate Bond

Interest Rate

5.05%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

Aldermore Bank 2 Year Fixed Rate Bond

Interest Rate

4.70%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Open an account singly or jointly
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Investec 2-Year Fixed Rate Saver

Interest Rate

4.60%
Gross/AER

Term

2 Years

Minimum Deposit

£5,000

More info

More Information About This Account

Interest paid annually
Automatic repayment to your linked account
Maximum deposit £250,000
FSCS Protected

Must have a UK residential address and be aged 18 or older
No withdrawals permitted

Account

NatWest Select Current Account

Features

Everyday current account

Funding Required

No minimum

Account fee

No fee

More info

More Information About This Account

Great money management tools with our mobile banking app. ‘Criteria Apply’
Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit Card. Limits apply
Arranged overdraft available (subject to eligibility and lending criteria)
No monthly fee
Defaqto 5* rated

Must be 18 or older and UK resident
Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit: £1,200
The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87

Account

NatWest Reward Current Account

Features

Up to £5 back in Rewards a month and at least 1% back on partner retailers*

Funding Required

£1,250 per month

Account fee

£2 per month

More info

More Information About This Account

*Earn £4 in Rewards for 2 or more Direct Debits (2 of the Direct Debits need to be +£2 each) and £1 with 1 mobile app log in
Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners
Great money management tools with our mobile banking app. ‘Criteria Apply’
Arranged overdraft available (subject to eligibility and lending criteria)
Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit

Must be 18 or older and UK resident
Customers need to pay at least £1,250 into any eligible personal current account every month (excludes transfers between your own accounts)
Must not currently hold 2 Reward accounts
£2 monthly fee
Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit: £1,200
The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87

Account

Santander Everyday Current Account

Features

The current account for your every day banking needs

Funding Required

No minimum

Account Fee

No fee

More info

More Information About This Account

No minimum monthly funding or monthly fee to maintain the account
Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts (you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking)
Stress-free account switching in 7 days with the Current Account Switch Service
£300 ATM withdrawal per day
Arranged Overdraft facility (subject to status)
Online and Mobile Banking with text and email alerts

Must be 18 or older and live in the UK permanently
39.94% EAR overdraft charge

Account

first direct 1st Account

Interest Rate

Access to 7% AER/Gross on Regular Savings

Funding Required

No monthly minimum

Account Fee

FREE

More info

More Information About This Account

Access to Regular Saver Account paying 7% AER/Gross fixed for 12 months if saving between £25 and £300 a month (up to £3,600 per year)
£250 interest-free overdraft (subject to status)
No minimum monthly funding
No monthly account fee
Mobile banking app
No first direct fees for when spending abroad, withdrawing cash from the UK or when making a debit card payment in a foreign currency in the UK
UK based contact centre
Easy switching with the Current Account Switch Service

Must be 18 or older
Must be UK resident

Account

Santander Edge Up Current Account

Features

3.50% AER (3.45% gross variable) on balances up to £25,000, and up to 1% cashback on household bills, supermarket and travel costs (exclusions apply)

Funding Required

£1,500 per month

Account Fee

£5 pm

More info

More Information About This Account

3.50% AER/3.45% gross (variable) on balances up to £25,000
1% cashback (up to £15 a month) on selected household bills when you pay by Direct Debit
1% cashback (up to £15 a month) at supermarkets and on travel costs when you use your debit card (exclusions apply)
Free to use Santander Edge Up debit card outside the UK
Get cashback, vouchers, prize draws and personalised offers with Santander Boosts , free rewards service

Must be 18 or older and live in the UK permanently
Monthly fee of £5
Must pay a minimum of £1,500 into the account each month
Must have 2 active Direct Debits
Arranged overdraft available (subject to status)
Arranged overdraft interest rate of 39.94% APR / EAR (variable)

Account

Santander Edge Current Account

Features

Earn cashback every month on selected household bills and essential spend, plus get access to an exclusive savings account paying 7% AER

Funding Required

£500 per month

Account fee

£3 per month

More info

More Information About This Account

Earn 1% cashback every month on selected household bills paid by Direct Debit, capped at up to £10 each month
Earn 1% cashback every month on supermarket and travel spend when you use your debit card, capped at £10 each month
Access to Santander Edge Saver with 7.00% AER / 6.78% gross (variable) interest up to £4,000 with 2.50% AER / 2.47% gross (variable) bonus rate for the 12 months from opening
Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts
No fees or charges for international payments or CHAPS payments

Arranged overdraft interest rate of 39.94% APR/EAR (variable)
For cashback on household bills and essential spend, you must pay a minimum of £500 into your account each month, have 2 active Direct Debits, be over 18 and live in the UK permanently
Paper-free account
To be eligible for Santander Boosts, you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking
£3 monthly fee

Account

Royal Bank of Scotland Select Current Account

Features

Everyday current account

Funding Required

No minimum

Account fee

No fee

More info

More Information About This Account

Great money management tools with our mobile banking app. ‘Criteria Apply’
Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit Card. Limits apply
Arranged overdraft available (subject to eligibility and lending criteria)
No monthly fee
Defaqto 5* rated

Must be 18 or older and UK resident
Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit: £1,200
The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87

Account

Royal Bank of Scotland Reward Current Account

Features

Up to £5 back in Rewards a month and at least 1% back on partner retailers*

Funding Required

£1,250 per month

Account fee

£2 per month

More info

More Information About This Account

*Earn £4 in Rewards for 2 or more Direct Debits (2 of the Direct Debits need to be +£2 each) and £1 with 1 mobile app log in
Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners
Great money management tools with our mobile banking app. ‘Criteria Apply’
Arranged overdraft available (subject to eligibility and lending criteria)
Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit

Must be 18 or older and UK resident
Customers need to pay at least £1,250 into any eligible personal current account every month (excludes transfers between your own accounts)
Must not currently hold 2 Reward accounts
£2 monthly fee
Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit: £1,200
The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87

Account

Nationwide FlexDirect Current Account

Interest Rate

5%
AER fixed on balanced up to £1,500

Funding Required

£1,000 per month

Overdraft rate

0% for 12 months

More info

More Information About This Account

5.00% AER fixed (4.89% gross pa) in-credit interest on balances up to £1,500 for the first 12 months
No monthly account fee
Interest-free arranged overdraft for 12 months
Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card
Manage your account online, by phone or in branch
Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts

Must be 18 or older and a UK resident
Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account)
After the first 12 months, interest rate drops to 1% AER (0.99% gross a year) variable
After 12 months, an interest rate of 39.9% a year compounded (variable) will apply to your arranged overdraft

Account

Aldermore 120 Day Notice Account

Interest Rate

4.80%
Gross/AER

Term

120 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Monthly interest
Manage your account online
Unlimited deposits
Covered by the FSCS

Must be UK resident
Must be aged 18 or older
Unlimited withdrawals subject to 120 days notice
Maximum deposit £1,000,000

Account

UBL 95 Day Notice Account

Interest Rate

2.71%
Gross/AER

Term

95 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £30 cash bonus for deposits of £10,000 or more
Interest paid monthly
Maximum deposit £85,000
FSCS Protected

Withdrawals subject to 95 days notice
Must be UK resident and aged 18 or older

Account

RCI Bank 3 Year Fixed Rate Bond

Interest Rate

4.70%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

Leeds Building Society 3 Year Fixed Rate Bond

Interest Rate

4.15%
Gross/AER

Term

3 Years

Minimum Deposit

£100

More info

More Information About This Account

Interest paid annually
Open online, in branch or by post
FSCS Protected

Must be UK resident and be aged 18 or older
No withdrawals permitted

Account

Aldermore Bank 3 Year Fixed Rate Bond

Interest Rate

4.55%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Open an account singly or jointly
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Investec 3-Year Fixed Rate Saver

Interest Rate

4.40%
Gross/AER

Term

3 Years

Minimum Deposit

£5,000

More info

More Information About This Account

Interest paid annually
Automatic repayment to your linked account
Maximum deposit £250,000
FSCS Protected

Must have a UK residential address and be aged 18 or older
No withdrawals permitted

Account

RCI Bank 4 Year Fixed Rate Bond

Interest Rate

4.25%
Gross/AER

Term

4 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

Aldermore Bank 4 Year Fixed Rate Bond

Interest Rate

4.00%
Gross/AER

Term

4 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Open an account singly or jointly
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

RCI Bank 5 Year Fixed Rate Bond

Interest Rate

4.00%
Gross/AER

Term

5 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

Aldermore Bank 5 Year Fixed Rate Bond

Interest Rate

4.00%
Gross/AER

Term

5 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Open an account singly or jointly
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Plum Cash ISA

Interest Rate

5.17%*
AER

Term

Easy Access

Minimum Deposit

£1

More info

More Information About This Account

*Includes a bonus of 0.88% AER (variable) if account held for 12 months
Transfer in any ISAs you hold with other providers
Interest rates drop if more than three withdrawals per year
Covered by FSCS

Rate when you transfer in your existing ISA – 4.29% AER (variable)
Rate for each 12-month period after your first 12 months – 4.29% AER (variable)
Rate when balance drops below £100 or after your fourth annual withdrawal – 3.00% AER (variable)
Must be UK resident and be aged 18 or older

Account

moneybox Cash ISA

Interest Rate

5.16%*
AER

Term

Easy Access

Minimum Deposit

£500

More info

More Information About This Account

*The Moneybox Cash ISA includes a 4.25% AER variable underlying rate and a bonus rate of 0.91% for the first 12 months. Up to three withdrawals can be made within each 12-month period from the date of opening without affecting the interest rate
Transfer in any ISAs you hold with other providers into a Moneybox Cash ISA, entirely in-app
Covered by FSCS

If more than three withdrawals made within each 12-month period, a lower rate of 0.75% (variable) will be applied for the rest of that 12-month period
The lower interest rate of 0.75% will also apply if the account balance dips below £500, automatically returning to the higher interest rate when the balance returns to £500 or more again
Must be UK resident and be aged 18 or older

Account

Leeds Building Society Limited Issue Online Easy Access Cash ISA

Interest Rate

4.75%
Gross/AER

Term

Instant Access

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid annually
Unlimited deposits and withdrawals
ISA transfers also allowed in
Open and manage online
FSCS Protected

Must be UK resident and be aged 18 or older

Account

Aldermore Bank 30 Day Notice Cash ISA

Interest Rate

4.50%
Gross/AER

Term

30 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Unlimited deposits and withdrawals
ISA transfers in allowed
FSCS Protected

Must be UK resident and aged 16 or older
Withdrawals subject to 30 days notice

Account

Leeds Building Society 2 Year Cash ISA

Interest Rate

4.35%
Gross/AER

Term

2 Years

Minimum Deposit

£100

More info

More Information About This Account

Interest paid annually
ISA transfers also allowed in
Open online, in branch or by post
FSCS Protected

Must be UK resident and be aged 18 or older
Withdrawals permitted subject to 150 days lost interest

Account

Aldermore Bank 2 Year Cash ISA

Interest Rate

4.25%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

ISA transfers in allowed
FSCS Protected

Must be UK resident and aged 16 or older
Withdraw cash early if you need to (subject to loss of interest)

Account

Leeds Building Society 3 Year Cash ISA

Interest Rate

4.15%
Gross/AER

Term

3 Years

Minimum Deposit

£100

More info

More Information About This Account

Interest paid annually
ISA transfers also allowed in
Open online, in branch or by post
FSCS Protected

Must be UK resident and be aged 18 or older
Withdrawals permitted subject to 240 days lost interest

Account

Aldermore Bank 3 Year Cash ISA

Interest Rate

4.00%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

ISA transfers in allowed
FSCS Protected

Must be UK resident and aged 16 or older
Withdraw cash early if you need to (subject to loss of interest)

Plan Name

MB UK 6Y 90 Consolation Growth Deposit Plan

Potential Return

34%
if FTSE higher than 90% of starting level, or 18% if lower than 90%

Term

6 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

More information on this product

Fixed growth return no matter how the FTSE 100 Index performs – Either 34% if the Index is at or above 90% of the Starting Level, or 18% if it is lower than 90% of the Starting Level
Capital protected
6 year term
Long term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 7 May 2024
Deadline for Direct & ISA applications – 24 May 2024

Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 6Y Annual 90 Deposit Plan

Potential Return

5.85%
per annum

Term

Up to 6 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

5.85% for each year if the FTSE 100 Index finishes at or above 90% of its starting value
Opportunity to mature early at year 4, 5, or 6
Capital protected
Maximum 6 year term
Medium/long term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 7 May 2024
Deadline for Direct & ISA applications – 24 May 2024

Returns not guaranteed. You may only receive a return of your original capital
Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 4Y Fixed Annual Interest Deposit Plan

Annual Income

4.45%
fixed income per year

Term

4 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

4.45% income per annum, paid regardless of the performance of the FTSE 100
Annual payments
4 year term
Additional return of 0.50% paid if the FTSE 100 is at or above the starting level after four year term
Capital protected
4 year term
Medium term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 9 May 2024
Deadline for Direct & ISA applications – 29 May 2024

Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 3Y 100 Growth Deposit Plan

Potential Return

23%
at end of term

Term

3 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

23% fixed return if the FTSE 100 Index ends the same or higher than its Initial Level
Capital protected
3 year term
Medium term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 7 May 2024
Deadline for Direct & ISA applications – 24 May 2024

Returns not guaranteed. You may only receive a return of your original capital
Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 4Y Fixed Monthly Interest Deposit Plan

Annual Income

4.38%
fixed income per year, paid monthly

Term

4 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

0.365% income per month (equivalent to 4.38% pa), paid regardless of the performance of the FTSE 100
Monthly payments
4 year term
Additional return of 0.50% paid if the FTSE 100 is at or above the starting level after four year term
Capital protected
4 year term
Medium term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 9 May 2024
Deadline for Direct & ISA applications – 29 May 2024

Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 3Y 90 Growth Deposit Plan

Potential Return

19.2%
at end of term

Term

3 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

19.2% fixed return if the FTSE 100 Index ends the same or higher than 90% of Starting Level
Capital protected
3 year term
Medium term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 7 May 2024
Deadline for Direct & ISA applications – 24 May 2024

Returns not guaranteed. You may only receive a return of your original capital
Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 2Y Growth Deposit Plan

Potential Return

13.5%
at end of term

Term

2 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

13.5% fixed return if the FTSE 100 Index ends the same or higher than its Initial Level
Capital protected
2 year term
Short term alternative to fixed rates
Available for 2023/24 and 2024/25 cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 22 March 2024
Deadline for 2023/24 ISA applications – 5 April 2024
Deadline for Direct & 2024/25 ISA applications – 12 April 2024

Returns not guaranteed. You may only receive a return of your original capital
Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 2Y 95 Growth Deposit Plan

Potential Return

12%
at end of term

Term

2 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

12% fixed return if the FTSE 100 Index ends the same or higher than 95% of Starting Level
2 year term
Short term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 7 May 2024
Deadline for Direct & ISA applications – 24 May 2024

Returns not guaranteed. You may only receive a return of your original capital
Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Account

Leeds Building Society Limited Issue Online Easy Access Account

Interest Rate

4.85%
Gross/AER

Term

Instant Access

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid annually
Unlimited deposits and withdrawals
Open and manage online
FSCS Protected

Must be UK resident and be aged 18 or older

Account

GB Bank Base Rate Tracker Savings Account (brought to you by Wombat Invest)

Interest Rate

4.91%
Gross/AER

Term

Easy Access (one withdrawal per month)

Minimum Deposit

£500

More info

More Information About This Account

Easy access savings account that tracks the Bank of England base rate
Wave goodbye to the constant cycle of account hopping and forget waiting for banks to pass on higher interest rates
Interest rate moves with the Bank of England base rate, guaranteeing a fixed margin of up to 0.5% below, and adjusts the very next day
Easy access to your money with once a month withdrawals, without notice and without fees
Earn daily interest on your money, and experience the power of compounding to make your savings work harder
Maximum deposit £250,000
Wombat has partnered with GB Bank to bring you the Base Rate Tracker. GB Bank is an award-winning, fully authorised and regulated UK bank
FSCS eligible on your deposits

Must be UK resident
Must be aged 18 or older

Account

Post Office Online Saver

Interest Rate

4.75%
Gross/AER

Term

Instant Access

Minimum Deposit

£1

More info

More Information About This Account

Choose monthly or annual interest payments
Unlimited deposits and withdrawals
24/7 access to your savings
Open and manage online
FSCS protected

After 12 months the rate will revert to the underlying rate, currently 1.55% gross/ AER variable
Post Office Online Saver is provided by Bank of Ireland UK
Must be UK resident
Must be aged 18 or older

Account

RCI Bank Freedom Savings Account

Interest Rate

4.75%
Gross/AER

Term

Instant Access

Minimum Deposit

£100

More info

More Information About This Account

No notice periods
Unlimited payments and withdrawals
Interest paid monthly or annually
Manage account online
Which? Recommended Savings Provider

Must be UK resident
Must be aged 18 or older
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Account

Chip Instant Access Account

Interest Rate

4.84%
AER

Term

Instant Access

Minimum Deposit

£1

More info

More Information About This Account

A new savings account from Chip built to move with the Bank of England and reward you faster than the banks
Interest paid monthly
Deposit and withdraw almost instantly
No fees or charges for holding account
FSCS eligible on your deposits

Must be UK resident
Must be aged 18 or older

Account

Yorkshire Building Society Internet Saver Plus

Interest Rate

4.80%
Gross/AER

Term

Instant Access

Minimum Deposit

£10,000

More info

More Information About This Account

Tiered interest: £1 to £10,000 – 4.80% Gross/AER, £10,001 to £50,000 – 4.80% Gross/AER, £50,001 to £500,000 – 4.80% Gross/AER
Unlimited payments and withdrawals
Interest paid annually
Open in a single or a joint name
Maximum deposit £500,000
Open and manage account online
FSCS Protected

Must be UK resident
Must be aged 16 or older

Account

Investec Online Flexi Saver

Interest Rate

4.70%
AER

Term

Instant Access

Minimum Deposit

£5,000

More info

More Information About This Account

Instant access to your savings
Unlimited deposits and withdrawals
Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account
Easy application process, you just need a UK mobile phone and UK driving licence or passport
Manage account online
Maximum balance £250,000

Must be aged 18 or older and have a UK address
Must have a linked UK current account
Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Account

Aldermore Easy Access Account

Interest Rate

4.50%
Gross/AER

Term

Instant Access

Minimum Deposit

£100

More info

More Information About This Account

Monthly interest
Manage your account online
Unlimited withdrawals
Covered by the FSCS

Must be UK resident
Must be aged 18 or older
New customers only
Maximum deposit £1,000,000

Account

Investec Bank 90 Day Notice Account

Interest Rate

5.25%
AER

Term

90 Day Notice

Minimum Deposit

£5,000

More info

More Information About This Account

Unlimited deposits and withdrawals
Interest paid monthly: can be added to your Notice Saver or paid to your linked account
Easy application process, you just need a UK mobile phone and UK driving licence or passport
Manage account online
Maximum balance £250,000

Withdrawals subject to 90 days notice
Must be aged 18 or older and have a UK address
Must have a linked UK current account

Account

RCI Bank 95 Day Notice Account

Interest Rate

4.95%
Gross/AER

Term

95 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Manage account online
Which? Recommended Savings Provider

Unlimited withdrawals subject to 95 days notice
Must be UK resident
Must be aged 18 or older
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Account

RCI E-Volve 14 Day Notice Account

Interest Rate

4.80%
Gross/AER

Term

14 Day Notice

Minimum Deposit

£1,000

More info

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

More Information About This Account

All funds deposited into the RCI Bank E-Volve Savings 14 Day Notice Account will be used to fund pure electric vehicles and charging facilities
Interest paid monthly or annually
Manage account online
UK-based support, seven days a week
Which? Recommended Savings Provider

Unlimited withdrawals subject to 14 days notice
Must be UK resident
Must be aged 18 or older
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Account

Aldermore 120 Day Notice Account

Interest Rate

4.80%
Gross/AER

Term

120 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Monthly interest
Manage your account online
Unlimited deposits
Covered by the FSCS

Must be UK resident
Must be aged 18 or older
Unlimited withdrawals subject to 120 days notice
Maximum deposit £1,000,000

Account

Aldermore 30 Day Notice Account

Interest Rate

4.55%
Gross/AER

Term

30 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Monthly interest
Manage your account online
Unlimited deposits
Covered by the FSCS

Must be UK resident
Must be aged 18 or older
Unlimited withdrawals subject to 30 days notice
Maximum deposit £1,000,000

Account

Aldermore Double Access Account

Interest Rate

Up to 4.90%
Gross/AER

Term

Easy Access

Minimum Deposit

£1,000

More info

More Information About This Account

4.90% AER if customer makes two or fewer withdrawals within an anniversary year
Monthly or annual interest
Manage your account online
Covered by the FSCS

If a customer makes three or more withdrawals in an anniversary year the rate reduces to 1.50% from the date of the third withdrawal
Must be UK resident and be aged 18 or older

Account

Leeds Building Society E-Saver Instant Access Account

Interest Rate

2.45%
Gross/AER

Term

Instant Access

Minimum Deposit

£100

More info

More Information About This Account

Low minimum deposit
Interest paid annually
Unlimited deposits and withdrawals
Open and manage online
FSCS Protected

Must be UK resident and be aged 18 or older

Account

UBL 95 Day Notice Account

Interest Rate

2.71%
Gross/AER

Term

95 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £30 cash bonus for deposits of £10,000 or more
Interest paid monthly
Maximum deposit £85,000
FSCS Protected

Withdrawals subject to 95 days notice
Must be UK resident and aged 18 or older

Account

Aldermore Bank 1 Year Fixed Rate Bond

Interest Rate

5.11%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or on maturity
Open an account singly or jointly
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Investec 1-Year Fixed Rate Saver

Interest Rate

5.00%
Gross/AER

Term

1 Year

Minimum Deposit

£5,000

More info

More Information About This Account

Interest paid on maturity
Automatic repayment to your linked account
Maximum deposit £250,000
FSCS Protected

Must have a UK residential address and be aged 18 or older
No withdrawals permitted

Account

RCI Bank 1 Year Fixed Rate Bond

Interest Rate

4.60%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

Aldermore Bank 18 Month Fixed Rate Bond

Interest Rate

4.70%
Gross/AER

Term

18 Months

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Open an account singly or jointly
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

RCI Bank 2 Year Fixed Rate Bond

Interest Rate

5.05%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

Aldermore Bank 2 Year Fixed Rate Bond

Interest Rate

4.70%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Open an account singly or jointly
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Investec 2-Year Fixed Rate Saver

Interest Rate

4.60%
Gross/AER

Term

2 Years

Minimum Deposit

£5,000

More info

More Information About This Account

Interest paid annually
Automatic repayment to your linked account
Maximum deposit £250,000
FSCS Protected

Must have a UK residential address and be aged 18 or older
No withdrawals permitted

Account

RCI Bank 3 Year Fixed Rate Bond

Interest Rate

4.70%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

Aldermore Bank 3 Year Fixed Rate Bond

Interest Rate

4.55%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Open an account singly or jointly
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Investec 3-Year Fixed Rate Saver

Interest Rate

4.40%
Gross/AER

Term

3 Years

Minimum Deposit

£5,000

More info

More Information About This Account

Interest paid annually
Automatic repayment to your linked account
Maximum deposit £250,000
FSCS Protected

Must have a UK residential address and be aged 18 or older
No withdrawals permitted

Account

Leeds Building Society 3 Year Fixed Rate Bond

Interest Rate

4.15%
Gross/AER

Term

3 Years

Minimum Deposit

£100

More info

More Information About This Account

Interest paid annually
Open online, in branch or by post
FSCS Protected

Must be UK resident and be aged 18 or older
No withdrawals permitted

Account

RCI Bank 4 Year Fixed Rate Bond

Interest Rate

4.25%
Gross/AER

Term

4 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

Aldermore Bank 4 Year Fixed Rate Bond

Interest Rate

4.00%
Gross/AER

Term

4 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Open an account singly or jointly
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

RCI Bank 5 Year Fixed Rate Bond

Interest Rate

4.00%
Gross/AER

Term

5 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

Aldermore Bank 5 Year Fixed Rate Bond

Interest Rate

4.00%
Gross/AER

Term

5 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Open an account singly or jointly
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Plum Cash ISA

Interest Rate

5.17%*
AER

Term

Easy Access

Minimum Deposit

£1

More info

More Information About This Account

*Includes a bonus of 0.88% AER (variable) if account held for 12 months
Transfer in any ISAs you hold with other providers
Interest rates drop if more than three withdrawals per year
Covered by FSCS

Rate when you transfer in your existing ISA – 4.29% AER (variable)
Rate for each 12-month period after your first 12 months – 4.29% AER (variable)
Rate when balance drops below £100 or after your fourth annual withdrawal – 3.00% AER (variable)
Must be UK resident and be aged 18 or older

Account

moneybox Cash ISA

Interest Rate

5.16%*
AER

Term

Easy Access

Minimum Deposit

£500

More info

More Information About This Account

*The Moneybox Cash ISA includes a 4.25% AER variable underlying rate and a bonus rate of 0.91% for the first 12 months. Up to three withdrawals can be made within each 12-month period from the date of opening without affecting the interest rate
Transfer in any ISAs you hold with other providers into a Moneybox Cash ISA, entirely in-app
Covered by FSCS

If more than three withdrawals made within each 12-month period, a lower rate of 0.75% (variable) will be applied for the rest of that 12-month period
The lower interest rate of 0.75% will also apply if the account balance dips below £500, automatically returning to the higher interest rate when the balance returns to £500 or more again
Must be UK resident and be aged 18 or older

Account

Leeds Building Society Limited Issue Online Easy Access Cash ISA

Interest Rate

4.75%
Gross/AER

Term

Instant Access

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid annually
Unlimited deposits and withdrawals
ISA transfers also allowed in
Open and manage online
FSCS Protected

Must be UK resident and be aged 18 or older

Account

Aldermore Bank 2 Year Cash ISA

Interest Rate

4.25%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

ISA transfers in allowed
FSCS Protected

Must be UK resident and aged 16 or older
Withdraw cash early if you need to (subject to loss of interest)

Account

Aldermore Bank 30 Day Notice Cash ISA

Interest Rate

4.50%
Gross/AER

Term

30 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Unlimited deposits and withdrawals
ISA transfers in allowed
FSCS Protected

Must be UK resident and aged 16 or older
Withdrawals subject to 30 days notice

Account

Aldermore Bank 3 Year Cash ISA

Interest Rate

4.00%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

ISA transfers in allowed
FSCS Protected

Must be UK resident and aged 16 or older
Withdraw cash early if you need to (subject to loss of interest)

Account

Leeds Building Society 1 Year Cash ISA

Interest Rate

4.60%
Gross/AER

Term

1 Year

Minimum Deposit

£100

More info

More Information About This Account

Interest paid annually
ISA transfers also allowed in
Open online, in branch or by post
FSCS Protected

Must be UK resident and be aged 18 or older
Withdrawals permitted subject to 60 days lost interest

Account

Leeds Building Society 2 Year Cash ISA

Interest Rate

4.35%
Gross/AER

Term

2 Years

Minimum Deposit

£100

More info

More Information About This Account

Interest paid annually
ISA transfers also allowed in
Open online, in branch or by post
FSCS Protected

Must be UK resident and be aged 18 or older
Withdrawals permitted subject to 150 days lost interest

Account

Yorkshire Building Society 1 Year e-ISA

Interest Rate

4.50%
Gross/AER

Term

1 Year

Minimum Deposit

£100

More info

More Information About This Account

Interest paid at maturity
ISA transfers also allowed in
Tax free interest
FSCS Protected

Must be UK resident and be aged 16 or older
No withdrawals permitted
Closure permitted with 60 days’ loss of interest

Account

Aldermore Bank Easy Access Cash ISA

Interest Rate

4.25%
Gross/AER

Term

Instant Access

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid annually
Unlimited deposits and withdrawals
ISA transfers also allowed in
Open and manage online
FSCS Protected

Must be UK resident and be aged 18 or older

Account

Leeds Building Society 3 Year Cash ISA

Interest Rate

4.15%
Gross/AER

Term

3 Years

Minimum Deposit

£100

More info

More Information About This Account

Interest paid annually
ISA transfers also allowed in
Open online, in branch or by post
FSCS Protected

Must be UK resident and be aged 18 or older
Withdrawals permitted subject to 240 days lost interest

Account

Leeds Building Society E-ISA Instant Access Cash ISA

Interest Rate

2.45%
Gross/AER

Term

Instant Access

Minimum Deposit

£1

More info

More Information About This Account

Low minimum deposit
Interest paid annually
Unlimited deposits and withdrawals
ISA transfers also allowed in
Open and manage online
FSCS Protected

Must be UK resident and be aged 18 or older

Account

Investec Bank 90 Day Notice Account

Interest Rate

5.25%
AER

Term

90 Day Notice

Minimum Deposit

£5,000

More info

More Information About This Account

Unlimited deposits and withdrawals
Interest paid monthly: can be added to your Notice Saver or paid to your linked account
Easy application process, you just need a UK mobile phone and UK driving licence or passport
Manage account online
Maximum balance £250,000

Withdrawals subject to 90 days notice
Must be aged 18 or older and have a UK address
Must have a linked UK current account

Account

RCI Bank 95 Day Notice Account

Interest Rate

4.95%
Gross/AER

Term

95 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Manage account online
Which? Recommended Savings Provider

Unlimited withdrawals subject to 95 days notice
Must be UK resident
Must be aged 18 or older
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Account

RCI E-Volve 14 Day Notice Account

Interest Rate

4.80%
Gross/AER

Term

14 Day Notice

Minimum Deposit

£1,000

More info

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

More Information About This Account

All funds deposited into the RCI Bank E-Volve Savings 14 Day Notice Account will be used to fund pure electric vehicles and charging facilities
Interest paid monthly or annually
Manage account online
UK-based support, seven days a week
Which? Recommended Savings Provider

Unlimited withdrawals subject to 14 days notice
Must be UK resident
Must be aged 18 or older
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Account

Aldermore 120 Day Notice Account

Interest Rate

4.80%
Gross/AER

Term

120 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Monthly interest
Manage your account online
Unlimited deposits
Covered by the FSCS

Must be UK resident
Must be aged 18 or older
Unlimited withdrawals subject to 120 days notice
Maximum deposit £1,000,000

Account

Aldermore 30 Day Notice Account

Interest Rate

4.55%
Gross/AER

Term

30 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Monthly interest
Manage your account online
Unlimited deposits
Covered by the FSCS

Must be UK resident
Must be aged 18 or older
Unlimited withdrawals subject to 30 days notice
Maximum deposit £1,000,000

Account

UBL 95 Day Notice Account

Interest Rate

2.71%
Gross/AER

Term

95 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £30 cash bonus for deposits of £10,000 or more
Interest paid monthly
Maximum deposit £85,000
FSCS Protected

Withdrawals subject to 95 days notice
Must be UK resident and aged 18 or older

Account

first direct 1st Account

Interest Rate

Access to 7% AER/Gross on Regular Savings

Funding Required

No monthly minimum

Account Fee

FREE

More info

More Information About This Account

Access to Regular Saver Account paying 7% AER/Gross fixed for 12 months if saving between £25 and £300 a month (up to £3,600 per year)
£250 interest-free overdraft (subject to status)
No minimum monthly funding
No monthly account fee
Mobile banking app
No first direct fees for when spending abroad, withdrawing cash from the UK or when making a debit card payment in a foreign currency in the UK
UK based contact centre
Easy switching with the Current Account Switch Service

Must be 18 or older
Must be UK resident

Account

NatWest Select Current Account

Features

Everyday current account

Funding Required

No minimum

Account fee

No fee

More info

More Information About This Account

Great money management tools with our mobile banking app. ‘Criteria Apply’
Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit Card. Limits apply
Arranged overdraft available (subject to eligibility and lending criteria)
No monthly fee
Defaqto 5* rated

Must be 18 or older and UK resident
Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit: £1,200
The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87

Account

Santander Everyday Current Account

Features

The current account for your every day banking needs

Funding Required

No minimum

Account Fee

No fee

More info

More Information About This Account

No minimum monthly funding or monthly fee to maintain the account
Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts (you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking)
Stress-free account switching in 7 days with the Current Account Switch Service
£300 ATM withdrawal per day
Arranged Overdraft facility (subject to status)
Online and Mobile Banking with text and email alerts

Must be 18 or older and live in the UK permanently
39.94% EAR overdraft charge

Account

Chase Current Account

Features

1% cashback on your everyday debit card spending for your first 12 months. Cashback exceptions and limits apply. Plus access to a 4.1% AER easy access saver account

Funding Required

No monthly minimum

Account fee

FREE

More info

More Information About This Account

Earn 1% cashback on everyday debit card spending, including contactless. Available for your first 12 months for new customers. Max £15 per month. Cashback exceptions apply
Access to a Chase saver account paying 4.1% AER (4.02% gross) variable. Interest is earned daily and paid monthly. Easy access to your money with no minimum opening balance
5% interest on a round up account- choose to round up your spending to the nearest £1 and you’ll get 5%AER (4.89%gross) variable interest on your round up account, paid monthly
Zero fees from Chase when you use your Chase debit card, both at home and away
No ATM fees applied by Chase
Open extra current accounts in seconds, for free. Use them to spend from, pay bills with Direct Debits, budget, and set aside money in the way that works best for you

Must be 18+, be a UK resident and have a smart phone and UK mobile number
No account opening fees and no monthly fee
No minimum monthly funding
In-app card control – you decide how and where your card works. You can stop it from making contactless or gambling payments, from working abroad, or from making cash withdrawals
Numberless card – your card details are stored in the app, so no one can see them but you
24/7 customer support – either over the phone or in app message

Account

Nationwide FlexDirect Current Account

Interest Rate

5%
AER fixed on balanced up to £1,500

Funding Required

£1,000 per month

Overdraft rate

0% for 12 months

More info

More Information About This Account

5.00% AER fixed (4.89% gross pa) in-credit interest on balances up to £1,500 for the first 12 months
No monthly account fee
Interest-free arranged overdraft for 12 months
Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card
Manage your account online, by phone or in branch
Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts

Must be 18 or older and a UK resident
Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account)
After the first 12 months, interest rate drops to 1% AER (0.99% gross a year) variable
After 12 months, an interest rate of 39.9% a year compounded (variable) will apply to your arranged overdraft

Account

NatWest Reward Current Account

Features

Up to £5 back in Rewards a month and at least 1% back on partner retailers*

Funding Required

£1,250 per month

Account fee

£2 per month

More info

More Information About This Account

*Earn £4 in Rewards for 2 or more Direct Debits (2 of the Direct Debits need to be +£2 each) and £1 with 1 mobile app log in
Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners
Great money management tools with our mobile banking app. ‘Criteria Apply’
Arranged overdraft available (subject to eligibility and lending criteria)
Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit

Must be 18 or older and UK resident
Customers need to pay at least £1,250 into any eligible personal current account every month (excludes transfers between your own accounts)
Must not currently hold 2 Reward accounts
£2 monthly fee
Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit: £1,200
The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87

Account

Santander Edge Up Current Account

Features

3.50% AER (3.45% gross variable) on balances up to £25,000, and up to 1% cashback on household bills, supermarket and travel costs (exclusions apply)

Funding Required

£1,500 per month

Account Fee

£5 pm

More info

More Information About This Account

3.50% AER/3.45% gross (variable) on balances up to £25,000
1% cashback (up to £15 a month) on selected household bills when you pay by Direct Debit
1% cashback (up to £15 a month) at supermarkets and on travel costs when you use your debit card (exclusions apply)
Free to use Santander Edge Up debit card outside the UK
Get cashback, vouchers, prize draws and personalised offers with Santander Boosts , free rewards service

Must be 18 or older and live in the UK permanently
Monthly fee of £5
Must pay a minimum of £1,500 into the account each month
Must have 2 active Direct Debits
Arranged overdraft available (subject to status)
Arranged overdraft interest rate of 39.94% APR / EAR (variable)

Account

Nationwide FlexPlus Current Account

Special Features

Free UK & European Breakdown insurance, worldwide travel insurance, and family mobile insurance

Arranged Overdraft

Account Fee

£13 per month

More info

More Information About This Account

Vehicle breakdown cover in the UK and the rest of Europe. Whether you’re driving or a passenger in a vehicle, you’re covered by the AA. With no excess to pay and unlimited callouts
Travel insurance for your family, worldwide. Worldwide family travel insurance, including winter sports, golf, weddings and business cover from U K Insurance Limited
Mobile phone insurance for the whole family. Your phone and those belonging to your partner and dependent children are covered for loss, theft, damage and faults by Lifestyle Services Group Limited
Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card
Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts

Must be 18 or older and a UK resident
£13 monthly account fee
39.9% EAR overdraft charge

Account

Nationwide FlexAccount Current Account

Account fee

No fee

Funding Required

No minimum

Arranged Overdraft rate

39.9%

More info

More Information About This Account

Everyday current account
No monthly account fee
Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card
Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts

Must be 18 or older and a UK resident
0% interest on any balance
39.9% EAR overdraft charge

Account

Santander 1|2|3 Mini Current Account

Features

3% interest AER
(2.96% gross)

Interest Earned Between

£1,500 to 2,000

Minimum Deposit

No minimum

More info

More Information About This Account

Children’s current account
Can be opened by or on behalf of any child up to the age of 17
1% interest on the entire balance once the balance is £100, 2.00% AER/1.98% gross (variable) on the entire balance once the balance is £1,500, 3.00% AER/2.96% gross (variable) on the entire balance once the balance is £1,500 or over (up to a maximum of £2,000)
Debit or cash card available for those aged between 13 and 17
Monthly interest
No monthly fee

For children under age 13, the account must be opened in trust and managed by an adult (trustee)
If you’re aged between 13 and 17 years old and live permanently in the UK you can apply online by telephone or in branch
No overdraft facility

Account

Royal Bank of Scotland Select Current Account

Features

Everyday current account

Funding Required

No minimum

Account fee

No fee

More info

More Information About This Account

Great money management tools with our mobile banking app. ‘Criteria Apply’
Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit Card. Limits apply
Arranged overdraft available (subject to eligibility and lending criteria)
No monthly fee
Defaqto 5* rated

Must be 18 or older and UK resident
Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit: £1,200
The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87

Account

Royal Bank of Scotland Reward Current Account

Features

Up to £5 back in Rewards a month and at least 1% back on partner retailers*

Funding Required

£1,250 per month

Account fee

£2 per month

More info

More Information About This Account

*Earn £4 in Rewards for 2 or more Direct Debits (2 of the Direct Debits need to be +£2 each) and £1 with 1 mobile app log in
Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners
Great money management tools with our mobile banking app. ‘Criteria Apply’
Arranged overdraft available (subject to eligibility and lending criteria)
Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit

Must be 18 or older and UK resident
Customers need to pay at least £1,250 into any eligible personal current account every month (excludes transfers between your own accounts)
Must not currently hold 2 Reward accounts
£2 monthly fee
Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit: £1,200
The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87

Account

Cashplus Current Account

Features

No credit checks - instant online decision. Apply from your mobile and manage your money with the banking app. Add Creditbuilder to your account and it could help build your credit rating at no extra cost

Adverse Credit

More info

More information on this product

A bank account that can build credit history
No credit check during sign up
Apply straight from your mobile
Instant online decision
Get your Contactless Debit Mastercard within 3-5 working days
Add Creditbuilder onto your account and it could help build your credit rating at no extra cost
Deposit cash into your account at any Post Office UK branch. Money is available in your account immediately

Manage your account 24/7 from any device – Get real time balance information, statements, add payees send payments and apply for extras
Automatic payment alerts
UK based Customer Services Team
Your money is protected up to £85,000 by the FSCS (Financial Services Compensation Scheme)
Monthly account fee ranges from free to £9.95 depending on account chosen

Account

Santander Edge Student Current Account

Features

A free 4-year Santander 16-25 Railcard worth £100 (average saving of £182 per year)

Funding Required

£500 every 4 months

Overdraft

£1,500 Interest Free increasing to £2,000

More info

More Information About This Account

An interest-free and fee-free Arranged Overdraft, up to £1,500 in years 1-3, then up to £2,000 if you stay on to year 5
A free 4-year Santander 16-25 Railcard worth £100 plus a total average saving of £728 (average saving of £182 per year)
Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts (you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking) Visa Debit card for making purchases and accessing your money at cash machines
No monthly account fee

Must be over 18 and live in the UK permanently
Must be studying or are about to begin an undergraduate course that is at least 2 years in length, or level 4 to 7 apprenticeship. If you’re about to begin your course, you must have an ‘unconditional’ or ‘confirmed conditional’ offer (i.e. you have your exam results) before you apply
You must pay in at least £500 every 4 months and must not already have an existing Santander current account. If you do, you’ll need to transfer it

Account

Currensea Mobile App Bank Account

Features

Spend in confidence, whilst saving money on your overseas purchases

Spend & Transfer Money Abroad

Account fee

FREE

More info

More Information About This Account

Mobile App Bank Account
Spend abroad without worrying about expensive rates and hidden costs
All currencies supported
An easy to set up debit card. Link directly with your existing bank account
Spend from your bank account, just with a different card. No need for separate accounts and inconvenient top-ups
Automatically save over 85% on bank charges anywhere in the world

Off-set your carbon footprint with our One Tree Planted partnership. Every $100 spent through Currensea could plant three trees
Get your card in minutes
Latest bank security and encryption technology
Mastercard chargeback protection for all your purchases
Currensea is authorised by the Financial Conduct Authority

Account

Monese Multi-Currency Mobile App Bank Account

Features

Multi-currency banking app that provides you with fast and free current accounts in 31 countries

Spend & Transfer Money Abroad for Free

Account fee

£0 to £14.95 per month

More info

More Information About This Account

Mobile Bank Account
Open a GBP and EUR current account using your mobile in minutes, with no credit checks and no proof of address required
Track your account activity in real-time, get an overview of your monthly outgoings, set budgets and set your savings aside from your day-to-day spending
Get account statements whenever you like
Get added peace of mind from instant updates on your mobile whenever you receive or spend money
Add money to your account instantly by debit card or bank transfer. You can also top up quickly using cash at Post Office and Paypoint locations across the UK
Add Monese to your phone’s wallet and make smart, fast and secure contactless payments with Apple Pay or Google Pay

Spend on your Monese card and make ATM withdrawals worldwide with fee-free allowances and money-saving exchange rates
Send money to your contacts and request payments from them. You can also save when you transfer money abroad (at the wholesale currency exchange rate). Transfers between Monese accounts are also free and instant
You can use your Monese app in any one of our 12 languages: English, French, German, Brazilian Portuguese, Bulgarian, Italian, Spanish, Romanian, Polish, Czech, Turkish and Lithuanian

Account

Revolut Mobile App Current Account

Features

Modern banking: set up and manage current account directly from your phone

Spend & Transfer Money Abroad

Standard Account Fee

£0

More info

SPCIAL OFFER: 3 months of free Revolut Premium trial. T&C’s Apply

More Information About This Account

Digital Current Account
Open a current account in minutes direct from your phone and receive bank card
Set budgets, get instant spending notifications, and see weekly insights to keep your spending on track
Earn rewards on travel, retail, restaurants and more
Spend abroad in over 150 currencies at the Real (interbank) exchange rates with no hidden fees
Transfer money abroad in 30+ currencies with the interbank exchange rate, with a small 0.5% fee for anything above £1,000 each month
Get paid up to 0.40% AER interest on your GBP funds
Free ATM withdrawals up to £200 per month, or up to 5 withdrawals
No minimum amounts. Deposit and withdraw your money whenever you want

7x better than the banks at stopping card fraud
If you lose or misplace your card, freeze it within the app and have a new one sent out to you. If you find it again, just unfreeze your card from the app
Take control over your account and turn off things like contactless, swipe payments, online payments and ATM withdrawals all from within the app
Turn on location-based security and if your card is used in a different location from where you are, you will be notified and any payments will be blocked
A standard account with Revolut is free
You must be 18 and over to open a Revolut account

Plan Name

MB UK 6Y 90 Consolation Growth Deposit Plan

Potential Return

34%
if FTSE higher than 90% of starting level, or 18% if lower than 90%

Term

6 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

Fixed growth return no matter how the FTSE 100 Index performs – Either 34% if the Index is at or above 90% of the Starting Level, or 18% if it is lower than 90% of the Starting Level
Capital protected
6 year term
Long term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 7 May 2024
Deadline for Direct & ISA applications – 24 May 2024

Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 6Y Annual 90 Deposit Plan

Potential Return

5.85%
per annum

Term

Up to 6 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

5.85% for each year if the FTSE 100 Index finishes at or above 90% of its starting value
Opportunity to mature early at year 4, 5, or 6
Capital protected
Maximum 6 year term
Medium/long term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 7 May 2024
Deadline for Direct & ISA applications – 24 May 2024

Returns not guaranteed. You may only receive a return of your original capital
Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 4Y Fixed Annual Interest Deposit Plan

Annual Income

4.45%
fixed income per year

Term

4 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

4.45% income per annum, paid regardless of the performance of the FTSE 100
Annual payments
4 year term
Additional return of 0.50% paid if the FTSE 100 is at or above the starting level after four year term
Capital protected
4 year term
Medium term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 9 May 2024
Deadline for Direct & ISA applications – 29 May 2024

Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 3Y 100 Growth Deposit Plan

Potential Return

23%
at end of term

Term

3 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

23% fixed return if the FTSE 100 Index ends the same or higher than its Initial Level
Capital protected
3 year term
Medium term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 7 May 2024
Deadline for Direct & ISA applications – 24 May 2024

Returns not guaranteed. You may only receive a return of your original capital
Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 4Y Fixed Monthly Interest Deposit Plan

Annual Income

4.38%
fixed income per year, paid monthly

Term

4 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

0.365% income per month (equivalent to 4.38% pa), paid regardless of the performance of the FTSE 100
Monthly payments
4 year term
Additional return of 0.50% paid if the FTSE 100 is at or above the starting level after four year term
Capital protected
4 year term
Medium term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 9 May 2024
Deadline for Direct & ISA applications – 29 May 2024

Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 3Y 90 Growth Deposit Plan

Potential Return

19.2%
at end of term

Term

3 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

19.2% fixed return if the FTSE 100 Index ends the same or higher than 90% of Starting Level
Capital protected
3 year term
Medium term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 7 May 2024
Deadline for Direct & ISA applications – 24 May 2024

Returns not guaranteed. You may only receive a return of your original capital
Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 2Y Growth Deposit Plan

Potential Return

13.5%
at end of term

Term

2 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

13.5% fixed return if the FTSE 100 Index ends the same or higher than its Initial Level
Capital protected
2 year term
Short term alternative to fixed rates
Available for 2023/24 and 2024/25 cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 22 March 2024
Deadline for 2023/24 ISA applications – 5 April 2024
Deadline for Direct & 2024/25 ISA applications – 12 April 2024

Returns not guaranteed. You may only receive a return of your original capital
Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Plan Name

MB UK 2Y 95 Growth Deposit Plan

Potential Return

12%
at end of term

Term

2 years

ISA Option

More info

Deposit Taker: Barclays Bank plc

More information on this product

12% fixed return if the FTSE 100 Index ends the same or higher than 95% of Starting Level
2 year term
Short term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 7 May 2024
Deadline for Direct & ISA applications – 24 May 2024

Returns not guaranteed. You may only receive a return of your original capital
Minimum investment £5,000
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Account

Aldermore Easy Access Business Savings

Interest Rate

3.66%
Gross/AER

Term

Easy Access

Minimum Deposit

£1,000

More info

More Information About This Account

Deposit between £1,000 – £1,000,000
Unlimited withdrawals free of charge (via online self service)
No fees or charges for day to day services
14 day cooling off period – if you change your mind within 14 days of funding your new business savings account, your savings will be refunded

Minimum balance at all times – £1,000
New account applications only be accepted from limited (or unlimited) companies. Existing Aldermore Business Savings customers that are sole traders and partnerships will be able to operate their existing accounts as normal

Account

Aldermore Bank 1 Year Business Fixed Rate Bond

Interest Rate

4.60%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

Deposit between £1,000 and £1,000,000
No fees or charges for day to day services
14 Day cooling off period – if you change your mind within 14 days of funding your new business savings account, your savings will be refunded

Minimum balance at all times – £1,000
An interest rate of 0.05% AER is payable on balances below £1,000
No additional deposits or withdrawals

Account

Aldermore Bank 6 Month Business Fixed Rate Bond

Interest Rate

4.21%
Gross/AER

Term

6 Months

Minimum Deposit

£1,000

More info

More Information About This Account

Deposit between £1,000 and £1,000,000
No fees or charges for day to day services
14 Day cooling off period – if you change your mind within 14 days of funding your new business savings account, your savings will be refunded

Minimum balance at all times – £1,000
An interest rate of 0.05% AER is payable on balances below £1,000
No additional deposits or withdrawals

Account

Monese Business Current Account

Details

Mobile account for UK registered businesses. Fast to open, free contactless card, and supported in 14 languages. Send or receive money from over 30 countries

Debit Card

Monthly Account Fee

£9.95

More info

More Information About This Account

Sign up in minutes
Transfer money abroad – send or receive from over 30 countries
Contactless Mastercard debit card, withdraw globally from any ATM for free
Make payments via the UK Faster Payments network for free. Spend, receive and send money fast in the local currency with no extra markup fees
Use your app in one of 14 languages
Easily add funds to your business account with cash. from ore than 40,000 PayPoint or Post Office locations across the UK

Create invoices right in your app to easily send to clients
Keep your personal and company finances separate. Effortlessly manage and track your spending for both accounts in a single app
Breakthrough technology and state-of-the-art security features like 3D secure, biometric login and backend encryption, you can have peace of mind that your money, personal data and account are safe

Account

MultiPass Business Bank Account

Details

Apply today and enjoy intentionally simple business banking with MultiPass

Debit Card

Monthly Account Fee

From £23

More info

More Information About This Account

MultiPass is a bank challenger that offers multi-currency virtual IBANs, local EU, UK and US accounts as well as a corporate card to cover day-to-day business expenses
Transact in 30+ currencies across 180 countries. Get your own dedicated IBAN and local UK, EU & US accounts. Make fast multi-currency payments globally via SWIFT or local payment networks. 98% of payments are performed in under 24h
MultiPass gives you access to bank-beating exchange rates that guarantee significant savings versus traditional banks
Get local presence in 20+ countries. Use SEPA Instant (EUR), ACH (USD), Faster Payments (GBP) and other local payment channels to transact in foreign markets cheaper and faster

Benefit from personal manager support. A dedicated banking expert that understands your business nature with help you out with any questions and ensure smooth delivery or your payments
Onboard and manage your account entirely online, wherever you are
MultiPass is part of the Dyninno Group, an international holding with over 19 years of experience in the global market

Account

Revolut Pro Business Account

Details

A global business account which caters to freelancers, sole traders, contractors, and self-employed individuals looking to more easily, efficiently and conveniently manage business funds

Cashback

Earn 1% cashback on card spend

Monthly Account Fee

From FREE (standard account)

More info

More Information About This Account

Create account in just 2 minutes
Simple and convenient tools made for freelancers, contractors, sole-traders, and more
Get rewarded with 1% cashback on all Pro debit card purchases, whether you’re buying supplies, booking travel or keeping yourself fed and watered while working away
Revolut app for free – from ingoings and outgoings to expenses and invoices, keep your freelance bank account a tap away from your everyday current account
Get paid in seconds, wherever you are – accept quick payments via QR codes, payment links, customisable invoices and a card reader

Use invoice templates to create, track, and send invoices in seconds so you’re always paid on time
Exchange money instantly in 30+ currencies
Monthly fee ranges from zero with standard package to £12.99 to include many more benefits
No joining fees

Account

Tide Business Current Account

Details

Access to Instant Saver Account paying 4.33% AER. For companies of all shapes and sizes. Trusted by 130,000+ UK businesses

Debit Card

Monthly Account Fee

FREE

More info

Access to Instant Saver Account paying 4.33% AER*

*Open a free Tide business current account using referral code FAIRINVESTMENT and you can then open a Tide Instant Saver account in-app and start saving from just £1 (T&Cs apply)

More Information About This Account

Designed for growing businesses and freelancers
Free account opening in as little as 5 minutes
Free contactless Mastercard
No monthly or annual fees
Free card payments UK and abroad
Free transfers between external accounts for one year (20p per transfer thereafter)
Free transfers between Tide accounts
ATM cash withdrawals – £1
Cash Deposits – £1 at Post Office or 3% at PayPoint
1 in 12 business current accounts opened in the UK was with Tide, within a year launch

Mobile App Features:
Sync with accounting software such as Xero, QuickBooks, FreeAgent, Sage, KashFlow and Recko
Overview of your balance and all transactions listed in seconds
Auto categorisation for income and expenditure
Instant switching between separate accounts
Freeze and unfreeze card, get card PIN reminder and order a free replacement in seconds
Create and pay invoices
Access your account on any laptop or desktop

Account

Go Solo Business Bank Account

Details

Open a business bank account with a debit card and start trading. Additional option to register a new UK limited company

Debit Card

Monthly Account Fee

FREE to Start

More info

More Information About This Account

Free Master Card™ Business Debit Card
Register online in minutes
Securely manage your card and account
Statements and all transactions in one place with agile search
Invoice & payments hub: Issue, send and track invoices in a few clicks
Instant GBP payments via Faster Payments Network. Strong customer authentication protocols (SCA) ensure the security

Option to open a new Limited company registered with Companies House free of charge
Full transaction history, card status, PIN and limits management through the app
All funds are held in a safeguarded account
Monthly fee: Free to start, up to £5 for more advanced options

Account

OuiTrust Business Bank Account

Details

Open your multi-currency business account in minutes. Save money on international payments

Debit Card

Monthly Account Fee

FREE to Start

More info

More Information About This Account

OuiTrust Debit MasterCard
Transfer money across 100+ countries worldwide at a real exchange rate, with no hidden fees. Stay in control of your business finances
30+ Currencies Support for Your Global Business
Fees from £0.3 international and local transfer to more than 100 countries and free transfers between OuiTrust Business accounts
OuiTrust provides you with highly competitive exchange rates and locked-in exchange rates promptly for easier control of exchange rate risk
Up to £3 for a Single Payment to 18 Countries, one of the lowest SWIFT transfer fees in Europe, instant payment in EUR, CNY and GBP

Trusted by 50,000 Happy Customers
24/7 support
Monthly fee: Free to start, up to £19 for more advanced options

Account

Cashplus Business Account

Details

Debit Card

Monthly Account Fee

No Monthly Fee

More info

More Information About This Account

Straightforward pricing – No annual or monthly fee
Deposit cash at any UK Post Office or deposit money via bank transfer
Use your card online and instore or to withdraw cash

Pay bills, suppliers and expenses online
Sort and categorise spending on the go via the Cashplus Bank app
Retain control of employee spend and reconcile expenses. Integrated with leading accounting software

Account

Card One Business Account

Details

Apply in minutes with no credit checks. Card One just need to verify your identity & residency. Suitable for businesses of all sizes

Debit Card

Monthly Account Fee

£12.50

More info

More Information About This Account

Card One aim to open your account in hours with no credit checks
Set up automatic payments for Direct Debits and Standing Orders, order up to 4 cards for your team and add money directly from your account
Set up international payments in a range of currencies with IBAN and SWIFT codes provided
Manage your business finances 24/7 online or in-app. Need to speak to someone? Customer service team is available Monday-Friday, 08:30-17:00
Export statements to accounting softwares including Xero, Sage, FreeAgent

Application Fee £55
Minimum monthly account fee of £12.50
UK registered business only. Primary account holder must be at least 18 years of age. Business owner/ UK residents only

Account

Anna Business Current Account

Details

ANNA Money is the business current account for startups, small businesses and sole traders

Debit Card

Monthly Account Fee

FREE for 6 months*

More info

More Information About This Account

Try ANNA free for six months
Set up your account in less than 10 minutes
Debit Mastercard® sent the same day
ANNA doesn’t offer credit, which means the process is different by design – it’s fast, and applying won’t affect your credit score
Direct debit support
UK-based chat support – 24/7

ANNA creates and sends sales invoices for you, and politely chases payments due too
ANNA also schedules payments of purchase invoices
Connect your personal and business current accounts from other banks to ANNA to view balance and payment history in the ANNA app
ANNA will be ready for Making Tax Digital (MTD)

*After six months monthly fee will start from £5

Account

Currensea Business Current Account

Details

Currensea is a new way to globalise existing business bank accounts. Pay in every currency without the fees

Debit Card

Monthly Account Fee

FREE

More info

More Information About This Account

Interbank rates, the best anywhere
No card charges, no FX fees
Exchange rate 0% above wholesale
Pay in all 180 currencies
Automatic integration with all accounting platforms
Virtual or physical World Debit card

Mobile app lets you track spending and monitor transactions
Set spend limits, freeze and unfreeze your card or view your pin
Partnering with all the major high-street banks, connecting securely through Open Banking
No hidden transaction fees, even at the weekend
Zero ATM withdrawal fee up to £500/month
Apply online and receive your card in 3 to 5 days

Type of Card

Wallester Pre-Paid Business Card

Integrates with Accounting Systems

Details

All-in-one solution to control corporate spending. Unlimited number of physical VISA payment cards, as well as virtual cards instantly ready to use, for any size business

Monthly Fee

FREE (for basic plan)

More info

Wallester Pre-Paid Business VISA Card

More information on this product

Create physical and virtual cards instantly ready to use
Pay for business expenses with set limits
Easily track expenses in real time with Mobile App
Store invoices on a single platform for fast, accurate financial accounting
Synchronise expense date with accounting software with easy integration
Online media buying for any media platform. Manage campaigns with sperate card for each ad

Multi level security
High speed support service
No set up costs
Varity of fee models available. Basic plan is free

Type of Card

Moss Pre-Paid Business Card

Integrates with Accounting Systems

Details

Take charge of your company spend. Less paperwork, but more control over spend, faster month-end, and more accurate reporting

Plans Available

3 plans with variety of functionality

More info

Moss Pre-Paid Business MasterCard

More information on this product

Effortless invoice management, reliable reporting, and automated accounting – finance leaders use Moss to spend smarter
Approve, deny, or adjust card requests in seconds.
Track all expenses in real time – viewable in a detailed overview on the Moss App
Always know who’s using which card and why. Thanks to digital 1:1 mapping between cards, users and merchants, you control the whole payment process
Moss fetches receipts either by email or direct integration and automatically matches them to the correct card transaction
Reduce the risk of overspend and fraud by setting each card’s purpose and limit, customising usage and approval policies

Card limit reached? You can easily adjust it or deactivate the card, either manually or by setting up pre-defined rule
Automate your preparatory accounting – month end pre-accounting has never been simpler. Data extracted from card receipts combined with card or merchant-specific accounting rules allows you to quickly prepare and export your card spend in just a few clicks
Virtual and physical MasterCards available
Multi level security
Customisable plan packages available

Type of Card

FairFX Pre-Paid Business MasterCard

No Credit Check to Open

Details

Issue FairFX MasterCards to staff, and use the online platform to instantly load cards, monitor spending, and upload transaction data in accounting software at any time

Available to

Any registered business in the EU including Sole traders, SMEs, Charities, Trusts, PLCs, & Multinationals

More info

FairFX Pre-Paid Business MasterCard

More information on this product

First year’s platform access free (usually £50+VAT) for applicants through Fair Investment
Issue, load and monitor cards spend via the web-based platform. Annotate and attach photo receipts and view transactions report via web or app
Load in directly in GBP, EUR & USD and benefit from free card replacements and renewals
No overseas transaction fees

A fee of £10 per card applies
A 1.5% foreign transaction fee applies when used in a currency other than: GBP, EUR, USD, CAD, AUD, NZD, DKK, HKD, NOK, PLN, ZAR, SEK, CHF, HUF, JPY
ATM fees apply both in the UK and abroad

Income News

20th
Nov

Important Risk Information: This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future. Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice. * Details of how the Financial Services Compensation Scheme applies to investment firms can be found at fscs.org.uk.

Income

Compare Investment & Savings Income Ideas

Investing for High Income

Income Fund Platforms

Income Savings Options

Deposit Taker: Barclays Bank plc

Deposit Taker: Barclays Bank plc

Deposit Taker: Barclays Bank plc

Deposit Taker: Barclays Bank plc

Deposit Taker: Barclays Bank plc

Deposit Taker: Barclays Bank plc

Deposit Taker: Barclays Bank plc

Deposit Taker: Barclays Bank plc

SPCIAL OFFER: 3 months of free Revolut Premium trial. T&C’s Apply

Deposit Taker: Barclays Bank plc

Deposit Taker: Barclays Bank plc

Deposit Taker: Barclays Bank plc

Deposit Taker: Barclays Bank plc

Deposit Taker: Barclays Bank plc

Deposit Taker: Barclays Bank plc

Deposit Taker: Barclays Bank plc

Deposit Taker: Barclays Bank plc

Access to Instant Saver Account paying 4.33% AER*

Best Share Trading Platforms – Our Top 2024 Picks

MoneyFarm Review

Nutmeg Review