Income

• Interest paid annually
• Unlimited deposits and withdrawals
• Open and manage online
• FSCS Protected

• Must be UK resident and be aged 18 or older

• Easy access savings account that tracks the Bank of England base rate 
• Wave goodbye to the constant cycle of account hopping and forget waiting for banks to pass on higher interest rates
• Interest rate moves with the Bank of England base rate, guaranteeing a fixed margin of up to 0.5% below, and adjusts the very next day
• Easy access to your money with once a month withdrawals, without notice and without fees
• Earn daily interest on your money, and experience the power of compounding to make your savings work harder
• Maximum deposit £250,000
• Wombat has partnered with GB Bank to bring you the Base Rate Tracker. GB Bank is an award-winning, fully authorised and regulated UK bank
• FSCS eligible on your deposits

• Must be UK resident
• Must be aged 18 or older

• No notice periods
• Unlimited payments and withdrawals
• Interest paid monthly or annually
• Manage account online
• Which? Recommended Savings Provider

• Must be UK resident
• Must be aged 18 or older
• Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• A new savings account from Chip built to move with the Bank of England and reward you faster than the banks
• Interest paid monthly
• Deposit and withdraw almost instantly
• No fees or charges for holding account
• FSCS eligible on your deposits

• Must be UK resident
• Must be aged 18 or older

• Tiered interest: £1 to £10,000 – 4.80% Gross/AER, £10,001 to £50,000 – 4.80% Gross/AER, £50,001 to £500,000 – 4.80% Gross/AER
• Unlimited payments and withdrawals
• Interest paid annually
• Open in a single or a joint name
• Maximum deposit £500,000
• Open and manage account online
• FSCS Protected

• Must be UK resident
• Must be aged 16 or older

• Choose monthly or annual interest payments
• Unlimited deposits and withdrawals
• 24/7 access to your savings
• Open and manage online
• FSCS protected

• After 12 months the rate will revert to the underlying rate, currently 1.55% gross/ AER variable
• Post Office Online Saver is provided by Bank of Ireland UK
• Must be UK resident
• Must be aged 18 or older

• Instant access to your savings
• Unlimited deposits and withdrawals
• Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account
• Easy application process, you just need a UK mobile phone and UK driving licence or passport
• Manage account online
• Maximum balance £250,000

• Must be aged 18 or older and have a UK address
• Must have a linked UK current account
• Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• Monthly interest
• Manage your account online
• Unlimited withdrawals
• Covered by the FSCS

• Must be UK resident
• Must be aged 18 or older
• New customers only
• Maximum deposit £1,000,000

• Unlimited deposits and withdrawals
• Interest paid monthly: can be added to your Notice Saver or paid to your linked account
• Easy application process, you just need a UK mobile phone and UK driving licence or passport
• Manage account online
• Maximum balance £250,000

• Withdrawals subject to 90 days notice
• Must be aged 18 or older and have a UK address
• Must have a linked UK current account

• All funds deposited into the RCI Bank E-Volve Savings 14 Day Notice Account will be used to fund pure electric vehicles and charging facilities
• Interest paid monthly or annually
• Manage account online
• UK-based support, seven days a week
• Which? Recommended Savings Provider

• Unlimited withdrawals subject to 14 days notice
• Must be UK resident
• Must be aged 18 or older
• Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• Monthly interest
• Manage your account online
• Unlimited deposits
• Covered by the FSCS

• Must be UK resident
• Must be aged 18 or older
• Unlimited withdrawals subject to 120 days notice
• Maximum deposit £1,000,000

• Monthly interest
• Manage your account online
• Unlimited deposits
• Covered by the FSCS

• Must be UK resident
• Must be aged 18 or older
• Unlimited withdrawals subject to 30 days notice
• Maximum deposit £1,000,000

• 4.90% AER if customer makes two or fewer withdrawals within an anniversary year
• Monthly or annual interest
• Manage your account online
• Covered by the FSCS

• If a customer makes three or more withdrawals in an anniversary year the rate reduces to 1.50% from the date of the third withdrawal
• Must be UK resident and be aged 18 or older

• Make up to three withdrawals during the 12-month term of this account
• Open with £1
• Manage your account online
• Interest paid at maturity
• FSCS Protected

• Must be UK resident and aged 16 or older
• Make more than three withdrawals and the rate drops to 2.15% AER/gross p.a. (variable)
• Not available in branch

• Low minimum deposit
• Interest paid annually
• Unlimited deposits and withdrawals
• Open and manage online
• FSCS Protected

• Must be UK resident and be aged 18 or older

• Register for a free Raisin UK Account to apply for product and receive a £30 cash bonus for deposits of £10,000 or more
• Interest paid monthly
• Maximum deposit £85,000
• FSCS Protected

• Withdrawals subject to 95 days notice
• Must be UK resident and aged 18 or older

• Interest paid on maturity
• Automatic repayment to your linked account
• Maximum deposit £250,000
• FSCS Protected

• Must have a UK residential address and be aged 18 or older
• No withdrawals permitted

• Interest paid monthly or on maturity
• Open an account singly or jointly
• FSCS Protected

• Must be UK resident and aged 18 or older
• No withdrawals permitted

• Interest paid monthly or annually
• Unlimited top-ups for the first 30 days
• Which? Recommended Savings Provider
• Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• Must be UK resident and aged 18 or older
• No withdrawals permitted
• Maximum deposit £1,000,000

• Interest paid monthly or annually
• Open an account singly or jointly
• FSCS Protected

• Must be UK resident and aged 18 or older
• No withdrawals permitted

• Interest paid monthly or annually
• Unlimited top-ups for the first 30 days
• Which? Recommended Savings Provider
• Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• Must be UK resident and aged 18 or older
• No withdrawals permitted
• Maximum deposit £1,000,000

• Interest paid monthly or annually
• Open an account singly or jointly
• FSCS Protected

• Must be UK resident and aged 18 or older
• No withdrawals permitted

• Interest paid monthly or annually
• Unlimited top-ups for the first 30 days
• Which? Recommended Savings Provider
• Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• Must be UK resident and aged 18 or older
• No withdrawals permitted
• Maximum deposit £1,000,000

• Interest paid monthly or annually
• Open an account singly or jointly
• FSCS Protected

• Must be UK resident and aged 18 or older
• No withdrawals permitted

• Interest paid monthly or annually
• Open an account singly or jointly
• FSCS Protected

• Must be UK resident and aged 18 or older
• No withdrawals permitted

• Interest paid monthly or annually
• Unlimited top-ups for the first 30 days
• Which? Recommended Savings Provider
• Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• Must be UK resident and aged 18 or older
• No withdrawals permitted
• Maximum deposit £1,000,000

• Interest paid monthly or annually
• Open an account singly or jointly
• FSCS Protected

• Must be UK resident and aged 18 or older
• No withdrawals permitted

• Interest paid monthly or annually
• Unlimited top-ups for the first 30 days
• Which? Recommended Savings Provider
• Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• Must be UK resident and aged 18 or older
• No withdrawals permitted
• Maximum deposit £1,000,000

• ISA transfers in allowed
• FSCS Protected

• Must be UK resident and aged 16 or older
• Withdraw cash early if you need to (subject to loss of interest)

• Interest paid annually
• ISA transfers also allowed in
• Open online, in branch or by post
• FSCS Protected

• Must be UK resident and be aged 18 or older
• Withdrawals permitted subject to 60 days lost interest

• ISA transfers in allowed
• FSCS Protected

• Must be UK resident and aged 16 or older
• Withdraw cash early if you need to (subject to loss of interest)

• Interest paid annually
• ISA transfers also allowed in
• Open online, in branch or by post
• FSCS Protected

• Must be UK resident and be aged 18 or older
• Withdrawals permitted subject to 150 days lost interest

• Interest paid annually
• ISA transfers also allowed in
• Open online, in branch or by post
• FSCS Protected

• Must be UK resident and be aged 18 or older
• Withdrawals permitted subject to 240 days lost interest

• ISA transfers in allowed
• FSCS Protected

• Must be UK resident and aged 16 or older
• Withdraw cash early if you need to (subject to loss of interest)

• Interest paid annually
• Unlimited deposits and withdrawals
• ISA transfers also allowed in
• Open and manage online
• FSCS Protected

• Must be UK resident and be aged 18 or older

• Unlimited deposits and withdrawals
• ISA transfers in allowed
• FSCS Protected

• Must be UK resident and aged 16 or older
• Withdrawals subject to 30 days notice

• Tax free ISA account
• Make up to three withdrawals during the 12-month term of this account
• Open with £1 or transfer in existing ISA funds
• Invest up to £20,000 per tax year
• Manage your account online
• Interest paid at maturity
• FSCS Protected

• Must be UK resident and aged 16 or older
• Make more than three withdrawals and the rate drops to 2.15% AER/gross p.a. (variable)
• Not available in branch

• Low minimum deposit
• Interest paid annually
• Unlimited deposits and withdrawals
• ISA transfers also allowed in
• Open and manage online
• FSCS Protected

• Must be UK resident and be aged 18 or older

• Unlimited deposits and withdrawals
• Interest paid monthly: can be added to your Notice Saver or paid to your linked account
• Easy application process, you just need a UK mobile phone and UK driving licence or passport
• Manage account online
• Maximum balance £250,000

• Withdrawals subject to 90 days notice
• Must be aged 18 or older and have a UK address
• Must have a linked UK current account

• All funds deposited into the RCI Bank E-Volve Savings 14 Day Notice Account will be used to fund pure electric vehicles and charging facilities
• Interest paid monthly or annually
• Manage account online
• UK-based support, seven days a week
• Which? Recommended Savings Provider

• Unlimited withdrawals subject to 14 days notice
• Must be UK resident
• Must be aged 18 or older
• Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• Monthly interest
• Manage your account online
• Unlimited deposits
• Covered by the FSCS

• Must be UK resident
• Must be aged 18 or older
• Unlimited withdrawals subject to 120 days notice
• Maximum deposit £1,000,000

• Monthly interest
• Manage your account online
• Unlimited deposits
• Covered by the FSCS

• Must be UK resident
• Must be aged 18 or older
• Unlimited withdrawals subject to 30 days notice
• Maximum deposit £1,000,000

• Register for a free Raisin UK Account to apply for product and receive a £30 cash bonus for deposits of £10,000 or more
• Interest paid monthly
• Maximum deposit £85,000
• FSCS Protected

• Withdrawals subject to 95 days notice
• Must be UK resident and aged 18 or older

• No minimum monthly funding or monthly fee to maintain the account
• Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts (you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking)
• Stress-free account switching in 7 days with the Current Account Switch Service
• £300 ATM withdrawal per day
• Arranged Overdraft facility (subject to status)
• Online and Mobile Banking with text and email alerts

• Must be 18 or older and live in the UK permanently
• 39.94% EAR overdraft charge

• Earn 1% cashback on everyday debit card spending, including contactless. Available for your first 12 months for new customers. Max £15 per month. Cashback exceptions apply
• Access to a Chase saver account paying 4.1% AER (4.02% gross) variable. Interest is earned daily and paid monthly. Easy access to your money with no minimum opening balance
• 5% interest on a round up account- choose to round up your spending to the nearest £1 and you’ll get 5%AER (4.89%gross) variable interest on your round up account, paid monthly
• Zero fees from Chase when you use your Chase debit card, both at home and away
• No ATM fees applied by Chase
• Open extra current accounts in seconds, for free. Use them to spend from, pay bills with Direct Debits, budget, and set aside money in the way that works best for you

• Must be 18+, be a UK  resident and have a smart phone and UK mobile number
• No account opening fees and no monthly fee
• No minimum monthly funding
• In-app card control – you decide how and where your card works. You can stop it from making contactless or gambling payments, from working abroad, or from making cash withdrawals
• Numberless card – your card details are stored in the app, so no one can see them but you
• 24/7 customer support – either over the phone or in app message

• Access to Regular Saver Account paying 7% AER/Gross fixed for 12 months if saving between £25 and £300 a month (up to £3,600 per year)
• £250 interest-free overdraft (subject to status)
• No minimum monthly funding
• No monthly account fee
•  Mobile banking app
• No first direct fees for when spending abroad, withdrawing cash from the UK or when making a debit card payment in a foreign currency in the UK
• UK based contact centre
• Easy switching with the Current Account Switch Service

• Must be 18 or older
• Must be UK resident
•  For the £175 switching cash offer you need to open a 1st Account, switch your everyday banking to us using the Current Account Switch Service and pay in at least £1,000 within three months of opening the account. This offer is only available to new first direct customers, or HSBC customers who haven’t opened an account since 1 January 2020

• 3.50% AER/3.45% gross (variable) on balances up to £25,000
• 1% cashback (up to £15 a month) on selected household bills when you pay by Direct Debit
• 1% cashback (up to £15 a month) at supermarkets and on travel costs when you use your debit card (exclusions apply)
• Free to use Santander Edge Up debit card outside the UK
• Get cashback, vouchers, prize draws and personalised offers with Santander Boosts , free rewards service

• Must be 18 or older and live in the UK permanently
• Monthly fee of £5
• Must pay a minimum of £1,500 into the account each month
• Must have 2 active Direct Debits
• Arranged overdraft available (subject to status)
• Arranged overdraft interest rate of 39.94% APR / EAR (variable)

• Mobile App Bank Account
• Get set up in minutes. No paperwork, monthly fees or branch visits
• Send money abroad: Fast and secure money transfers to bank accounts in 36 countries worldwide
• No fees when you pay with your card abroad or withdraw money. Real Mastercard exchange rates and real-time notifications in both currencies
• Get a spotlight on your spending: See what you’ve spent instantly with real-time payment notifications
• Current account is completely free.: No charge for making electronic payments, domestic transfers or ATM withdrawals

• Earn Interest: current account pays 0.05% AER on balances up to £85,000
• Card gone missing? Lock it in-app temporarily while you look for it or cancel it with a tap if you think it’s gone for good
• Fully registered bank and a member of the Financial Services Compensation Scheme (FSCS), so any money you keep with us will be fully protected, up to £85,000

Go to Starling Bank »

• Children’s current account
• Can be opened by or on behalf of any child up to the age of 17
• 1% interest on the entire balance once the balance is £100, 2.00% AER/1.98% gross (variable) on the entire balance once the balance is £1,500, 3.00% AER/2.96% gross (variable) on the entire balance once the balance is £1,500 or over (up to a maximum of £2,000)
• Debit or cash card available for those aged between 13 and 17
• Monthly interest
• No monthly fee

• For children under age 13, the account must be opened in trust and managed by an adult (trustee)
• If you’re aged between 13 and 17 years old and live permanently in the UK you can apply online by telephone or in branch
• No overdraft facility

• A bank account that can build credit history
• No credit check during sign up
• Apply straight from your mobile
• Instant online decision
• Get your Contactless Debit Mastercard within 3-5 working days
• Add Creditbuilder onto your account and it could help build your credit rating at no extra cost
• Deposit cash into your account at any Post Office UK branch. Money is available in your account immediately

• Manage your account 24/7 from any device – Get real time balance information, statements, add payees send payments and apply for extras
• Automatic payment alerts
• UK based Customer Services Team
• Your money is protected up to £85,000 by the FSCS (Financial Services Compensation Scheme)
• Monthly account fee ranges from free to £9.95 depending on account chosen

• An interest-free and fee-free Arranged Overdraft, up to £1,500 in years 1-3, then up to £2,000 if you stay on to year 5
• A free 4-year Santander 16-25 Railcard worth £100 plus a total average saving of £728 (average saving of £182 per year)
• Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts (you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking) Visa Debit card for making purchases and accessing your money at cash machines
• No monthly account fee

• Must be over 18 and live in the UK permanently
• Must be studying or are about to begin an undergraduate course that is at least 2 years in length, or level 4 to 7 apprenticeship. If you’re about to begin your course, you must have an ‘unconditional’ or ‘confirmed conditional’ offer (i.e. you have your exam results) before you apply
• You must pay in at least £500 every 4 months and must not already have an existing Santander current account. If you do, you’ll need to transfer it

• Mobile App Bank Account
• Spend abroad without worrying about expensive rates and hidden costs
• All currencies supported
• An easy to set up debit card. Link directly with your existing bank account
• Spend from your bank account, just with a different card. No need for separate accounts and inconvenient top-ups
• Automatically save over 85% on bank charges anywhere in the world

• Off-set your carbon footprint with our One Tree Planted partnership. Every $100 spent through Currensea could plant three trees
• Get your card in minutes
• Latest bank security and encryption technology
• Mastercard chargeback protection for all your purchases
• Currensea is authorised by the Financial Conduct Authority

• Mobile Bank Account
• Open a GBP and EUR current account using your mobile in minutes, with no credit checks and no proof of address required
• Track your account activity in real-time, get an overview of your monthly outgoings, set budgets and set your savings aside from your day-to-day spending
• Get account statements whenever you like
• Get added peace of mind from instant updates on your mobile whenever you receive or spend money
• Add money to your account instantly by debit card or bank transfer. You can also top up quickly using cash at Post Office and Paypoint locations across the UK
• Add Monese to your phone’s wallet and make smart, fast and secure contactless payments with Apple Pay or Google Pay

• Spend on your Monese card and make ATM withdrawals worldwide with fee-free allowances and money-saving exchange rates
• Send money to your contacts and request payments from them. You can also save when you transfer money abroad (at the wholesale currency exchange rate). Transfers between Monese accounts are also free and instant
• You can use your Monese app in any one of our 12 languages: English, French, German, Brazilian Portuguese, Bulgarian, Italian, Spanish, Romanian, Polish, Czech, Turkish and Lithuanian

• Digital Current Account
• Open a current account in minutes direct from your phone and receive bank card
• Set budgets, get instant spending notifications, and see weekly insights to keep your spending on track
• Earn rewards on travel, retail, restaurants and more
• Spend abroad in over 150 currencies at the Real (interbank) exchange rates  with no hidden fees
• Transfer money abroad in 30+ currencies with the interbank exchange rate, with a small 0.5% fee for anything above £1,000 each month
• Get paid up to 0.40% AER interest on your GBP funds
• No minimum amounts. Deposit and withdraw your money whenever you want

• 7x better than the banks at stopping card fraud
• If you lose or misplace your card, freeze it within the app and have a new one sent out to you. If you find it again, just unfreeze your card from the app
• Take control over your account and turn off things like contactless, swipe payments, online payments and ATM withdrawals all from within the app
• Turn on location-based security and if your card is used in a different location from where you are, you will be notified and any payments will be blocked
• 0.5% fee for any international spending or transfers above £5,000 each month
• 2% fee for international ATM withdrawals of more than £200 per month
• Monthly fee of £0, £2.99, £6.99 or £12.99 depending on account features

• 100% of any growth in the Retail Prices Index over the term of the plan, with no cap on the maximum return
• Additional 2% bonus payment if the FTSE 100 Index has gone up by any amount over the term of the plan
• Capital protected
• 4 year term
• Medium term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications –  9 November 2023
• Deadline for Direct ISA applications by cheque – 16 November 2023
• Deadline for Direct ISA applications by bank transfer– 23 November 2023

• Minimum investment £10,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• Fixed growth return no matter how the FTSE 100 Index performs – Either 43.5% if the Index is at or above the Starting Level, or 18% if it is lower than the Starting Level
• Capital protected
• 6 year term
• Long term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications –  9 November 2023
• Deadline for Direct & ISA applications – 28 November 2023

• Minimum investment £5,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 7.2% for each year if the FTSE 100 Index finishes at or above 95% of its starting value
• Opportunity to mature early at year 4, 5, or 6
• Capital protected
• Maximum 6 year term
• Medium/long term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications –  9 November 2023
• Deadline for Direct & ISA applications – 28 November 2023

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £5,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 6.65% for each year if the FTSE 100 finishes at or above its starting value
• Opportunity to mature at years 3, 4, 5, or 6
• Capital protected
• Alternative option also available returning a potential 6.15% pa if  the FTSE is above 95% of initial level respectively, on a kick out date
• Maximum 6 year term
• Medium/long term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications –  11 December 2023
• Deadline for Direct & ISA applications – 29 December 2023

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £10,000, or £5,000 if applying online
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 5.1% income per annum, paid regardless of the performance of the FTSE 100
• Annual payments
• 4 year term
• Additional return of 0.50% paid if the FTSE 100 is at or above the starting level after four year term
• Capital protected
• 4 year term
• Medium term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications –  24 November 2023
• Deadline for Direct ISA applications – 13 December 2023

• Minimum investment £5,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• Plan can be ended early by Deposit Taker (Goldman Sachs International Bank)
• 2.5% per quarter if plan ends early (equivalent to 10% pa)
• 2 x FTSE 100 Index growth if plan runs full term
• Capital protected
• Maximum 6 year term
• Alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications – 27 September 2023
• Deadline for Direct & ISA applications funded by cheque – 4 October 2023
• Deadline for Direct & ISA applications funded by bank transfer – 11 October 2023

• If plan runs full term returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £10,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 24% fixed return if the FTSE 100 Index ends the same or higher than its Initial Level
• Capital protected
• 3 year term
• Medium term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications –  9 November 2023
• Deadline for Direct & ISA applications – 28 November 2023

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £5,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 0.42% income per month (equivalent to 5.04% pa), paid regardless of the performance of the FTSE 100
• Monthly payments
• 4 year term
• Additional return of 0.50% paid if the FTSE 100 is at or above the starting level after four year term
• Capital protected
• 4 year term
• Medium term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications –  24 November 2023
• Deadline for Direct ISA applications – 13 December 2023

• Minimum investment £5,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 20% fixed return if the FTSE 100 Index ends the same or higher than 90% of Starting Level
• Capital protected
• 3 year term
• Medium term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications –  9 November 2023
• Deadline for Direct & ISA applications – 28 November 2023

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £5,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 15% fixed return if the FTSE 100 Index ends the same or higher than its Initial Level
• Capital protected
• 2 year term
• Short term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications –  9 November 2023
• Deadline for Direct & ISA applications – 28 November 2023

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £5,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• Deposit between £1,000 – £1,000,000
• Unlimited withdrawals free of charge (via online self service)
• No fees or charges for day to day services
• 14 day cooling off period – if you change your mind within 14 days of funding your new business savings account, your savings will be refunded

• Minimum balance at all times – £1,000
• An interest rate of 0.05% AER is payable on balances below £1,000

• Deposit between £1,000  and £1,000,000
• No fees or charges for day to day services
• 14 Day cooling off period – if you change your mind within 14 days of funding your new business savings account, your savings will be refunded

• Minimum balance at all times – £1,000
• An interest rate of 0.05% AER is payable on balances below £1,000
• No additional deposits or withdrawals

• Deposit between £1,000  and £1,000,000
• No fees or charges for day to day services
• 14 Day cooling off period – if you change your mind within 14 days of funding your new business savings account, your savings will be refunded

• Minimum balance at all times – £1,000
• An interest rate of 0.05% AER is payable on balances below £1,000
• No additional deposits or withdrawals

• Send fast and transparently priced money transfers to 36 countries worldwide, cheaper than most high-street banks
• Free contactless Mastercard
• No fees for spending and withdrawing money abroad, and you’ll get Mastercard’s real exchange rate
• Automated accounting: Link your account with QuickBooks, Xero and FreeAgent
• Real-time notifications: Receive a notification whenever money enters or leaves your account
• Enjoy your award-winning business bank account without having to pay any monthly fees

• 24/7 UK support
• Which? Banking Brand of the Year 2023
• FSCS protection: Eligible deposits are covered up to £85,000 by the Financial Services Compensation Scheme

• Sign up in minutes
• Transfer money abroad – send or receive from over 30 countries
• Contactless Mastercard debit card, withdraw globally from any ATM for free
• Make payments via the UK Faster Payments network for free. Spend, receive and send money fast in the local currency with no extra markup fees
• Use your app in one of 14 languages
• Easily add funds to your business account with cash. from ore than 40,000 PayPoint or Post Office locations across the UK

• Create invoices right in your app to easily send to clients
• Keep your personal and company finances separate. Effortlessly manage and track your spending for both accounts in a single app
• Breakthrough technology and state-of-the-art security features like 3D secure, biometric login and backend encryption, you can have peace of mind that your money, personal data and account are safe

• MultiPass is a bank challenger that offers multi-currency virtual IBANs, local EU, UK and US accounts as well as a corporate card to cover day-to-day business expenses
• Transact in 30+ currencies across 180 countries. Get your own dedicated IBAN and local UK, EU & US accounts. Make fast multi-currency payments globally via SWIFT or local payment networks. 98% of payments are performed in under 24h
• MultiPass gives you access to bank-beating exchange rates that guarantee significant savings versus traditional banks
• Get local presence in 20+ countries. Use SEPA Instant (EUR), ACH (USD), Faster Payments (GBP) and other local payment channels to transact in foreign markets cheaper and faster

• Benefit from personal manager support. A dedicated banking expert that understands your business nature with help you out with any questions and ensure smooth delivery or your payments

• Onboard and manage your account entirely online, wherever you are

• MultiPass is part of the Dyninno Group, an international holding with over 19 years of experience in the global market

• Create account in just 2 minutes
• Simple and convenient tools made for freelancers, contractors, sole-traders, and more
• Get rewarded with 1% cashback on all Pro debit card purchases, whether you’re buying supplies, booking travel or keeping yourself fed and watered while working away
• Revolut app for free – from ingoings and outgoings to expenses and invoices, keep your freelance bank account a tap away from your everyday current account
• Get paid in seconds, wherever you are – accept quick payments via QR codes, payment links, customisable invoices and a card reader

• Use invoice templates to create, track, and send invoices in seconds so you’re always paid on time
• Exchange money instantly in 30+ currencies
• Monthly fee ranges from zero with standard package to £12.99 to include many more benefits
• No joining fees

• Designed for growing businesses and freelancers
• Free account opening in as little as 5 minutes
• Free contactless Mastercard
• No monthly or annual fees
• Free card payments UK and abroad
• Free transfers between external accounts for one  year (20p per transfer thereafter)
• Free transfers between Tide accounts
• ATM cash withdrawals  – £1
• Cash Deposits – £1 at Post Office or 3% at PayPoint
• 1 in 12 business current accounts opened in the UK was with Tide, within a year launch

• Mobile App Features:
• Sync with accounting software such as Xero, QuickBooks, FreeAgent, Sage, KashFlow and Recko
• Overview of your balance and all transactions listed in seconds
• Auto categorisation for income and expenditure
• Instant switching between separate accounts
• Freeze and unfreeze card, get card PIN reminder and order a free replacement in seconds
• Create and pay invoices
• Access your account on any laptop or desktop

• Free Master Card™ Business Debit Card
• Register online in minutes
• Securely manage your card and account
• Statements and all transactions in one place with agile search
• Invoice & payments hub:  Issue, send and track invoices in a few clicks
• Instant GBP payments via Faster Payments Network. Strong customer authentication protocols (SCA) ensure the security

• Option to open a new Limited company registered with Companies House free of charge
• Full transaction history, card status, PIN and limits management through the app
• All funds are held in a safeguarded account
• Monthly fee: Free to start, up to £5 for more advanced options

• OuiTrust Debit MasterCard
• Transfer money across 100+ countries worldwide at a real exchange rate, with no hidden fees. Stay in control of your business finances
• 30+ Currencies Support for Your Global Business
• Fees from £0.3 international and local transfer to more than 100 countries and free transfers between OuiTrust Business accounts
• OuiTrust provides you with highly competitive exchange rates and locked-in exchange rates promptly for easier control of exchange rate risk
• Up to £3 for a Single Payment to 18 Countries, one of the lowest SWIFT transfer fees in Europe, instant payment in EUR, CNY and GBP

• Trusted by 50,000 Happy Customers
• 24/7 support
• Monthly fee: Free to start, up to £19 for more advanced options

• Instant online approval 100% guaranteed
• No credit check to open an account
• Perfect for any type and size of business
• Mobile app – Manage your account, from the palm of your hand, 24/7
• Free to receive bank transfers
• No monthly account management fees
• No UK purchase transaction fees
• Any size of UK business or organisation can apply for our account – even if you don’t have a credit or trading history
• Integrated with most accounting software

• Business Expense Cards – Add up to 20 additional cards to your business account to provide to your employees, for simpler expense management
• £69 annual fee
• Maximum balance £15,000
• Daily ATM withdrawal limit £500
• Apply in just 4 minutes

• Card One aim to open your account in hours with no credit checks
• Set up automatic payments for Direct Debits and Standing Orders, order up to 4 cards for your team and add money directly from your account
• Set up international payments in a range of currencies with IBAN and SWIFT codes provided
• Manage your business finances 24/7 online or in-app. Need to speak to someone? Customer service team is available Monday-Friday, 08:30-17:00
• Export statements to accounting softwares including Xero, Sage, FreeAgent

• Application Fee £55
• Minimum monthly account fee of £12.50
• UK registered business only. Primary account holder must be at least 18 years of age. Business owner/ UK residents only

• Try ANNA free for six months
• Set up your account in less than 10 minutes
• Debit Mastercard® sent the same day
• ANNA doesn’t offer credit, which means the process is different by design – it’s fast, and applying won’t affect your credit score
• Direct debit support
• UK-based chat support – 24/7

• ANNA creates and sends sales invoices for you, and politely chases payments due too
• ANNA also schedules payments of purchase invoices
• Connect your personal and business current accounts from other banks to ANNA to view balance and payment history in the ANNA app
• ANNA will be ready for Making Tax Digital (MTD)

*After six months monthly fee will start from £5 

• Interbank rates, the best anywhere
• No card charges, no FX fees
• Exchange rate 0% above wholesale
• Pay in all 180 currencies
• Automatic integration with all accounting platforms
• Virtual or physical World Debit card

• Mobile app lets you track spending and monitor transactions
• Set spend limits, freeze and unfreeze your card or view your pin
• Partnering with all the major high-street banks, connecting securely through Open Banking
• No hidden transaction fees, even at the weekend
• Zero ATM withdrawal fee up to £500/month
• Apply online and receive your card in 3 to 5 days

• Create physical and virtual cards instantly ready to use
• Pay for business expenses with set limits
• Easily track expenses in real time with Mobile App
• Store invoices on a single platform for fast, accurate financial accounting
• Synchronise expense date with accounting software with easy integration
• Online media buying for any media platform. Manage campaigns with sperate card for each ad

• Multi level security
• High speed support service
• No set up costs
• Varity of fee models available. Basic plan is free

• Effortless invoice management, reliable reporting, and automated accounting –  finance leaders use Moss to spend smarter
• Approve, deny, or adjust card requests in seconds.
• Track all expenses in real time – viewable in a detailed overview on the Moss App
• Always know who’s using which card and why. Thanks to digital 1:1 mapping between cards, users and merchants, you control the whole payment process
• Moss fetches receipts either by email or direct integration and automatically matches them to the correct card transaction
• Reduce the risk of overspend and fraud by setting each card’s purpose and limit, customising usage and approval policies

• Card limit reached? You can easily adjust it or deactivate the card, either manually or by setting up pre-defined rule
• Automate your preparatory accounting – month end pre-accounting has never been simpler. Data extracted from card receipts combined with card or merchant-specific accounting rules allows you to quickly prepare and export your card spend in just a few clicks
• Virtual and physical MasterCards available
• Multi level security
• Customisable plan packages available

• First year’s platform access free (usually £50+VAT) for applicants through Fair Investment
• Issue, load and monitor cards spend via the web-based platform. Annotate and attach photo receipts and view transactions report via web or app
• Load in directly in GBP, EUR & USD and benefit from free card replacements and renewals
• No overseas transaction fees

• A fee of £10 per card applies
• A 1.5% foreign transaction fee applies when used in a currency other than: GBP, EUR, USD, CAD, AUD, NZD, DKK, HKD, NOK, PLN, ZAR, SEK, CHF, HUF, JPY
• ATM fees apply both in the UK and abroad