Monthly Income

Monthly Income

Compare Investment & Savings Income Ideas

Investing for High Income

Plan Name

MB UK Quarterly Contingent Income Plan

Annual Income
Up to 5.0%
per year
Term
Up to 10 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Walker Crips UK Conditional Income Kick Out Plan

Annual Income
Up to 4.6%
per year
Term
Up to 8 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Income Fund Platforms

Invest From
£25 per month or £100 single
Fund Choice
40,000+ UK and global stocks
Protection Scheme
FSCS
ISA Transfers

Why we like it: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading

Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.

Invest From
£50 per month
Fund Choice
Over 140 providers and 3,000 investment options
Protection Scheme
FSCS
ISA Transfers

Why we like it: Invest from as little as £50 a month or with a £1,000 lump sum. Investment choice from over 140 fund providers, giving you access to 3,000 investment options. One low-cost service fee of 0.35%. Great service – from investment guidance on website through to UK-based phones team. PathFinder, Select 50, Investment Finder – investing tools for beginners to advanced investors. 24/7 access via online Account Management system.

Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.

Invest From
£25 per month or £100 single
Fund Choice
2,500+ funds
Protection Scheme
FSCS
ISA & Non-ISA Options

Why we like it: Choose your own funds or alternatively a ready made portfolio. Market-beating savings and discounts of up to 5.5%. No charge to buy and sell funds. Low, tiered annual charges for holding funds, with a maximum of just 0.45% per annum. Free fund updates and analysis from experienced research team. Invest with a financially secure, FTSE 100 company.

Invest From
£25 per month
Fund Choice
2,000 + funds
Protection Scheme
FSCS
ISA & Non-ISA Options

Why we like it: Wide range of investment funds to help you build a diversified portfolio across geographic markets, industry sectors or asset classes. You can invest in AJ Bell Passive funds, or choose from the recommended active and tracker funds on the Favourite funds list. Or, you can browse our extensive funds universe. Deal online and on the go with our free mobile app. Free subscription to Shares magazine if your balance is £4,000 or more

Invest From
£1,500
Investment Type
Choose your risk profile and have it matched to a portfolio expertly built and managed
Protection Scheme
FSCS
ISA & Non-ISA Options

Why we like it: Answer questions about your goals, financial situation and attitude to risk, and Moneyfarm will recommend the right investment portfolio for you, built and managed, and re-balanced by experts to help your money grow. Withdraw any time without additional fees. See what you’re invested in, how you’re performing and how much you’re paying anywhere and any time with the Moneyfarm app. Add money to your account by setting up a direct debit or investing a lump-sum. Low cost annual fee of 0.68%

Invest From
No minimum
Investment Type
Choose your risk profile and have an investment plan built and managed for you
Protection Scheme
FSCS
ISA Transfers

Why we like it: Choose your level of risk from cautious to adventurous and have a plan expertly created and managed for you. Create multiple plans with different risk levels, Ethical plans also available. Invest as little or much as you like, add regular payments and top up whenever you like. Withdraw money or transfer out without notice or penalty fees. Wealthify app lets you check how your Plan is performing, manage your transactions and provide investment news and insights. Simple annual management charge of 0.6%

Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.

Invest From
Any lump sum or monthly amount
Fund Choice
Over 2,000 funds
Protection Scheme
FSCS*
ISA Transfers

Why we like it: Choose your own funds, or invest in ready-made funds managed by Barclays experts. Access to helpful tools and resources to support your investment decisions. UK-based customer support team available by phone and online.

Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital is at risk. Charges apply. Tax rules may change in the future and whether particular rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider. While there are benefits to investing regularly rather than as a lump sum, you should remember the impact fees have on your investments. If you’re only investing small amounts each month, the minimum monthly fee could make it expensive and may exceed returns.

Invest From
£500 single
Fund Choice
Discretionary Investment Management
Protection Scheme
FSCS
ISA Transfers

Why we like it: Get an intelligent stocks & shares ISA portfolio – Choose a portfolio that’s fully managed by our expert team or a fixed allocation portfolio. No tie-ins, no set-up fees, no exit charges. Easy, online set up in minutes. Start with as little as £500. Portfolio management fees of 0.45%-0.75% up to £100k. 0.25%-0.35% beyond £100k. There are also underlying investment charges, see our fees page. Plus, live chat, amazing customer support and brilliant investor tools and guides. Authorised and regulated by the FCA. Capital at risk. ISA rules apply

Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.

Invest From
£50 per month or £500 single
Fund Choice
Choice of Funds from Scottish Friendly
Protection Scheme
FSCS
ISA Transfers

Why we like it: Invest from only £10 a month, lump sums from just £100 or a combination of both using your tax-free Investment ISA allowance. You can stop, restart, raise or lower your payments or your investments and cash in whenever you want. Choice of investing in one easy choice fund ISA, or a selection of nine different fund ISA’s. Your money will be invested in a policy within a Scottish Friendly ISA which will then invest in a choice of funds from Scottish Friendly including stock market and bond funds.

Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.

Invest From
£30 per month or £500 single
Fund Choice
With-Profits Fund
Protection Scheme
FSCS
ISA Transfers

Why we like it: You don’t have to make any tricky investment decisions; your money will be invested in Shepherds With Profits Fund, and the bonuses you could receive will depend on the future performance of the fund. To try to achieve higher returns for you, your money is invested in a variety of assets, the majority of which consist of stocks and shares, but also property, bonds and cash. While returns are not guaranteed in stocks and shares investments and the value can go down as well as up, Shepherds apply a process known as ‘smoothing’ that attempts to even out fluctuations in the value and aims to keep a consistent level of bonus payments.

Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.

Income Savings Options

Account
Aldermore Easy Access Account
Interest Rate
0.50%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
RCI Bank Freedom Savings Account
Interest Rate
0.57%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Aldermore Bank 30 Day Notice Cash ISA
Interest Rate
0.55%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
Aldermore 30 Day Notice Account
Interest Rate
0.55%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
RCI Bank 95 Day Notice Account
Interest Rate
0.65%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
Aldermore 120 Day Notice Account
Interest Rate
1.10%
Gross/AER
Term
120 Day Notice
Minimum Deposit
£1,000
Account
Access Bank 1 Year Fixed Rate Bond
Interest Rate
1.20%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Access Bank 2 Year Fixed Rate Bond
Interest Rate
1.40%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Access Bank 3 Year Fixed Rate Bond
Interest Rate
1.50%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
1.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
1.05%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Plan Name

Investec FTSE 100 6 Year Deposit Plan

Maximum Potential Return
19.5%
at end of term
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 Kick Out Deposit Plan

Maximum Potential Return
2.50%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Defensive Deposit Plan

Maximum Potential Return
4.5%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Account
RCI Bank Freedom Savings Account
Interest Rate
0.57%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Aldermore Easy Access Account
Interest Rate
0.50%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Aldermore 30 Day Notice Account
Interest Rate
0.55%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
RCI Bank 95 Day Notice Account
Interest Rate
0.65%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
Aldermore 120 Day Notice Account
Interest Rate
1.10%
Gross/AER
Term
120 Day Notice
Minimum Deposit
£1,000
Account
Access Bank 1 Year Fixed Rate Bond
Interest Rate
1.20%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Access Bank 2 Year Fixed Rate Bond
Interest Rate
1.40%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Access Bank 3 Year Fixed Rate Bond
Interest Rate
1.50%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
1.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
1.05%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 30 Day Notice Cash ISA
Interest Rate
0.55%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
Santander 1|2|3 Current Account
Interest Rate
0.60%
AER fixed on balances up to £20,000
Funding Required
£500 per month
Minimum Arranged Overdraft
On Application
Account Fee
£5 pm
Account
Starling Bank Mobile App Bank Account
Details
A 100% mobile current account built to give you more control over your money. Voted Best British Bank 2020*
Spend & Transfer Money Abroad
Account fee
FREE

*Best British Bank and Best Current Account in 2019 and 2020 at the British Bank Awards. Awarded 5 stars by Defaqto too

Account
Bunq Premium Mobile App Bank Account
Details
A revolutionary mobile bank, built from a clean slate, dedicated to your wants and needs. Get the freedom to spend, save, move and invest your money whichever way you like
Spend & Transfer Money Abroad
Account fee (EUR)
7.99 EUR per month
Plan Name

Investec FTSE 100 6 Year Deposit Plan

Maximum Potential Return
19.5%
at end of term
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 Kick Out Deposit Plan

Maximum Potential Return
2.50%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Defensive Deposit Plan

Fixed Return
13.5%
if FTSE higher, 4.5% if lower
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Deposit Plan

Maximum Potential Return
5.7%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Defensive Deposit Plan

Maximum Potential Return
4.5%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 Defensive Kick Out Deposit Plan

Maximum Potential Return
1.75%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Account
Starling Bank Business Current Account
Details
Zero monthly fees with a fast and straightforward setup, the mobile bank account built for contractors freelancers and small businesses
Debit Card
Monthly Account Fee
FREE

Add the Business Toolkit to your free account and automate bookkeeping alongside your banking to save precious time on financial admin – Get the first month free (£7 per month after that)

Account
Tide Business Current Account
Details
Powerful and simple business account - built to make your life easier. For companies of all shapes and sizes. Trusted by 130,000+ UK businesses
Debit Card
Monthly Account Fee
FREE

Get £50! Open a business current account with Tide & Fair Investment*

*£50 and a year of free transfers when you open a business account. T&Cs apply. Use the code: FAIRINVESTMENT

Account
Neat Business Current Account
Details
The new way entrepreneurs do business around the world - send & receive money globally
Multiple Currency Payments
Account Fee
Free to Open, other fees apply
Account
Cashplus Business Account
Details
The Current Account of Today. No credit checks to apply. Instant approval once we verify your details. Real time banking services at a click or tap
Debit Card
Monthly Account Fee
No Monthly Fee
Account
Aldermore Bank 1 Year Business Fixed Rate Bond
Interest Rate
1.00%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Type of Card
FairFX Pre-Paid Business MasterCard
No Credit Check to Open
Details

Issue FairFX MasterCards to staff, and use the online platform to instantly load cards, monitor spending, and upload transaction data in accounting software at any time

Available to
Any registered business in the EU including Sole traders, SMEs, Charities, Trusts, PLCs, & Multinationals

FairFX Pre-Paid Business MasterCard

Account
Aldermore Bank 6 Month Business Fixed Rate Bond
Interest Rate
0.75%
Gross/AER
Term
6 Months
Minimum Deposit
£1,000

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

* Details of how the Financial Services Compensation Scheme applies to investment firms can be found at fscs.org.uk.