Monthly Income

Monthly Income

Compare Investment & Savings Income Ideas

Investing for High Income

Plan Name

Meteor FTSE Quarterly Conditional Income Plan

Potential Income
Up to 7.6%
per year
Term
Up to 9 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Meteor FTSE Super Defensive Quarterly Conditional Income Plan

Potential Income
Up to 5.6%
per year
Term
Up to 9 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Mariana FTSE 100 Income Kick Out Plan

Potential Income
Up to 5.55%
per year, with memory feature
Term
Up to 10 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Walker Crips UK Fixed Income  Plan

Annual Income
5.2%
fixed income per year
Term
5 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

Causeway Securities FTSE 100 Fixed Monthly Income Plan

Annual Income
5.0496%
fixed income per year
Term
5 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Income Fund Platforms

Invest From
£500 single
Fund Choice
Discretionary Investment Management
Protection Scheme
FSCS
ISA Transfers
Why we like it: Get an intelligent stocks & shares ISA portfolio – Choose a portfolio that’s fully managed by our expert team or a fixed allocation portfolio. No tie-ins, no set-up fees, no exit charges. Easy, online set up in minutes. Start with as little as £500. Portfolio management fees of 0.45%-0.75% up to £100k. 0.25%-0.35% beyond £100k. There are also underlying investment charges, see our fees page. Plus, live chat, amazing customer support and brilliant investor tools and guides. Authorised and regulated by the FCA. Capital at risk. Tax treatment depends on your individual circumstances and may change in the future.
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Charges may apply.  Capital at risk. Tax treatment depends on your individual circumstances and may change in the future. ISA transfer charges may apply, please check with your provider.
Invest From
£25 through regular savings or £1,000 as a lump sum
Fund Choice
Over 4,000+ funds, plus shares, investment trusts and exchange-traded funds.
Features
Great value service fee. Easy to set up. Online guidance to help with your investment decisions
ISA Transfers
Why we like it: This award-winning ISA has an extensive range of investment options, including thousands of funds and shares, plus a guidance service to help you find investment ideas. There is a low service fee (typically 0.35%), easy online application process and apps to manage your money on the move. Additional charges apply depending on your choice of investments. Plus, everything is backed by Fidelity’s 50 years of investment experience.
Important information: The value of investments can go down as well as up, so you may get back less than you invest. Eligibility to invest in an ISA and tax treatment depends on personal circumstances and all tax rules may change in the future. Please note that this information is not a personal recommendation in respect of a particular investment. If you are unsure about the suitability of an investment, you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.
Invest From
Any lump sum or £25 per month
Fund Choice
40,000+ UK and global stocks
Features
Low flat fee structure. Regular investing is free.
ISA Transfers
Why we like it: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£25 per month
Fund Choice
2,000 + funds
Protection Scheme
FSCS
ISA & Non-ISA Options
Why we like it: Wide range of investment funds to help you build a diversified portfolio across geographic markets, industry sectors or asset classes. You can invest in AJ Bell Passive funds, or choose from the recommended active and tracker funds on the Favourite funds list. Or, you can browse our extensive funds universe. Deal online and on the go with our free mobile app. Free subscription to Shares magazine if your balance is £4,000 or more. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
No minimum
Fund Choice
Over 2,500 funds, UK shares, investment trusts and ETFs
or choose Ready Made & Managed Portfolios
Features
Investment search tool makes it easy to browse and filter investments, use free guides and articles if you need any inspiration
ISA Transfers
Why we like it: Pick your own investments or choose a Ready-made Portfolio. Some of the lowest investment ISA account fees available. Tiered service fees of 0.2% or less a year, no set-up fees and share dealing for just £4.95 per trade. You don’t pay anything to open your ISA or buy funds, and share dealing costs just £4.95 per trade. Voted Best ISA Provider at the City of London Wealth Management Awards 2020. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£25 per month or £100 single
Fund Choice
2,500+ funds
Protection Scheme
FSCS
ISA & Non-ISA Options
Why we like it: Hargreaves Lansdown are the UK’s no. 1 investment platform for private investors. Choose your own investments with expert research and ideas to help you, or simply pick a ready-made portfolio. Manage via website, app or phone. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Trade From
£3
standard trade rate
Features
A choice of 5 Ready-made Investment funds and more
Platform Fees

£4 to £125 pm

Transaction fees from £3 for funds (or £1 for each automated regular investment), plus a platform fee of £4-£125/month. Invest in over 2,000 funds plus Exchange Traded Funds (ETFs), Investment Trusts, Shares and more. The value of investments can fall as well as rise and you may get back less than you invest. If you’re unsure about investing we recommend you ask for independent advice. Capital at risk.
Invest From
£1,500
Investment Type
Choose your risk profile and have it matched to a portfolio expertly built and managed
Protection Scheme
FSCS
ISA & Non-ISA Options
Why we like it: Answer questions about your goals, financial situation and attitude to risk, and Moneyfarm will recommend the right investment portfolio for you, built and managed, and re-balanced by experts to help your money grow. Withdraw any time without additional fees. See what you’re invested in, how you’re performing and how much you’re paying anywhere and any time with the Moneyfarm app. Add money to your account by setting up a direct debit or investing a lump-sum. Low cost annual fee of 0.68%. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
No minimum
Investment Type
10 managed portfolios to choose from
Features
Choose your risk profile and have an investment plan built and managed for you. Ethical plan options. Platform backed by AVIVA
ISA Transfers
Why we like it: Choose your level of risk from cautious to adventurous and have a plan expertly created and managed for you. Create multiple plans with different risk levels, Ethical plans also available. Invest as little or much as you like, add regular payments and top up whenever you like. Withdraw money or transfer out without notice or penalty fees. Wealthify app lets you check how your Plan is performing, manage your transactions and provide investment news and insights. Simple annual management charge of 0.6%. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£30 per month or £500 single
Fund Choice
With-Profits Fund
Protection Scheme
FSCS
ISA Transfers
Why we like it: You don’t have to make any tricky investment decisions; your money will be invested in Shepherds With Profits Fund, and the bonuses you could receive will depend on the future performance of the fund. To try to achieve higher returns for you, your money is invested in a variety of assets, the majority of which consist of stocks and shares, but also property, bonds and cash. While returns are not guaranteed in stocks and shares investments and the value can go down as well as up, Shepherds apply a process known as ‘smoothing’ that attempts to even out fluctuations in the value and aims to keep a consistent level of bonus payments. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£25 lump sum or regular payment
Fund Choice
A wide range of funds, shares, investment trusts and ETFs
Features
Flexible ISA. If you take money from your account, provided you put it back during the same tax year, it won’t count against your annual ISA allowance
ISA Transfers
Why we like it: Multi-award winning ISA with a wide range of investment choices. The Willis Owen ISA is a flexible ISA, which means that if you take money (either as a cash withdrawal or from your income payments) from your account, provided you put it back during the same tax year, replacement of the money won’t count against your annual ISA allowance. Expert insights, guides and tools to help you invest. Low minimum investment of £25, and/or transfer existing ISA’s in. View your portfolio 24/7 on easy to use and secure platform. Tiered annual fees ranging from 0.15% to 0.40%. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.

Income Savings Options

Account
Yorkshire Building Society Internet Saver Plus
Interest Rate
1.33%
Gross/AER
Term
Instant Access
Minimum Deposit
£10,000
Account
RCI Bank Freedom Savings Account
Interest Rate
1.32%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
First Direct 1st Account
Special Offer
£150 for Switching
or £20 to open without switching
Funding Required
No monthly minimum
Interest Rate
3.5% AER/Gross on Regular Savings
Account Fee
FREE

SPECIAL OFFER – Get £150  when you switch to a First Direct 1st Account, or if you’re not ready to switch £20 welcome when you open a current account

Account
Hampshire Trust Bank 1 Year Fixed Rate Bond
Interest Rate
2.60%
Gross/AER
Term
1 Year
Minimum Deposit
£1
Account
Investec Bank 1 Year Fixed Rate Bond
Interest Rate
2.55%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Access Bank 2 Year Fixed Rate Bond
Interest Rate
2.90%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Investec Online Flexi Saver
Interest Rate
1.25%
AER
Term
Instant Access
Minimum Deposit
£5,000
Account
Hampshire Trust Bank Online Easy Access Account
Interest Rate
1.15%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Leeds Building Society 2 Year Regular Saver Account
Interest Rate
1.45%
Gross/AER
Term
2 Years, with one free withdrawal allowed each year
Monthly Deposit
Up to £250 per month
Account
Paragon Bank Easy Access Account
Interest Rate
1.25%
Gross/AER
Term
Instant Access
Minimum Deposit
£20,000
Account
HSBC Advance Bank Account
Special Offer
£170
For Switching
Interest Rate
1.00% AER/Gross on Regular Savings
Funding Required
£1,750 pm or £10,500 over 6 months to qualify
Account Fee
FREE

SPECIAL OFFER – Get £170  when you switch to an HSBC Advance Bank Account

Account
Brown Shipley Easy Access Account
Interest Rate
1.10%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Santander Everyday Current Account
Features
Earn up to 15% cashback with Retailer Offers
Account Fee
No fee
Funding Required
No minimum
Account
Starling Bank Mobile App Bank Account
Details
The award-winning current account built to give you more control over your money. Voted Best British Bank 2018-2021*
Spend & Transfer Money Abroad
Account fee
FREE
*Best British Bank and Best Current Account 2018 – 2021 at the British Bank Awards. Awarded 5 stars by Defaqto too
Account
Santander 1|2|3 Current Account
Interest Rate
0.75% AER fixed on balances up to £20,000
Rewards
Up to 3% cashback on household bills
Funding Required
£500 per month
Account Fee
£4 pm
Account
Nationwide 1 Year Triple Access Online Saver
Interest Rate
1.00%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
Leeds Building Society Limited Issue Online Easy Access Account
Interest Rate
0.71%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
UBL 95 Day Notice Account
Interest Rate
1.76%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
Investec Bank 32 Day Notice Account
Interest Rate
1.51%
Gross/AER
Term
32 Day Notice
Minimum Deposit
£1,000
Account
RCI Bank 95 Day Notice Account
Interest Rate
1.55%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
RCI E-Volve 14 Day Notice Account
Interest Rate
1.35%
Gross/AER
Term
14 Day Notice
Minimum Deposit
£1,000

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

Account
Access Bank 3 Year Fixed Rate Bond
Interest Rate
2.95%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
2.78%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Ahli United Bank 5 Year Fixed Rate Bond
Interest Rate
3.00%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Leeds Building Society Limited Issue Online Easy Access Cash ISA
Interest Rate
0.71%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Nationwide 1 Year Triple Access Cash ISA
Interest Rate
1.00%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
Leeds Building Society 1 Year Cash ISA
Interest Rate
1.55%
Gross/AER
Term
1 Year
Minimum Deposit
£100
Account
Leeds Building Society 2 Year Cash ISA
Interest Rate
2.00%
Gross/AER
Term
2 Years
Minimum Deposit
£100
Account
Hampshire Trust Bank 3 Year Cash ISA
Interest Rate
2.50%
Gross/AER
Term
3 Years
Minimum Deposit
£1
Account
Hampshire Trust Bank 5 Year Cash ISA
Interest Rate
2.60%
Gross/AER
Term
5 Years
Minimum Deposit
£1
Account
Leeds Building Society Limited Issue 30 Month Fixed Rate Cash ISA
Interest Rate
2.75%
Gross/AER
Term
30 Months
Minimum Deposit
£1,000
Plan Name

Goldman Sachs FTSE 100 Deposit Kick Out Plan

Potential Return
4.25%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Account
Yorkshire Building Society Internet Saver Plus
Interest Rate
1.33%
Gross/AER
Term
Instant Access
Minimum Deposit
£10,000
Account
RCI Bank Freedom Savings Account
Interest Rate
1.32%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Investec Online Flexi Saver
Interest Rate
1.25%
AER
Term
Instant Access
Minimum Deposit
£5,000
Account
Hampshire Trust Bank Online Easy Access Account
Interest Rate
1.15%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Leeds Building Society 2 Year Regular Saver Account
Interest Rate
1.45%
Gross/AER
Term
2 Years, with one free withdrawal allowed each year
Monthly Deposit
Up to £250 per month
Account
Paragon Bank Easy Access Account
Interest Rate
1.25%
Gross/AER
Term
Instant Access
Minimum Deposit
£20,000
Account
Brown Shipley Easy Access Account
Interest Rate
1.10%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Nationwide 1 Year Triple Access Online Saver
Interest Rate
1.00%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
Leeds Building Society Limited Issue Online Easy Access Account
Interest Rate
0.71%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
UBL 95 Day Notice Account
Interest Rate
1.76%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
RCI Bank 95 Day Notice Account
Interest Rate
1.55%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
Investec Bank 32 Day Notice Account
Interest Rate
1.51%
Gross/AER
Term
32 Day Notice
Minimum Deposit
£1,000
Account
RCI E-Volve 14 Day Notice Account
Interest Rate
1.35%
Gross/AER
Term
14 Day Notice
Minimum Deposit
£1,000

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

Account
Hampshire Trust Bank 1 Year Fixed Rate Bond
Interest Rate
2.60%
Gross/AER
Term
1 Year
Minimum Deposit
£1
Account
Investec Bank 1 Year Fixed Rate Bond
Interest Rate
2.55%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Access Bank 2 Year Fixed Rate Bond
Interest Rate
2.90%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Access Bank 3 Year Fixed Rate Bond
Interest Rate
2.95%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
2.78%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Ahli United Bank 5 Year Fixed Rate Bond
Interest Rate
3.00%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Leeds Building Society Limited Issue 30 Month Fixed Rate Cash ISA
Interest Rate
2.75%
Gross/AER
Term
30 Months
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 5 Year Cash ISA
Interest Rate
2.60%
Gross/AER
Term
5 Years
Minimum Deposit
£1
Account
Hampshire Trust Bank 3 Year Cash ISA
Interest Rate
2.50%
Gross/AER
Term
3 Years
Minimum Deposit
£1
Account
Leeds Building Society 5 Year Cash ISA
Interest Rate
2.15%
Gross/AER
Term
5 Years
Minimum Deposit
£100
Account
Leeds Building Society 3 Year Cash ISA
Interest Rate
2.05%
Gross/AER
Term
3 Years
Minimum Deposit
£100
Account
Leeds Building Society 2 Year Cash ISA
Interest Rate
2.00%
Gross/AER
Term
2 Years
Minimum Deposit
£100
Account
Leeds Building Society 1 Year Cash ISA
Interest Rate
1.55%
Gross/AER
Term
1 Year
Minimum Deposit
£100
Account
Leeds Building Society Limited Issue Online Easy Access Cash ISA
Interest Rate
0.71%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Nationwide 1 Year Triple Access Cash ISA
Interest Rate
1.00%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
UBL 95 Day Notice Account
Interest Rate
1.76%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
RCI Bank 95 Day Notice Account
Interest Rate
1.55%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
Investec Bank 32 Day Notice Account
Interest Rate
1.51%
Gross/AER
Term
32 Day Notice
Minimum Deposit
£1,000
Account
RCI E-Volve 14 Day Notice Account
Interest Rate
1.35%
Gross/AER
Term
14 Day Notice
Minimum Deposit
£1,000

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

Account
First Direct 1st Account
Special Offer
£150 for Switching
or £20 to open without switching
Funding Required
No monthly minimum
Interest Rate
3.5% AER/Gross on Regular Savings
Account Fee
FREE

SPECIAL OFFER – Get £150  when you switch to a First Direct 1st Account, or if you’re not ready to switch £20 welcome when you open a current account

Account
HSBC Advance Bank Account
Special Offer
£170
For Switching
Interest Rate
1.00% AER/Gross on Regular Savings
Funding Required
£1,750 pm or £10,500 over 6 months to qualify
Account Fee
FREE

SPECIAL OFFER – Get £170  when you switch to an HSBC Advance Bank Account

Account
Santander Everyday Current Account
Features
Earn up to 15% cashback with Retailer Offers
Account Fee
No fee
Funding Required
No minimum
Account
Santander 1|2|3 Current Account
Interest Rate
0.75% AER fixed on balances up to £20,000
Rewards
Up to 3% cashback on household bills
Funding Required
£500 per month
Account Fee
£4 pm
Account
Starling Bank Mobile App Bank Account
Details
The award-winning current account built to give you more control over your money. Voted Best British Bank 2018-2021*
Spend & Transfer Money Abroad
Account fee
FREE
*Best British Bank and Best Current Account 2018 – 2021 at the British Bank Awards. Awarded 5 stars by Defaqto too
Account
NatWest Select Current Account
Funding Required
No minimum
Overdraft
Arranged Overdraft Available
Account fee
No fee
Account
Santander 1|2|3 Lite Current Account
Details
Up to 3% cashback on selected household bills and up to 15% cashback with Retailer Offers
Funding Required
£500 per month
Account fee
£2 per month
Account
Santander 1|2|3 Mini Current Account
Interest Rate
3% AER
2.96% gross
Interest Earned Between
£1,500 to 2,000
Minimum Deposit
No minimum
Account
NatWest Reward Current Account
Details
Up to £4 back in Rewards a month and at least 1% back on partner retailers*
Funding Required
£1,250 per month
Account fee
£2 per month
Account
Royal Bank of Scotland Select Current Account
Funding Required
No minimum
Overdraft
Arranged Overdraft Available
Account fee
No fee
Account
Royal Bank of Scotland Reward Current Account
Details
Up to £4 back in Rewards a month and at least 1% back on partner retailers*
Funding Required
£1,250 per month
Account fee
£2 per month
Account
Cashplus Current Account
Adverse Credit
Details
No credit checks - instant online decision. Apply from your mobile and manage your money with the banking app. Add Creditbuilder to your account and it could help build your credit rating at no extra cost
Account
Santander 1|2|3 Student Current Account
Funding Required
£500 per term
Overdraft
£1,500 Interest Free increasing to £2,000
Details

A free 4-year Santander 16-25 Railcard worth £100 (average saving of £189 per year)

Account
Currensea Mobile App Bank Account
Details
Spend in confidence, whilst saving money on your overseas purchases
Spend & Transfer Money Abroad
Account fee
FREE
Account
Monese Multi-Currency Mobile App Bank Account
Details
Multi-currency banking app that provides you with fast and free current accounts in 31 countries
Spend & Transfer Money Abroad for Free
Account fee
£0 to £14.95 per month
Account
Revolut Mobile App Bank Account
Details
Modern banking: set up and manage current account directly from your phone
Spend & Transfer Money Abroad
Account fee
£0 to £12.99 per month
Plan Name

Goldman Sachs FTSE 100 Deposit Kick Out Plan

Potential Return
4.25%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Account
Hampshire Trust Bank 5 Year Business Fixed Rate Bond
Interest Rate
2.70%
Gross/AER
Term
5 Years
Minimum Deposit
£5,000
Account
Hampshire Trust Bank 3 Year Business Fixed Rate Bond
Interest Rate
2.60%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
Aldermore Bank 1 Year Business Fixed Rate Bond
Interest Rate
1.45%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Aldermore Bank 6 Month Business Fixed Rate Bond
Interest Rate
1.05%
Gross/AER
Term
6 Months
Minimum Deposit
£1,000
Account
Aldermore Easy Access Business Savings
Interest Rate
1.00%
Gross/AER
Term
Easy Access
Minimum Deposit
£1,000
Account
Investec Online Business Savings Account – 32 Day Notice
Interest Rate
0.95%
Gross/AER
Term
32 Day Notice
Minimum Deposit
£40,000
Account
Starling Bank Business Current Account
Details
Zero monthly fees with a fast and straightforward setup, the digital bank account built for contractors, freelancers and small businesses
Debit Card
Monthly Account Fee
FREE

Add the Business Toolkit to your free account and automate bookkeeping alongside your banking to save precious time on financial admin – Get the first month free (£7 per month after that)

Account
Go Solo Business Bank Account
Details
Open a business bank account with a debit card and start trading. Additional option to register a new UK limited company
Debit Card
Monthly Account Fee
FREE to Start

Account
OuiTrust Business Bank Account
Details
Open your multi-currency business account in minutes. Save money on international payments
Debit Card
Monthly Account Fee
FREE to Start

Account
Tide Business Current Account
Details
Powerful and simple business account - built to make your life easier. For companies of all shapes and sizes. Trusted by 130,000+ UK businesses
Debit Card
Monthly Account Fee
FREE

Get £50! Open a business current account with Tide & Fair Investment*

*£50 and a year of free transfers when you open a business account. T&Cs apply. Use the code: FAIRINVESTMENT
Account
Cashplus Business Account
Details
The Current Account of Today. No credit checks to apply. Instant approval once we verify your details. Real time banking services at a click or tap
Debit Card
Monthly Account Fee
No Monthly Fee
Account
Card One Business Account
Details
Account designed specifically for small businesses. No credit checks to apply. Free mobile app. Earn cash back up to 3.5%
Debit Card
Monthly Account Fee
£12.50
Account
Anna Business Current Account
Details
ANNA Money is the business current account for startups, small businesses and sole traders
Debit Card
Monthly Account Fee
FREE for 6 months*
Account
Currensea Business Current Account
Details
Currensea is a new way to globalise existing business bank accounts. Pay in every currency without the fees
Debit Card
Monthly Account Fee
FREE
Type of Card
FairFX Pre-Paid Business MasterCard
No Credit Check to Open
Details

Issue FairFX MasterCards to staff, and use the online platform to instantly load cards, monitor spending, and upload transaction data in accounting software at any time

Available to
Any registered business in the EU including Sole traders, SMEs, Charities, Trusts, PLCs, & Multinationals

FairFX Pre-Paid Business MasterCard

Important Risk Information: This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future. Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice. * Details of how the Financial Services Compensation Scheme applies to investment firms can be found at fscs.org.uk.