Investing for High Income
Income Fund Platforms
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Charges may apply. Capital at risk. Tax treatment depends on your individual circumstances and may change in the future. ISA transfer charges may apply, please check with your provider.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Please note: As with all investing, your capital is at risk you may get back less than you have put in. The value of the ISA will depend on the performance of the investments and any bonuses cannot be guaranteed. Additionally, if investment conditions are poor, we may apply a Market Value Reduction (MVR)
Important information: The value of investments can go down as well as up, so you may get back less than you invest. Eligibility to invest in an ISA and tax treatment depends on personal circumstances and all tax rules may change in the future. Please note that this information is not a personal recommendation in respect of a particular investment. If you are unsure about the suitability of an investment, you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply. Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Charges may apply. Capital at risk. Tax treatment depends on your individual circumstances and may change in the future. ISA transfer charges may apply, please check with your provider.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Income Savings Options
Account
Santander Edge Up Current Account
Switch Offer
£185 cash when you switch to a Santander Edge Up current account
T&Cs apply
T&Cs apply
Funding Required
£1,500 per month
Features
3.50% AER (3.45% gross variable) on balances up to £25,000, and up to 1% cashback on household bills, supermarket and travel costs (exclusions apply)
Account Fee
£5 pm
Account
Santander Edge Current Account
Switch Offer
£185 cash when you switch to a Santander Edge current account
T&Cs apply
T&Cs apply
Funding Required
£500 per month
Features
Earn cashback every month on selected household bills and essential spend, plus get access to an exclusive savings account paying 7% AER
Account fee
£3 per month
*Use the Current Account Switch Service to close your current account held elsewhere and switch to NatWest. Apply only or via the NatWest app only. Pay in £1,250 and log into the NatWest app within 60 days of account switching. NatWest will pay £200 into your open NatWest current account within 7 days of meeting this criteria. If you’ve previously received a switching incentive from NatWest Group (since 01/01/20), you aren’t eligible. You can only receive this offer once. Offer may be withdrawn or amended at any time
Must be 18 or older and UK resident
Representative example: If you use an arranged overdraft of £1,200 you’ll be charged interest at 39.49% EAR variable Offer may be withdrawn or amended at any time
*Use the Current Account Switch Service to close your current account held elsewhere and switch to NatWest. Apply only or via the NatWest app only. Pay in £1,250 and log into the NatWest app within 60 days of account switching. NatWest will pay £200 into your open NatWest current account within 7 days of meeting this criteria. If you’ve previously received a switching incentive from NatWest Group (since 01/01/20), you aren’t eligible. You can only receive this offer once. Offer may be withdrawn or amended at any time
Must be 18 or older and UK resident
Representative example: If you use an arranged overdraft of £1,200 you’ll be charged interest at 39.49% EAR variable Offer may be withdrawn or amended at any time
*Use the Current Account Switch Service to close your current account held elsewhere and switch to Royal Bank of Scotland. Apply only or via the Royal Bank of Scotland app only. Pay in £1,250 and log into the Royal Bank of Scotland app within 60 days of account switching. Royal Bank of Scotland will pay £200 into your open Royal Bank of Scotland current account within 7 days of meeting this criteria. If you’ve previously received a switching incentive from NatWest Group (since 01/01/20), you aren’t eligible. You can only receive this offer once.
Must be 18 or older and UK resident
Representative example: If you use an arranged overdraft of £1,200 you’ll be charged interest at 39.49% EAR variable Offer may be withdrawn or amended at any time
*Use the Current Account Switch Service to close your current account held elsewhere and switch to Royal Bank of Scotland. Apply only or via the Royal Bank of Scotland app only. Pay in £1,250 and log into the Royal Bank of Scotland app within 60 days of account switching. Royal Bank of Scotland will pay £200 into your open Royal Bank of Scotland current account within 7 days of meeting this criteria. If you’ve previously received a switching incentive from NatWest Group (since 01/01/20), you aren’t eligible. You can only receive this offer once. Offer may be withdrawn or amended at any time
Must be 18 or older and UK resident
Representative example: If you use an arranged overdraft of £1,200 you’ll be charged interest at 39.49% EAR variable Offer may be withdrawn or amended at any time
Account
Santander Edge Up Current Account
Switch Offer
£185 cash when you switch to a Santander Edge Up current account
T&Cs apply
T&Cs apply
Funding Required
£1,500 per month
Features
3.50% AER (3.45% gross variable) on balances up to £25,000, and up to 1% cashback on household bills, supermarket and travel costs (exclusions apply)
Account Fee
£5 pm
Account
Revolut Pro Business Account
Details
A global business account which caters to freelancers, sole traders, contractors, and self-employed individuals looking to more easily, efficiently and conveniently manage business funds
Cashback
Earn 1% cashback on card spend
Monthly Account Fee
From FREE (standard account)
*£50 and a year of free transfers when you open a business account. T&Cs apply. Use the code: FAIRINVESTMENT
Type of Card
FairFX Pre-Paid Business MasterCard
No Credit Check to Open
Details
Issue FairFX MasterCards to staff, and use the online platform to instantly load cards, monitor spending, and upload transaction data in accounting software at any time
Available to
Any registered business in the EU including Sole traders, SMEs, Charities, Trusts, PLCs, & Multinationals
Important Risk Information:
This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
* Details of how the Financial Services Compensation Scheme applies to investment firms can be found at fscs.org.uk.