MB UK 4Y Fixed Monthly Interest Deposit Plan

MB UK 4Y Fixed Monthly Interest Deposit Plan

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Capital protected deposit plan paying 4.38% fixed income per year, monthly payments, for four years…

With a high level of fixed income, monthly payments, full capital protection and FSCS protection, this plan can offer higher returns than traditional fixed rate bonds currently on offer
Oliver Roylance-Smith

Oliver Roylance-Smith

Head of Savings and Investments

Most savers have two main priorities in mind when looking at their options – is my capital protected, and what rate of return is on offer?

The UK 4Y Fixed Monthly Income Deposit Plan from MB is fully capital protected and will pay a fixed monthly income of 0.365% (equivalent to 4.38% pa) regardless of how the FTSE 100 Index performs. As with other savings plans, your deposit is also eligible for FSCS protection.

In addition if the FTSE 100 Index has risen by any amount after the four year term a further return of 0.50% will be paid. 

The longer running annual version of this plan from MB has been one of our best selling deposit plans recently, and we expect to see this monthly option  just as popular.


Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Details

Fixed monthly income: 0.365% (equivalent to 4.38% pa)

Income paid monthly for full 4 year term of plan, regardless of the FTSE 100 Index performance

Additional payment of 0.50% if the FTSE 100 Index has risen by any amount after 4 years

Capital Protected Product

Eligible for the Financial Services Compensation Scheme up to £85,000 for an individual or up to £170,000 for a joint deposit account

Available for Cash ISA, ISA Transfer and Direct Investments. Also available to businesses, charities, trusts and SIPP and SSAS pension schemes

Investment term: 4 Years

Arrangement fee applies

Minimum single investment: £5,000

Maximum ISA investment: £20,000

No maximum for ISA transfers and non-ISA investments


ISA Transfer Applications: 9 May 2024
Direct & ISA Applications: 29 May 2024

MB UK 4Y Fixed Monthly Interest Deposit Plan May 2024

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