MB UK 6Y Kick Out 95 Deposit Plan

MB UK 6Y Kick Out 95 Deposit Plan

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Capital protected plan with the opportunity for 6.25% growth pa even if the market drops by 5%, and early maturity…

By offering full capital protection plus a potential 6.25% per year, even in a slightly falling market, this plan offers the opportunity to beat low savings rates as well as help tackle the effects of rising inflation
Oliver Roylance-Smith

Oliver Roylance-Smith

Head of Savings and Investments

The MB UK Kick Out 95 Deposit Plan offers a potential 6.25% interest per year (not compounded). Although it has a maximum term of six years, it will ‘kick out’ early provided the value of the FTSE 100 Index at the end of each year from year 4 onwards, is at or above 95% of its value at the start of the plan.

That’s a potential 25% after four years, 31.25% after five years, etc. The downside is that the return is not guaranteed, and so if the FTSE has dropped by more than 5% at the end of each year, you only get your initial capital back at the end of the full term.

This product offers the same capital protection as any other savings account, and as a deposit, also includes FSCS cover up to the banks & building societies £85,000 compensation limit. It can also be held as a cash ISA and accepts ISA transfers to take advantage of tax free returns. 

With the best long term fixed rate deposit is currently offering around 4.5%, and the rate for a fixed rate Cash ISA less, the potential 6.25% on offer from this deposit plan could be an appealing alternative.

Plan Details

Potential Return: 6.25% for each  year invested (not compounded), if the FTSE 100 Index higher than 95% of its starting level 

Potential to mature early (kick out) each year from year 4 onwards

Capital Protected Product

Eligible for the Financial Services Compensation Scheme up to £85,000 for an individual or up to £170,000 for a joint deposit account

Available for 2023/24 and 2024/25 Cash ISA, ISA Transfer and Direct Investments. Also available to businesses, charities, trusts and SIPP and SSAS pension schemes

Investment term: Maximum 6 Years

Arrangement fee applies

Minimum single investment: £5,000

Maximum ISA investment: £20,000

No maximum for ISA transfers and non-ISA investments


The deadline for this plan has now passed. Please fill in the form below to receive details of the next issue of the plan as soon as it becomes available

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

MB UK 6Y Kick Out 95 Deposit Plan April 2024

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