10.25% growth for each year, even if the FTSE rises by only a single point…
By offering the potential for high growth growth on your capital, this plan from Walker Crips could be a great option to consider.
The plan offers 10.25% for each year invested (not compounded), provided the value of the FTSE 100 Index at the end of each year is at or above its value at the start of the plan. For example, if this happens at the end of year 3 you would receive 30.75% growth, 41% at the end of year 4, and so on. You would also receive a return of your original investment.
Should the FTSE be lower at the end of every year for the full seven year term, no growth return is achieved, and your initial capital is returned unless the FTSE has fallen by more than 35%. If it has, your initial capital is reduced by 1% for each 1% fall, so your capital is at risk.
So not only does the plan offer some capital protection against a falling stock market, but also the opportunity for as much as 30% growth in 3 years.
Potential Return: 10.25% for each year invested (not compounded), if the FTSE rises by any amount
Potential to mature early (kick out) each year from year 3 onwards
Capital At Risk Product
Available for Stocks & Shares ISA, ISA Transfer and Direct Investments. Also available to businesses, charities, trusts and SIPP and SSAS pension schemes
Investment term: Maximum 7 Years
Arrangement fee applies
Minimum single investment: £10,000
Maximum ISA investment: £20,000
No maximum for ISA transfers and non-ISA investments
ISA Transfer Applications: 29 November 2023
Direct & ISA Applications: 13 December 2023
Reduced arrangement fee: For investments of £100,000 or more into this plan, processed through Fair Investment Company, your arrangement fee will be reduced to 2% of your original investment.
Important Information: This is a structured investment plan which is not capital protected and is not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.