Temporary Car Insurance for Under 12 Months

The standard 12 month car insurance policies that are offered by most major providers are not suited to a number of quite common situations a person may find themselves in. Obtaining temporary car insurance for less than 12 months is becoming increasingly common for people who:

  • Are waiting to emigrate so do not need a standard policy
  • Are a student and only use their car during the holidays
  • Are going on a road trip round the country or Europe
  • Will most likely buy a new car before 12 months is up


The insurers listed below provider potential customers with competitive car insurance quotes for policies that require cover for only 12 months or less.

Temporary Car Insurance Deals
ProviderCover TermMinimum and Maximum AgeSpecial FeaturesGet Quotes
1 - 28 days18 - 75Instant Car and Van Cover including motorhomes. Cover for Learner Drivers. Insurance documents immediately issued.Get Quotes >
1 - 28 days19 - 75Instant Car and Van Cover. Cover for Learner Drivers. Cover for vehicle hire and test drives. Insure someone else on your car. Insurance documents immediately issued.Get Quotes >

There are many companies that would be willing to offer temporary car insurance quotes to people I these situations. There could be several benefits to taking temporary car insurance for under 12 months rather than a standard policy:

  • It is possible for a person to protect any previous no claims bonuses while taking out a temporary policy, and  there are some deals where a bonus will not be affected even if there is acclaim made in the temporary policy
  • The amount of cover that is provided by these kinds of insurance policies will usually match a standard deal, with third party, fire and theft and fully comprehensive cover available.
  • The length of the cover can be tailored to suit your individual needs, from one day to just under 12 months


The cost of the temporary car insurance policy bears serious thought. If you get cover for 11 months and 3 weeks it is likely to work out a good deal more expensive than taking out a standard policy. If however the temporary car insurance will last well under 12 months, it is likely to work out far cheaper.

Compare - Latest Car Insurance Deals
ProviderSpecial OffersGet Quotes

5 Star car insurance from £163 – That’s all 10% paid for our standard cover* .
You could save up to 20% online - 32% of customers are expected to receive the maximum saving**

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Our Guaranteed Hire Car cover comes as standard with our comprehensive motor insurance.