Modified Car Insurance

Modified Car Insurance

Compare Quotes For Modified Car Insurance

Type of Cover
Comprehensive and third party cover options
Limited Mileage Cover
Cover For
Large Engines, Exhausts, Suspension, Alloy Wheels, Body Kits
Track Day/Rally Cover

Quotesearcher Modified Car Insurance

What Impacts Modified Car Insurance Costs?

Modified car insurance will be cheaper than any policy you can get from a standard motor insurer, but there are a number of factors that will determine the premium you pay.

These include:

  • Age of driver
    Modifications are often made by younger drivers, who also fall into the category of drivers who have the most accidents. This will drive up your premium – the good news is that you can get modified car insurance for young drivers
  • Named driver
    Looking for modified car insurance & you are under 21? – You may find a cheaper policy if you include an experienced named driver, such as a parent onto you policy
  • Driving Behaviour
    Big brother it may be but telematics is a high tech way of recording how your car is being driven; by placing a “black box” in your car, the safer you drive, the lower your insurance premium is likely to be
  • Vehicle Upkeep
    Modified cars that are kept on a driveway or in a garage will be cheaper to insure. Increased security measures such as alarm systems and immobilisers will also help to  lower premiums
  • Driver Experience
    Experience can pay off and some modified car insurance brokers offer a reduced price if you have passed a further driver training course such as PassPlus. The overall safety and experience of a driver will help to bring down premiums
  • Vehicle Make and Model
    As with all car insurance the make of car you drive can have a significant bearing on the price you pay for your insurance policy. Vehicles are allocated into one of 50 rating groups, with 1 being the least expensive and 50 being the most