0% Balance Transfer Credit Cards Deals

0% balance transfer credit cards offer the 0% rate for an introductory period – usually for several months and in some cases for more than a year – during which time, the card holder can make significant interest rate savings.

Many credit card providers charge a transfer fee, so it’s important to read the terms and conditions before applying.

Balance Transfer

0% for 23 months
(3.49% balance transfer fee)

Purchase

0% for 3 months

Representative APR

24.9%

Credit History

Fair to Excellent

More info

NatWest Longer Balance Transfer Credit Card

More information on this product

0% for 23 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
0% on purchases for 3 months from account opening, thereafter standard rates apply
3.49% balance transfer fee
No annual fee

Must be a UK resident, aged 18+ and earning at least £10K per year
Balance transfers are limited to 95% of your available credit limit. Minimum balance transfer amount is £100
You can transfer your balance from most credit cards and store cards, but not other NatWest Group cards
Interest is payable in line with NatWest T&Cs. Balance transfers limits apply.
Representative Example: Representative 24.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 24.9% p.a. (variable). Annual fee: £0.
The actual credit limit will depend on our credit assessment of you. The actual APR you’ll receive will depend on your circumstances

Balance Transfer

0% for 14 months
(no balance transfer fee)

Purchase

0% for 3 months

Representative APR

24.9%

Credit History

Fair to Excellent

More info

NatWest Balance Transfer Credit Card

More information on this product

0% for 14 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
0% on purchases for 3 months from account opening, thereafter standard rates apply
No fee to transfer a balance to this credit card
No annual fee

Must be a UK resident, aged 18+ and earning at least £10K per year
Balance transfers are limited to 95% of your available credit limit. Minimum balance transfer amount is £100
You can transfer your balance from most credit cards and store cards, but not other NatWest Group cards
Representative Example: Representative 24.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 24.9% p.a. (variable). Annual fee: £0.
The actual credit limit will depend on our credit assessment of you. The actual APR you’ll receive will depend on your circumstances

Balance Transfer

0% for 23 months
(3.49% balance transfer fee)

Purchase

0% for 3 months

Representative APR

24.9%

Credit History

Fair to Excellent

More info

Royal Bank of Scotland Longer Balance Transfer Credit Card

More information on this product

0% for 23 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
0% on purchases for 3 months from account opening, thereafter standard rates apply
3.49% balance transfer fee
No annual fee

Must be a UK resident, aged 18+ and earning at least £10K per year
Balance transfers are limited to 95% of your available credit limit. Minimum balance transfer amount is £100
You can transfer your balance from most credit cards and store cards, but not other NatWest Group cards
Interest is payable in line with Royal Bank of Scotland T&Cs. Balance transfers limits apply.
Representative Example: Representative 24.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 24.9% p.a. (variable). Annual fee: £0.
The actual credit limit will depend on our credit assessment of you. The actual APR you’ll receive will depend on your circumstances

Balance Transfer

0% for 14 months
(no balance transfer fee)

Purchase

0% for 3 months

Representative APR

24.9%

Credit History

Fair to Excellent

More info

Royal Bank of Scotland Balance Transfer Credit Card

More information on this product

0% for 14 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
0% on purchases for 3 months from account opening, thereafter standard rates apply
No fee to transfer a balance to this credit card
No annual fee

Must be a UK resident, aged 18+ and earning at least £10K per year
Balance transfers are limited to 95% of your available credit limit. Minimum balance transfer amount is £100
You can transfer your balance from most credit cards and store cards, but not other NatWest Group cards
Representative Example: Representative 24.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 24.9% p.a. (variable). Annual fee: £0.
The actual credit limit will depend on our credit assessment of you. The actual APR you’ll receive will depend on your circumstances