Compare UK Loans

Compare Personal Loans

Finding a loan for your personal circumstances couldn’t be simpler.

We have partnered with Monevo who have created award winning technology to provide you with pre-approved* offers that are available to you in an easy to understand comparison.

By checking your eligibility you can simply choose the offer you want and complete your loan with your chosen lender

Personalised loan quotes in 2 minutes!

No impact on your credit score    FREE & no obligation    Quick online decision

Check your eligibility now »

Alternatively if you prefer contacting lenders  directly see a selection of deals below.

Compare Argos Personal Loans With UK Market

Personal Loan Offer

Great Personal Loan Rate From the Post Office

  • Rates from 3.1% APR*
  • Loans available for 1 to 7 years
  • Borrow up to £25,000
  • No arrangement fees or hidden charges
  • Fixed monthly repayments for the duration of the loan
  • Funds transferred within 2 working days
  • No penalty for over payments
  • Excellent credit history only

Post Office Personal Loan »

*Representative (fixed) for loans between £15,001 and £25,000

Selected Personal Loan Deals

Loan Type
Post Office Personal Loan
APR/APRC
3.1% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example:  The Representative APR is 3.1%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £35,000
All credit profiles!

Call FREE on 0800 084 8039

Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
UK Credit Guarantor Loan
APR/APRC
31.9% APR
Representative (£1,500-£12,500)
Loan Term
18 Months to 5 Years
Borrow
£1,500 to £12,500

Guarantor Loan

Representative Example:The Representative APR is 31.9%. Based on a loan amount of £5,000 over 48 months at an interest rate of 31.9% p.a. (fixed). Monthly repayment of £192.00. Total amount repayable £9,216.

Loan Type
Everyday Loans Personal Loan
APR/APRC
93.6% APR
Representative (£1,000-£20,000)
Loan Term
2 to 5 Years
Borrow

£1,000 to £15,000
Poor credit history

Instant Online Decision

Representative Example:The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.

Are you an existing customer of one of the banks below?

If you are an existing customer a number of banks provide preferential deals for personal loans.

Selected Existing Customer Loan Deals

Loan Type
Nationwide Personal Loan
APR/APRC
2.9% APR
Representative (£7,500-£25,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Existing Nationwide Members Only

Only available to Nationwide members (main current account, mortgage or savings account holders)

Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.9% p.a. (fixed). Monthly repayment £179.07. Total amount payable £10,744.20.

Loan Type
AA Personal Loan
APR/APRC
3.0% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000

Existing AA Members Only

Representative Example:  The Representative APR is 3.0%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment of £314.14. Total amount repayable £18,847.80.

Loan Type
NatWest Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 5 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Argos personal loans feature:

  • 9.9% APR Representative (Loans between £7,500 and £15,000)
  • Options to repay over 12 months to 5 years
  • No arrangement fees
  • Borrow from £1,000 to £20,000

Criteria for Argos personal loans include:

  • You need to be over 23 and under 70 year old when you apply.
  • Have a been a UK resident for at least 3 years
  • Do not have a history of adverse credit

Argos loan Calculator

If you are interested in taking out a personal loan with Argos, you could use the Argos loan calculator to get an indication of what it could cost you in total as well as what your monthly installments would break down as.

You just have to enter how much you want to borrow and how long you would like the repayment term to be, the Argos loan calculator will then generate an estimate using the Representative Annual Percentage Rate for a loan of that size.

Remember though that if you apply for an Argos loan and get accepted once they have carried out an assessment of your credit score and other circumstances they may offer you different annual percentage rate meaning you will have both a different repayment total as well as the size of your installments will change.

Argos Homeowner loan features:

  • Borrow between £7,500 and £200,000
  • Repayment terms between 3 and 25 years
  • No arrangement fees

With a homeowner loan the specific amount you can borrow will be based on the value of the equity of the property you own as well as your other financial circumstances. Think carefully before securing debts against your home failure to keep up with payments could mean your home gets reposed.

Before you apply for a loan

Most types of loan are large commitments, so whatever type of loan you are thinking of applying for and for whatever your intention for it, it is a good idea to shop around before hand to try and get the best plan for you. Market leading rates currently start at 2.8% APR so make sure you are getting the best deal possible.

Loans can vary between lenders so you may want to think about what specific features are important to you when you look. You can use the loan comparison tables above to view different loans from various different lenders at the same time.

As well as borrowing you may want to consider alternative, for example if you already have the sum you were thinking of borrowing in your savings it may be better to use them instead. this is because the interest you would be charged on a loan may be greater than the interest you earn from your savings of the same amount.

If you have been thinking about borrowing to consolidate existing debt then first consider that consolidating your debt may increase the amount you pay back overall and extend the repayment period.

If you’re thinking of borrowing money to carry out home improvements, consolidate debt or any other reason you may be wondering what Argos loans can offer you. Before you decide however you can check comparison tables below to see loans from a range of different lenders.

Compare Barclaycard loans with the UK market

We work with award winning loan technology provider Monevo who help consumers find personal loans in the UK, USA and Australia.

With over £1 billion of loans funded, helping 250,000 people per month source personal loans, Monevo can help you find a loan from over 20+ providers.

Complete the loan platform form and in as little as 60 seconds and hit the get results button and let award winning technology search a panel of lenders and present you with the pre-approved* offers that are available to you in an easy to understand comparison. You then simply choose the loan offer you want and complete your loan on the lenders website. With some lenders funds can be with you the same day.

Using clever technology  eligibility checks involve a soft pull of your credit so there is no impact on your score.

Benefits of using this service include:
  • Search 20+ UK lenders using one form
  • No impact on your credit score*
  • FREE & no obligation to proceed
  • Quick online decision
  • Same day funding from many lenders

Check eligibility >>

Flexible Homeowner Loan

Borrow from £25,000

  • Rates from 3.65% APR
  • Term – 3 to 35 Years
  • Loans for any purpose
  • Homeowners with a mortgage

Call us on 0117 980 7743 

 

Homeowner Loan Representative Example:

The Representative APRC is 5.9%Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE