AvantCredit Loans

AvantCredit Loans

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Compare Avant Credit Personal Loans With UK Market

Top UK Personal Loan Offer

Great Personal Loan Rate from the Post Office

  • Rates from 3.4% APR* – £7,500 to £25,000
  • Loans available for 1 to 7 years
  • Borrow up to £25,000
  • No arrangement fees or hidden charges
  • Instant online decision
  • Funds transferred within 2 working days
  • No penalty for over payments
  • Good credit history only

Post Office Personal Loan »

*Representative for loans between £7,500 and £25,000

Selected Personal Loan Deals

Loan Type
Post Office Personal Loan
APR/APRC
3.4% APR
Representative (£7,501-£25,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example:  The Representative APR is 3.4%. Based on a loan amount of £10,000 over 60 months at an interest rate of 3.4% p.a. (fixed). Monthly repayment of £181.24. Total amount repayable £10,874.29.

Are you an existing customer of one of the banks below?

If you are an existing customer a number of banks provide preferential deals for personal loans.

Selected Existing Customer Loan Deals

Loan Type
NatWest Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 5 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

An AvantCredit loan offers competitive rates for people with a poor credit history. The loan deal available to you will depend on several factors, including your credit history, how much you want to borrow and over what length of time.

The advantages of an AvantCredit loan include:

Avant Credit personal loan features:

  • Borrow from £1,000 to £20,000
  • Repayment lengths from 1 to 5 years
  • Instant online decision
  • Might be able to help build credit
  • No need for a guarantor

The AvantCredit loan calculator does a ‘soft check’ of your credit score to give you a rough idea of what your loan might cost you, however you are not guaranteed the estimate offered by the AvantCredit loan calculator amount if you do apply.

Whatever the reason behind your loan you should always try and find the best deal that suits your specific needs from the loan. You can use the comparison service and tables above to look at what many different lenders may be able to offer you. Shopping around with a loan as with any financial service is vital, after all you don’t want to get locked into long term loan repayments and later find out you could have saved money using a different provider.

Alternatives

When considering a personal loan it is wise to consider alternatives before you commit to a plan.

Homeowner Loan – if you are a homeowner looking to take out a larger personal loan then you may wish to consider a secured loan instead. Homeowner loan require you to put your home as security against the loan. This means if you fail to keep up with your repayments the lender could repossess your property.

However because of this additional security towards the lender they are normally willing to lend larger sums, typically up to £250,000 over longer repayment terms and potentially at better rates of APR. The actual amount you can borrow is dependent on the value of your home and how much equity you have if you have a mortgage.

Savings – If you already have the required sum in your savings it might be beneficial to use these instead. This is because any interest you earn from your savings may be less than the interest you would be charged on a loan of the same amount.

Homeowner Loan Representative Example:

The Representative APRC is 5.9%Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE