Isa News Last Minute Cash ISA Options 18471586
Last minute cash ISA options
31 March 2011 / by Rebecca Sargent
As the ISA season draws to a close there are still some cash ISA options available if you have left your tax efficient savings to the last minute.
This ISA season has seen a last minute rush by many people seeking out the best cash ISA rates.
Barclays said it has seen ‘huge demand’ for its cash ISAs, saying: “With interest rates at a historical low and increasing pressures on finances, it appears that savers are searching for the best rates available to maximise their returns.”
But what are your last minute cash ISA options?
Instant Access Cash ISAs
If you want instant access to your cash ISA savings, there are a few options still available, including the Halifax Cash ISA Direct Reward account with a £1 minimum deposit level, which pays 3% AER. This account has received a lot of good press lately, particularly for the ability to transfer in existing cash ISAs.
For existing Barclays customers there is also the Barclays Golden ISA paying 3.25% AER, including a 12 month bonus rate – you can save from just £1, but transfers in are not allowed.
Fixed Rate Cash ISAs
For those of you willing to lock your savings away for longer, the 3 Year Fixed Rate Cash ISA from Natwest is paying 3.70 per cent AER on deposits of £1,000 to £25,000 and has proven popular with Fair Investment Company customers so far this tax year.
Shorter term last minute cash ISAs include the RBS two year fixed rate cash ISA offering a rate of 3.20% on balances of £1,000 or more.
To view the latest range of cash ISAs and stocks and shares ISAs, whether you’re looking for a last minute deal or ideas for what to do with your 2011/12 allowance, visit the ISA section.
Fair Investment Company has recently put together a new one-page guide to ISAs to help you make the most of your ISA allowance for this tax year and next. Click here to view.
© Fair Investment Company Ltd
Instant Access Cash ISAs
| Provider | Account | Interest Rate | Term | Apply |
|---|---|---|---|---|
 Ford Money » |
Flexible Cash ISA |
1.17% |
Instant Access | Apply Now > |
| Earn 1.17% AER variable interest. Interest can be paid monthly or annually. Minimum deposit £1. Unlimited deposits and withdrawals permitted. Transfers in allowed. FSCS Protected | ||||
 |
30 Days Notice Cash ISA | 1.05% | 30 Days Notice | Apply Now > |
| 1.05% gross/AER. £1,000 minimum opening balance. Unlimited withdrawals subject to 30 days notice. | ||||
 |
Nationwide Instant ISA Saver | 0.50% | Instant Access | Apply Now > |
| 0.50% AER/gross. Instant Access. Minimum deposit £1. | ||||
 |
35 Days Notice Cash ISA | 0.75% | 35 Days Notice | Apply Now > |
| 0.75% gross/AER. £500 minimum opening balance. Unlimited withdrawals subject to 30 days notice. | ||||
 |
NatWest Cash ISA | Up to 0.75% | Instant Access | Apply Now > |
| Open with £1. Earn 0.75% AER (variable) on balances above £50,000, 0.50% AER (variable) on balances between £25,000 and £49,999, 0.25% AER (variable) on balances between £10,000 and £24,999, and 0.10% (variable) AER on balanced between £1 and £9,999. | ||||
 |
E-Cash ISA 3 | 0.35% | Instant Access | Apply Now > |
| Instant access cash ISA open to new and existing customers. Transfers accepted. £10 minimum deposit. | ||||