Representative (£15,001-£25,000)
£1,000 to £25,000
Excellent Credit Only!
Representative (£7,500-£15,000)
Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment £179.51 & total repayable £10,770.60.
Representative (£15,001-£25,000)
Representative Example: The Representative APR is 3.0%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment of £314.14. Total amount repayable £18,848.24.
Representative (£7,500-£25,000)
£1,000 to £25,000
Excellent Credit Only!
Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment £179.51. Total amount payable £10,770.60.
Representative (£7,500-£10,000)
£1,000 to £25,000
Excellent Credit Only!
Representative Example: The Representative APR is 3.3%. If you borrow £7,500 over 5 years at a rate of 3.3% p.a. (fixed), you will repay £135.61 for 60 months and £8,136.60 in total.
Representative (£7,500-£19,950)
Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.
Representative (£7,500-£19,950)
Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.
Representative (£1,000-£35,000)
Representative Example: The Representative APR is 12.9%. Based on a loan amount of £10,000 over 60 months at an interest rate of 12.9% p.a. (fixed). Monthly repayment of £223.43. Total amount repayable £13,405.80.
Representative (£1,500-£25,000)
Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.
Representative (£15,001-£25,000)
£1,000 to £25,000
Excellent Credit Only!
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Representative (£1,500-£25,000)
Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.
Representative (£1,000-£20,000)
Representative Example:The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.
Representative (£15,000-£24,999)
Representative Example:The Representative APR is 9.99%. Based on an assumed loan amount of £15,000 over 48 months at an interest rate of 9.56% p.a. (fixed). Monthly repayment £377.28 & total repayable £18,109.30.
Representative (£15,000-£24,999)
Representative Example:The Representative APR is 9.99%. Based on an assumed loan amount of £15,000 over 48 months at an interest rate of 9.56% p.a. (fixed). Monthly repayment £377.28 & total repayable £18,109.30.
starting rate
Clifton Private Finance are an independent broker
Clifton Private Finance are an independent broker
Self Employed Loans
Lenders generally charge higher interest on self employed loans because they are taking more of a risk, but there are deals on the market whereby the initial APR drops after a limited period as the lender becomes happy that you are able to make the regular repayments.
When applying for self employed loans, you will normally need to:
- declare your income
- provide a certificate from an accountant that shows your income will cover the repayments
- provide bank statements to show your gross income
If you have a mortgage, evidence of punctual repayments may help your case.
Homeowner Loan Representative Example:
The Representative APRC is 5.9%. Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.