Loan Type
Post Office Personal Loan
APR/APRC
3.1% APR
Representative (£15,001-£25,000)
Borrow
£1,000 to £25,000
Excellent Credit Only!
Representative Example: The Representative APR is 3.1%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.
More information on this product
- Good Credit Only
- Loans from £1,000 to £25,000
- No arrangement fees or hidden charges
- Instant online decision
- Funds transferred within 2 working days
- No penalty for over payments
- You must be aged between 21 and 70 and have been a permanent UK resident for 3 years
- You must have an annual income of at least £12,000 and have a UK bank or building society account
- You need to make payments on time or you will be charged a late payment fee. Missing payments could have severe consequences on obtaining future credit
- Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender
Loan Type
AA Personal Loan
APR/APRC
3.1% APR
Representative (£15,001-£25,000)
Representative Example: The Representative APR is 3.1%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.
More information on this product
- Good Credit Only
- Fixed monthly repayments for the duration of the loan
- Spread the repayments over 1-7 years
- No arrangement or set up fee
- Other Loan amounts and terms available
- Loan amounts range from £1,000 to £25,000
- Instant decision in most cases
- To apply for an AA Loan applicants must:
- Have been a UK resident for at least 3 years
- Be over 21 and no older than 70 when the loan term ends
- Have a regular (minimum) annual income of £12,000 (gross). If you are self- employed you must have been employed for a minimum of 2 years
- Have a UK based bank or building society current account that can pay direct debits
- Ensure that they can meet the repayments, as missed payments incur a charge and could have severe consequences on their ability to obtain future credit
Loan Type
Hitachi Personal Loan
APR/APRC
3.1% APR
Representative (£7,500-£25,000)
Borrow
£1,000 to £25,000
Excellent Credit Only!
Instant Online Decision
Representative Example: The Representative APR is 3.1%. If you borrow £7,500 over 5 years at a rate of 3.1% p.a. (fixed), you will repay £134.97 for 60 months and £8,098.20 in total.
More information on this product
- Good Credit Only
- Loans from £1,000 to £25,000
- 10 minute online quote, instant decision
- Money can be with you within 48 hours
- No arrangement, over payment or early repayment fees
- Must be aged 21 or over
- UK Resident with a UK bank account
Loan Type
Zopa Personal Loan
APR/APRC
3.9% APR
Representative (£7,500-£15,000)
Borrow
£1,000 to £20,000
Excellent Credit Only!
Representative Example: The Representative APR is 3.9%. Based on a loan amount of £10,000 over 60 months at an interest rate of 9.9% p.a. (fixed). Monthly repayment of £210.05. Total amount repayable £12,602.87.
More information on this product
- Good Credit Only
- Checking your rates won’t affect your credit score
- We approve over £2 million every day to people with a good credit history
- Simple online application – no paperwork through the post
- No early repayment fees, no hidden charges
- Best Personal Loan Provider &
Alternative Finance Provider (British Bank Awards, 2018)
- To apply for an Zopa Loan applicants must:
- Confirm identity
- Be at least 20 years old
- Have credit history that we can see and a good track record of repaying debt
- Be a current UK resident and have 3 years of address history in the UK
- Have an income of at least £12,000 per year (this could be a salary or pension)
- Be able to afford the loan
Loan Type
Shawbrook Bank Personal Loan
APR/APRC
12.9% APR
Representative (£1,000-£35,000)
Instant Online Decision
Representative Example: The Representative APR is 12.9%. Based on a loan amount of £10,000 over 60 months at an interest rate of 12.9% p.a. (fixed). Monthly repayment of £223.43. Total amount repayable £13,405.80.
More information on this product
- All Credit Histories Considered
- Loans from £1,000 to £35,000
- No waiting, no surprises, and a guaranteed, personal rate
- Soft credit search so there will be no impact on you credit score
- Some banks advertise very attractive low rates, but when you apply you find you could end up paying much more. With a guaranteed rate, there’ll be no nasty surprises
- Must be aged 21 and 75
- You must have been a permanent UK resident for 3 years
- You must have an annual income of at least £15,000 and have a UK bank or building society account
Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.
More information on this product
- All Credit Histories Considered
- Loans from £1,000 to £25,000
- CCJ’s & Defaults Allowed
- Fixed Rates Available
- Low Interest Rates
- Loan search will not affect your credit rating in any way
- Must be aged 21
- Permanently resident in England, Wales, Scotland or Northern Ireland
Loan Type
UK Credit Guarantor Loan
APR/APRC
31.9% APR
Representative (£1,500-£12,500)
Loan Term
18 Months to 5 Years
Guarantor Loan
Representative Example:The Representative APR is 31.9%. Based on a loan amount of £5,000 over 48 months at an interest rate of 31.9% p.a. (fixed). Monthly repayment of £192.00. Total amount repayable £9,216.
More information on this product
- Guarantor loan – a a way of borrowing the money you need with help from a friend or family member
- Poor credit, CCJ’s & Defaults always considered
- Guarantor can be a homeowner or a tenant
- Tenant guarantor loans of up to £6,000 available
- Fixed rate interest, your payment will not change during the loan
- Fast decision in principle
- Guarantor can be anyone who trusts you financially – a friend, partner, family member or colleague who simply acts as back up should you be unable to make your repayments
- Guarantor must have a fairly good credit history
- Guarantor must be aged between 21 and 70 at the start of the loan term
Loan Type
Everyday Loans Personal Loan
APR/APRC
93.6% APR
Representative (£1,000-£20,000)
Instant Online Decision
Representative Example:The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.
More information on this product
- All Credit Histories Considered
- Loans from £1,000 to £15,000
- Fixed Interest Loan Rate
- No set up charges
- Instant Online Decision
- Must be aged 18 to 65
- Early redemption charges
- Must be UK resident
