Winter Sports Travel Insurance

Travel Insurance Offer

Compare Top UK Travel Insurance Quotes!

  • 15% Discount
  • Choose own excess
  • Cover from 23p a day

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Cover Offered
Single Trip, Multi-Trip, Worldwide, Winter Sports, Backpackers, Family, Cruise, Over 65's and Pre-existing medical conditions
Cover from just
£4.62*
Compare
250+ policies
Special Features
Give a few details about you and your travel plans and we’ll do the put together a list of travel insurance quotes from over 55 providers, so you can pick one that works for you

*Based on an individual aged 30 taking single trip cover for 3 days to France. Cover starts on 7 May 2020 and ends on 10 May 2020. Annual cover from £12.12 based on an individual aged 30 taking annual cover for travel in Europe. Cover starts on 7 May 2020 and ends after 12 months

Cover Offered
Single Trip, Multi-Trip, Long Stay, Winter Sports & More
Online Discount
15%
Medical Expense
Up To £10 Million
Special Features
No ‘gimmicky extras’, we simply give you the cover that provides the protection you need for your trip. Choose your excess. Policies from just 23p a day. Gadget extension available. Cover for 100+ activities
Cover Offered
Single & Multi-Trip, Long Stay, Cruise, Skiing, Medical Conditions & More
Online Discount
15%
Medical Expense
Up To £10 Million
Special Features
No upper age limit on single trip policies, cover for pre-existing medical conditions, add to your Advantage Card points , kids travel for free, discounts on couple, family or single parent policies. Specialist gadget and trip disruption cover
Cover Offered
Single Trip, Annual Multi-Trip, Backpacker & More
Online Discount
10%
off Annual Multi-Trip
Medical Expense
Up To £10 Million
Special Features
5 Star Defacto rated Travel Insurance. Optional extras including ski, cruise, gadget & golf insurance. Over 65's, pre-existing medical condition and family cover also available
Cover Offered
Single Trip, Annual-Trip, Long Stay, Gap. Winter Sports & More
Online Discount
N/a
Medical Expense
Up To £10 Million
Special Features
Over 30 years' experience. Single Trip - no upper age limit, Annual cover up to age 85. Gap Year policies up to 18 months. Additional Cover Options for travel disruption, gadget, and cruise plus. Optional cover for over 2,000 medical conditions. Free cover for over 100 sporting activities
Cover Offered
Single Trip, Annual Multi Trip, Over 65's, Winter, Cruise, Medical condition
Online Discount
£5
off in store purchases*
Medical Expense
Up To £10 Million
Special Features
Easy to navigate website that contains all the information you need to choose the right cover for you and your family. Excellent cover levels at a sensible price. Defacto Rated 5 Star Travel Insurance. Up to £5,000 trip cancellation and £30,000 personal accident cover

*Minimum spend £20

Cover Offered
Single Trip, Annual Multi-Trip, Over 65's, Winter, Golf, Cruise, Medical Expenses, plus more
Online Discount
10%
Medical Expense
Up To £10 Million
Special Features
Choose from either Essential or 5 Star Defaqto rated Premier cover which offers: Up to £10,000 cancellation cover, all pre-existing medical conditions considered, no upper age limit for single trips, cruise cover automatically included on annual policies. You can choose to add cover for baggage and winter sports. You can also add cruise cover to single trip policies.
Cover Offered
Single Trip, Multi-trip, Over 50's, Ski, Cruise, Pre-Existing Conditions, Extreme Sports, Backpackers
Online Discount
N/a
Medical Expense
Up to £20 Million
Special Features
Compare cheap quotes in under 3 minutes from over 50 trusted UK companies to find the best deals
Cover Offered
Single Trip, Multi-trip, Over 50's, Cruise, Pre-Existing Conditions, Golf
Online Discount
15%
Medical Expense
Up To £10 Million
Special Features
Specialist Medical Travel Insurance tailored to suit you from the UK's most trusted travel insurance provider*. 99% of global destinations covered and 95% of claims paid out in the first 5 days

*Moneywise most trusted Travel Insurance provider 2017 and voted Best Travel Insurance Provider 2017 at British Travel Awards

Cover Offered
Single Trip, Annual Cover, Over 65's, Winter, Golf, Cruise, Medical Expenses, Gadget
Online Discount
N/a
Medical Expense
Up To £20 Million
Special Features
Insure your travels all year round from as a little as £15 or £7 single trip*. Defacto 5 Star Travel Insurance. Choose from three levels of increasing cover,. Cover from age 18 to over 65. 24-hour Multilingual Emergency Helpline

*10% of Admiral level single travellers paid from £15 for European Annual Cover between Jul 2018 & Dec 2018. Customers with pre-existing medical condition not included. 10% of Admiral level single travellers paid from £7 for European Single trip duration from 14 to 21 days between Jul 2018 & Dec 2018. 

Cover Offered
Single Trip, Annual, Over 65's, Cruise, Ski, Pre-Existing Conditions
Online Discount
N/a
Medical Cover
Up To £10 Million
Special Features
Specialists in cover for people with pre-existing medical conditions up to a high level of severity and even a terminal prognosis. No Age Limits. cover for over 65's. Cover travelling companions on the same policy
Cover Offered
Single Trip, Annual Multi-Trip, Winter Sports, & Backpacker
Online Discount
N/a
Medical Expense
Up To £10 Million
Special Features
Quick and easy to quote and buy. 24 hour worldwide emergency assistance, £2,000 Cancellation cover, £1,000 Baggage cover, discounts for couples and families on the same policy, UK call centre
Cover Offered
Single Trip, Annual Multi-Trip, Winter Sports, Over 75's, Cruise & Backpacker
Online Discount
N/a
Medical Expense
Up To £10 Million
Special Features
No maximum age limit, policies can offer cover for customers with, or without, pre-existing medical conditions. 24 hour emergency assistance, kids go FREE on family policies
Cover Offered
Specialist Medical Travel Insurance for people with medical conditions. Single trip, Multi-Trip and Long Stay & More
Online Discount
15%
Medical Expense
Up To £10 Million
Special Features
Our mission to provide as many travel insurance policies, to as many people as possible, for as little as possible. 93% of all claims paid, 10,000 Medical conditions covered, Exclusive insurance for carers
Cover Offered
Single & Annual, Medical Conditions, Family. Long Stay, Cruise, Winter, Backpacker & More
Online Discount
N/a
Medical Expense
Up To £10 Million
Special Features
40 years of experience. We offer a range of policies and also provide exceptional value medical travel insurance and often find we are able to offer cover to people with medical conditions who have been refused cover elsewhere
Cover Offered
Single Trip, Annual, Over 65's, Cruise, Ski, Pre-Existing Conditions
Online Discount
N/a
Medical Cover
Up To £10 Million
Special Features
Specialists in cover for people with pre-existing medical conditions up to a high level of severity and even a terminal prognosis. No Age Limits. cover for over 65's. Cover travelling companions on the same policy
Cover Offered
Single Trip, Multi-trip, Over 50's, Cruise, Pre-Existing Conditions, Golf
Online Discount
15%
Medical Expense
Up To £10 Million
Special Features
Specialist Medical Travel Insurance tailored to suit you from the UK's most trusted travel insurance provider*. 99% of global destinations covered and 95% of claims paid out in the first 5 days

*Moneywise most trusted Travel Insurance provider 2017 and voted Best Travel Insurance Provider 2017 at British Travel Awards

Cover Offered
Single Trip, Annual Multi-Trip, Winter Sports, Over 75's, Cruise & Backpacker
Online Discount
N/a
Medical Expense
Up To £10 Million
Special Features
No maximum age limit, policies can offer cover for customers with, or without, pre-existing medical conditions. 24 hour emergency assistance, kids go FREE on family policies
Cover Offered
Single Trip, Annual Multi-Trip, Backpacker & More
Online Discount
10%
off Annual Multi-Trip
Medical Expense
Up To £10 Million
Special Features
5 Star Defacto rated Travel Insurance. Optional extras including ski, cruise, gadget & golf insurance. Over 65's, pre-existing medical condition and family cover also available
Cover Offered
Single Trip, Multi-trip, Over 50's, Ski, Cruise, Pre-Existing Conditions, Extreme Sports, Backpackers
Online Discount
N/a
Medical Expense
Up to £20 Million
Special Features
Compare cheap quotes in under 3 minutes from over 50 trusted UK companies to find the best deals
Cover Offered
Single Trip, Annual Multi-Trip, Over 65's, Winter, Golf, Cruise, Medical Expenses, plus more
Online Discount
10%
Medical Expense
Up To £10 Million
Special Features
Choose from either Essential or 5 Star Defaqto rated Premier cover which offers: Up to £10,000 cancellation cover, all pre-existing medical conditions considered, no upper age limit for single trips, cruise cover automatically included on annual policies. You can choose to add cover for baggage and winter sports. You can also add cruise cover to single trip policies.
Cover Offered
Single Trip, Annual Cover, Over 65's, Winter, Golf, Cruise, Medical Expenses, Gadget
Online Discount
N/a
Medical Expense
Up To £20 Million
Special Features
Insure your travels all year round from as a little as £15 or £7 single trip*. Defacto 5 Star Travel Insurance. Choose from three levels of increasing cover,. Cover from age 18 to over 65. 24-hour Multilingual Emergency Helpline

*10% of Admiral level single travellers paid from £15 for European Annual Cover between Jul 2018 & Dec 2018. Customers with pre-existing medical condition not included. 10% of Admiral level single travellers paid from £7 for European Single trip duration from 14 to 21 days between Jul 2018 & Dec 2018. 

Cover Offered
Single & Multi-Trip, Long Stay, Cruise, Skiing, Medical Conditions & More
Online Discount
15%
Medical Expense
Up To £10 Million
Special Features
No upper age limit on single trip policies, cover for pre-existing medical conditions, add to your Advantage Card points , kids travel for free, discounts on couple, family or single parent policies. Specialist gadget and trip disruption cover
Cover Offered
Single Trip, Annual, Backpacker, Winter Sports, Cruise, Pre-Existing Conditions
Online Discount
N/a
Medical Cover
Up To £10 Million
Special Features
Medical travel insurance specialists offering full cover for people travelling with existing medical conditions. Cover for 1000's of conditions including cancer, ms, ibs, alzheimer's, hiv and pregnancy. Online screening takes as little as 3 minutes
Cover Offered
Single Trip, Annual, Over 65's, Cruise, Ski, Pre-Existing Conditions
Online Discount
N/a
Medical Cover
Up To £10 Million
Special Features
Specialists in cover for people with pre-existing medical conditions up to a high level of severity and even a terminal prognosis. No Age Limits. cover for over 65's. Cover travelling companions on the same policy
Cover Offered
Single Trip, Multi-trip, Over 50's, Cruise, Pre-Existing Conditions, Golf
Online Discount
15%
Medical Expense
Up To £10 Million
Special Features
Specialist Medical Travel Insurance tailored to suit you from the UK's most trusted travel insurance provider*. 99% of global destinations covered and 95% of claims paid out in the first 5 days

*Moneywise most trusted Travel Insurance provider 2017 and voted Best Travel Insurance Provider 2017 at British Travel Awards

Cover Offered
Single Trip, Annual Multi-Trip, Winter Sports, Over 75's, Cruise & Backpacker
Online Discount
N/a
Medical Expense
Up To £10 Million
Special Features
No maximum age limit, policies can offer cover for customers with, or without, pre-existing medical conditions. 24 hour emergency assistance, kids go FREE on family policies
Cover Offered
Specialist Medical Travel Insurance for people with medical conditions. Single trip, Multi-Trip and Long Stay & More
Online Discount
15%
Medical Expense
Up To £10 Million
Special Features
Our mission to provide as many travel insurance policies, to as many people as possible, for as little as possible. 93% of all claims paid, 10,000 Medical conditions covered, Exclusive insurance for carers
Cover Offered
Single & Annual, Medical Conditions, Family. Long Stay, Cruise, Winter, Backpacker & More
Online Discount
N/a
Medical Expense
Up To £10 Million
Special Features
40 years of experience. We offer a range of policies and also provide exceptional value medical travel insurance and often find we are able to offer cover to people with medical conditions who have been refused cover elsewhere
Cover Offered
Single Trip, Multi-trip, Over 50's, Ski, Cruise, Pre-Existing Conditions, Extreme Sports, Backpackers
Online Discount
N/a
Medical Expense
Up to £20 Million
Special Features
Compare cheap quotes in under 3 minutes from over 50 trusted UK companies to find the best deals
Cover Offered
Single Trip, Annual Multi-Trip, Backpacker & More
Online Discount
10%
off Annual Multi-Trip
Medical Expense
Up To £10 Million
Special Features
5 Star Defacto rated Travel Insurance. Optional extras including ski, cruise, gadget & golf insurance. Over 65's, pre-existing medical condition and family cover also available
Cover Offered
Single Trip, Annual Multi-Trip, Over 65's, Winter, Golf, Cruise, Medical Expenses, plus more
Online Discount
10%
Medical Expense
Up To £10 Million
Special Features
Choose from either Essential or 5 Star Defaqto rated Premier cover which offers: Up to £10,000 cancellation cover, all pre-existing medical conditions considered, no upper age limit for single trips, cruise cover automatically included on annual policies. You can choose to add cover for baggage and winter sports. You can also add cruise cover to single trip policies.
Cover Offered
Single Trip, Annual Cover, Over 65's, Winter, Golf, Cruise, Medical Expenses, Gadget
Online Discount
N/a
Medical Expense
Up To £20 Million
Special Features
Insure your travels all year round from as a little as £15 or £7 single trip*. Defacto 5 Star Travel Insurance. Choose from three levels of increasing cover,. Cover from age 18 to over 65. 24-hour Multilingual Emergency Helpline

*10% of Admiral level single travellers paid from £15 for European Annual Cover between Jul 2018 & Dec 2018. Customers with pre-existing medical condition not included. 10% of Admiral level single travellers paid from £7 for European Single trip duration from 14 to 21 days between Jul 2018 & Dec 2018. 

Cover Offered
Single & Multi-Trip, Long Stay, Cruise, Skiing, Medical Conditions & More
Online Discount
15%
Medical Expense
Up To £10 Million
Special Features
No upper age limit on single trip policies, cover for pre-existing medical conditions, add to your Advantage Card points , kids travel for free, discounts on couple, family or single parent policies. Specialist gadget and trip disruption cover

Winter Sports Travel Insurance

If you’re planning a skiing or snowboarding holiday, it is really important that you invest in quality Winter Sports Travel Insurance before you depart.

Without specialist cover you may find that your trip quickly turns into an expensive disaster if your ski or snowboarding equipment is damaged or delayed, or if you face a medical emergency after an accident or injury on the slopes.

Many standard travel insurance policies don’t cover winter sports, so you will need specialist insurance. Compare some of the best winter sports travel insurance options using the table.

Choosing the best winter sports travel insurance

Depending on the type of policy you choose and the insurance provider you select, a Winter Sports Travel Insurance policy could offer some of the following benefits:

  • Single Trip Winter Sports cover – ideal if you are only planning one ski trip a year
  • Multi Trip Winter Sports cover – ideal if you take several winter sports holidays a year
  • Loss of lift pass and ski pack covered as standard
  • Children covered when skiing with a ski school
  • Cancellation and curtailment insurance – you could be covered in the event that you have to cut your trip short, or cancel it altogether, due to an unforeseeable emergency
  • Cover for mountain rescue and repatriation including helicopter recover if necessary
  • Accidental loss, theft, damage or delay to your own or hired equipment, including skis, boards, poles, bindings, helmets, and boots
  • A 24/7 emergency medical helpline
  • Cover for personal liability and legal expenses
  • Cover for personal belongings, money and documents
  • Cover for missed departure or departure delay
  • Piste closure cover – you could be reimbursed if ski conditions aren’t suitable due to lack of snow, or if the piste is closed due to high winds (a minimum time closure time usually applies)
  • Off piste cover – this can be added as an additional option to ensure that you are covered for skiing and snowboarding off piste
  • Discounts on winter sports cover may be available for groups travelling together
  • Kids go FREE with some adult winter sports cover policies

Make sure you compare a range of winter sports travel insurance – you could save money with our free comparison table below, which allows you to:

  • Compare additional features side by side
  • Check age restrictions
  • Find the best online discounts and apply online for great deals and top rates

Click on the links for more information and free winter sports travel insurance quotes.

Why do I need travel insurance?

It’s very easy to get so caught up in planning your trip that you neglect to buy travel insurance – or just buy the first no-frills policy you can find, which isn’t much better. After all, none of us like to think about something going wrong on our travels. But here are few good reasons why you should always take the time to buy an appropriate travel insurance policy before you set foot on a plane:

  • Your flights could be delayed or cancelled: This may not be a life-or-death situation, but it’s still a major irritation – no one wants to have to hang around an airport for longer than is absolutely necessary. Many policies will compensate you if your flight is delayed for a certain length of time, or if it’s cancelled altogether.
  • You could become ill and need to go to hospital: Living in the UK with the benefit of NHS treatment, it’s easy to forget that much of the world’s healthcare systems operate on a pay-as-you-go premise – so if you need hospital treatment while on holiday and you don’t have adequate travel insurance, you could find yourself being discharged with a very large bill to pay. For example, if you break your leg while on holiday in the USA, your treatment could cost you a small fortune.
  • You could have an accident: If you’re planning on going skiing, snorkelling or skydiving, remember that many standard insurance policies won’t pay out for accidents that occur while taking part in ‘high-risk’ activities like those mentioned above. You will usually need to buy extra cover for these kinds of activities.
  • You might need to cancel your trip at short notice: If a family emergency or illness arises just before you’re scheduled to depart, you could stand to lose a lot of money if you need to cancel or postpone your journey. Check that your insurance provider covers you for as wide a range of cancellation reasons as possible.
  • Your possessions might get stolen: From major thefts to pickpockets in tourist hotspots, the risk of your money or belongings getting taken is a very good reason to ensure you’ve got the cover you need before you leave.
  • Your baggage might get lost or damaged in transit: Bags ended up in Tunisia rather than Toronto? Or has your suitcase arrived off the plane looking decidedly worse for wear thanks to careless handling in transit? A comprehensive travel insurance policy may mean you’ll be covered for these situations.

What’s covered by travel insurance?

The Foreign Travel Commission advises taking out a travel insurance policy that offers:

  • Medical and health cover for an injury or sudden illness abroad – with a minimum of £2m
  • 24-hour emergency service and assistance – useful if you get stranded
  • Personal liability cover – in case you damage something or injure someone and are sued
  • Lost/stolen possessions cover – look for a policy that covers both scenarios
  • Cancellation and curtailment cover – essential if you need to cancel or cut short your trip due to an unforeseen emergency at home
  • Terrorism – this is now covered by the majority of travel insurance policies, but check before you buy

What’s not usually covered by travel insurance?

The following are usually excluded from standard travel insurance policies:

  • Incidents related to drink or drugs
  • Incidents in which you have not taken reasonable care of your belongings – in the eyes of the insurance provider, you have a responsibility to do your best to ensure the security of your possessions or you won’t be covered

Types of travel insurance

  • Single trip – This will cover you for one trip, and is most cost-effective if you’re only planning on going away less than 2-3 times in a year.
  • Annual multi-trip – If you’re a frequent traveller, annual cover may be more cost-effective. This will usually cover you for an unlimited number of trips in a year, up to a maximum duration per trip (usually around a month)
  • Gap year/backpacker travel insurance – If you’re travelling for between three months and a year, you are likely to need specialist backpacker or gap year insurance, which is offered by many providers.
  • Winter Sports/Hazardous activities cover – You’ll need to take out extra cover for activities that are commonly excluded from standard policies – if you’re going skiing, bungee jumping or mountaineering, look for a policy that covers hazardous activities.
  • Specialist cover – if you have a pre-existing medical condition or are over a certain age, you’ll often need to find a specialist travel insurance provider. Cover may be more expensive than standard because you’re deemed a higher risk by the insurance company.