Account
Hampshire Trust Bank Online Easy Access Account
Interest Rate
4.90%
Gross/AER
More Information About This Account
- Unlimited payments and withdrawals
- Interest paid annually
- Open in a single or a joint name
- Maximum deposit £250,000
- FSCS Protected
- Winner of Platinum Feefo Trusted Service Award in 2021
- Must be UK resident
- Must be aged 18 or older
Account
Leeds Building Society Limited Issue Online Easy Access Account
Interest Rate
4.85%
Gross/AER
More Information About This Account
- Interest paid annually
- Unlimited deposits and withdrawals
- Open and manage online
- FSCS Protected
- Must be UK resident and be aged 18 or older
Account
GB Bank Base Rate Tracker Savings Account (brought to you by Wombat Invest)
Interest Rate
4.91%
Gross/AER
Term
Easy Access (one withdrawal per month)
More Information About This Account
- Easy access savings account that tracks the Bank of England base rate
- Wave goodbye to the constant cycle of account hopping and forget waiting for banks to pass on higher interest rates
- Interest rate moves with the Bank of England base rate, guaranteeing a fixed margin of up to 0.5% below, and adjusts the very next day
- Easy access to your money with once a month withdrawals, without notice and without fees
- Earn daily interest on your money, and experience the power of compounding to make your savings work harder
- Maximum deposit £250,000
- Wombat has partnered with GB Bank to bring you the Base Rate Tracker. GB Bank is an award-winning, fully authorised and regulated UK bank
- FSCS eligible on your deposits
- Must be UK resident
- Must be aged 18 or older
Account
Chip Instant Access Account
More Information About This Account
- A new savings account from Chip built to move with the Bank of England and reward you faster than the banks
- Interest paid monthly
- Deposit and withdraw almost instantly
- No fees or charges for holding account
- FSCS eligible on your deposits
- Must be UK resident
- Must be aged 18 or older
Account
Yorkshire Building Society Internet Saver Plus
Interest Rate
4.80%
Gross/AER
More Information About This Account
- Tiered interest: £1 to £10,000 – 4.80% Gross/AER, £10,001 to £50,000 – 4.80% Gross/AER, £50,001 to £500,000 – 4.80% Gross/AER
- Unlimited payments and withdrawals
- Interest paid annually
- Open in a single or a joint name
- Maximum deposit £500,000
- Open and manage account online
- FSCS Protected
- Must be UK resident
- Must be aged 16 or older
Account
Post Office Online Saver
Interest Rate
4.75%
Gross/AER
More Information About This Account
- Choose monthly or annual interest payments
- Unlimited deposits and withdrawals
- 24/7 access to your savings
- Open and manage online
- FSCS protected
- After 12 months the rate will revert to the underlying rate, currently 1.55% gross/ AER variable
- Post Office Online Saver is provided by Bank of Ireland UK
- Must be UK resident
- Must be aged 18 or older
Account
RCI Bank Freedom Savings Account
Interest Rate
4.75%
Gross/AER
More Information About This Account
- No notice periods
- Unlimited payments and withdrawals
- Interest paid monthly or annually
- Manage account online
- Which? Recommended Savings Provider
- Must be UK resident
- Must be aged 18 or older
- Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Account
Investec Online Flexi Saver
More Information About This Account
- Instant access to your savings
- Unlimited deposits and withdrawals
- Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account
- Easy application process, you just need a UK mobile phone and UK driving licence or passport
- Manage account online
- Maximum balance £250,000
- Must be aged 18 or older and have a UK address
- Must have a linked UK current account
- Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Account
Ford Money Flexible Saver Account
Interest Rate
4.60%
Gross/AER
More Information About This Account
- Interest paid monthly or annually
- Open in a single or joint name
- Unlimited deposits and withdrawals
- Covered by the FSCS
- Must be UK resident
- Must be aged 16 or older
Account
Aldermore Easy Access Account
Interest Rate
4.50%
Gross/AER
More Information About This Account
- Monthly interest
- Manage your account online
- Unlimited withdrawals
- Covered by the FSCS
- Must be UK resident
- Must be aged 18 or older
- New customers only
- Maximum deposit £1,000,000
Account
Investec Bank 90 Day Notice Account
More Information About This Account
- Unlimited deposits and withdrawals
- Interest paid monthly: can be added to your Notice Saver or paid to your linked account
- Easy application process, you just need a UK mobile phone and UK driving licence or passport
- Manage account online
- Maximum balance £250,000
- Withdrawals subject to 90 days notice
- Must be aged 18 or older and have a UK address
- Must have a linked UK current account
Account
RCI Bank 95 Day Notice Account
Interest Rate
4.95%
Gross/AER
More Information About This Account
- Interest paid monthly or annually
- Manage account online
- Which? Recommended Savings Provider
- Unlimited withdrawals subject to 95 days notice
- Must be UK resident
- Must be aged 18 or older
- Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Account
RCI E-Volve 14 Day Notice Account
Interest Rate
4.80%
Gross/AER
Ethical savings account
All funds deposited will be used to fund pure electric vehicles and charging facilities
More Information About This Account
- All funds deposited into the RCI Bank E-Volve Savings 14 Day Notice Account will be used to fund pure electric vehicles and charging facilities
- Interest paid monthly or annually
- Manage account online
- UK-based support, seven days a week
- Which? Recommended Savings Provider
- Unlimited withdrawals subject to 14 days notice
- Must be UK resident
- Must be aged 18 or older
- Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Account
Aldermore 30 Day Notice Account
Interest Rate
4.55%
Gross/AER
More Information About This Account
- Monthly interest
- Manage your account online
- Unlimited deposits
- Covered by the FSCS
- Must be UK resident
- Must be aged 18 or older
- Unlimited withdrawals subject to 30 days notice
- Maximum deposit £1,000,000
Account
Aldermore Double Access Account
Interest Rate
Up to 4.90%
Gross/AER
More Information About This Account
- 4.90% AER if customer makes two or fewer withdrawals within an anniversary year
- Monthly or annual interest
- Manage your account online
- Covered by the FSCS
- If a customer makes three or more withdrawals in an anniversary year the rate reduces to 1.50% from the date of the third withdrawal
- Must be UK resident and be aged 18 or older
Account
Hampshire Trust Bank 6 Month Fixed Rate Bond
Interest Rate
5.18%
Gross/AER
More Information About This Account
- Interest paid on maturity
- Open in a single or a joint name
- Maximum deposit £250,000
- FSCS Protected
- Winner of Platinum Feefo Trusted Service Award in 2021
- Must be UK resident and be aged 18 or older
- No withdrawals permitted
Account
Hampshire Trust Bank 9 Month Fixed Rate Bond
Interest Rate
5.06%
Gross/AER
More Information About This Account
- Interest paid at maturity
- Open in a single or a joint name
- Maximum deposit £250,000
- FSCS Protected
- Winner of Platinum Feefo Trusted Service Award in 2021
- Must be UK resident and be aged 18 or older
- No withdrawals permitted
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
5.11%
Gross/AER
More Information About This Account
- Interest paid monthly or on maturity
- Open an account singly or jointly
- FSCS Protected
- Must be UK resident and aged 18 or older
- No withdrawals permitted
Account
Hampshire Trust Bank 1 Year Fixed Rate Bond
Interest Rate
5.10%
Gross/AER
More Information About This Account
- Interest paid on maturity
- Open in a single or a joint name
- Maximum deposit £250,000
- FSCS Protected
- Winner of Platinum Feefo Trusted Service Award in 2021
- Must be UK resident and be aged 18 or older
- No withdrawals permitted
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
4.60%
Gross/AER
More Information About This Account
- Interest paid monthly or annually
- Unlimited top-ups for the first 30 days
- Which? Recommended Savings Provider
- Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
- Must be UK resident and aged 18 or older
- No withdrawals permitted
- Maximum deposit £1,000,000
Account
Investec 1-Year Fixed Rate Saver
Interest Rate
5.00%
Gross/AER
More Information About This Account
- Interest paid on maturity
- Automatic repayment to your linked account
- Maximum deposit £250,000
- FSCS Protected
- Must have a UK residential address and be aged 18 or older
- No withdrawals permitted
Account
Aldermore Bank 18 Month Fixed Rate Bond
Interest Rate
4.70%
Gross/AER
More Information About This Account
- Interest paid monthly or annually
- Open an account singly or jointly
- FSCS Protected
- Must be UK resident and aged 18 or older
- No withdrawals permitted
Account
Hampshire Trust Bank 2 Year Fixed Rate Bond
Interest Rate
5.06%
Gross/AER
More Information About This Account
- Interest paid annually
- Open in a single or a joint name
- Maximum deposit £250,000
- FSCS Protected
- Winner of Platinum Feefo Trusted Service Award in 2021
- Must be UK resident and be aged 18 or older
- No withdrawals permitted
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
5.05%
Gross/AER
More Information About This Account
- Interest paid monthly or annually
- Unlimited top-ups for the first 30 days
- Which? Recommended Savings Provider
- Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
- Must be UK resident and aged 18 or older
- No withdrawals permitted
- Maximum deposit £1,000,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
4.70%
Gross/AER
More Information About This Account
- Interest paid monthly or annually
- Open an account singly or jointly
- FSCS Protected
- Must be UK resident and aged 18 or older
- No withdrawals permitted
Account
Investec 2-Year Fixed Rate Saver
Interest Rate
4.60%
Gross/AER
More Information About This Account
- Interest paid annually
- Automatic repayment to your linked account
- Maximum deposit £250,000
- FSCS Protected
- Must have a UK residential address and be aged 18 or older
- No withdrawals permitted
Account
NatWest Select Current Account
Features
Everyday current account
Funding Required
No minimum
More Information About This Account
- Great money management tools with our mobile banking app. ‘Criteria Apply’
- Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit Card. Limits apply
- Arranged overdraft available (subject to eligibility and lending criteria)
- No monthly fee
- Defaqto 5* rated
- Must be 18 or older and UK resident
- Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit: £1,200
- The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
- What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87
Account
NatWest Reward Current Account
Features
Up to £5 back in Rewards a month and at least 1% back on partner retailers*
Funding Required
£1,250 per month
More Information About This Account
- *Earn £4 in Rewards for 2 or more Direct Debits (2 of the Direct Debits need to be +£2 each) and £1 with 1 mobile app log in
- Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners
- Great money management tools with our mobile banking app. ‘Criteria Apply’
- Arranged overdraft available (subject to eligibility and lending criteria)
- Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit
- Must be 18 or older and UK resident
- Customers need to pay at least £1,250 into any eligible personal current account every month (excludes transfers between your own accounts)
- Must not currently hold 2 Reward accounts
- £2 monthly fee
- Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit: £1,200
- The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
- What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87
Account
Santander Everyday Current Account
Features
The current account for your every day banking needs
Funding Required
No minimum
More Information About This Account
- No minimum monthly funding or monthly fee to maintain the account
- Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts (you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking)
- Stress-free account switching in 7 days with the Current Account Switch Service
- £300 ATM withdrawal per day
- Arranged Overdraft facility (subject to status)
- Online and Mobile Banking with text and email alerts
- Must be 18 or older and live in the UK permanently
- 39.94% EAR overdraft charge
Account
first direct 1st Account
Interest Rate
Access to 7% AER/Gross on Regular Savings
Funding Required
No monthly minimum
More Information About This Account
- Access to Regular Saver Account paying 7% AER/Gross fixed for 12 months if saving between £25 and £300 a month (up to £3,600 per year)
- £250 interest-free overdraft (subject to status)
- No minimum monthly funding
- No monthly account fee
- Mobile banking app
- No first direct fees for when spending abroad, withdrawing cash from the UK or when making a debit card payment in a foreign currency in the UK
- UK based contact centre
- Easy switching with the Current Account Switch Service
- Must be 18 or older
- Must be UK resident
Account
Santander Edge Up Current Account
Features
3.50% AER (3.45% gross variable) on balances up to £25,000, and up to 1% cashback on household bills, supermarket and travel costs (exclusions apply)
Funding Required
£1,500 per month
More Information About This Account
- 3.50% AER/3.45% gross (variable) on balances up to £25,000
- 1% cashback (up to £15 a month) on selected household bills when you pay by Direct Debit
- 1% cashback (up to £15 a month) at supermarkets and on travel costs when you use your debit card (exclusions apply)
- Free to use Santander Edge Up debit card outside the UK
- Get cashback, vouchers, prize draws and personalised offers with Santander Boosts , free rewards service
- Must be 18 or older and live in the UK permanently
- Monthly fee of £5
- Must pay a minimum of £1,500 into the account each month
- Must have 2 active Direct Debits
- Arranged overdraft available (subject to status)
- Arranged overdraft interest rate of 39.94% APR / EAR (variable)
Account
Santander Edge Current Account
Features
Earn cashback every month on selected household bills and essential spend, plus get access to an exclusive savings account paying 7% AER
Funding Required
£500 per month
More Information About This Account
- Earn 1% cashback every month on selected household bills paid by Direct Debit, capped at up to £10 each month
- Earn 1% cashback every month on supermarket and travel spend when you use your debit card, capped at £10 each month
- Access to Santander Edge Saver with 7.00% AER / 6.78% gross (variable) interest up to £4,000 with 2.50% AER / 2.47% gross (variable) bonus rate for the 12 months from opening
- Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts
- No fees or charges for international payments or CHAPS payments
- Arranged overdraft interest rate of 39.94% APR/EAR (variable)
- For cashback on household bills and essential spend, you must pay a minimum of £500 into your account each month, have 2 active Direct Debits, be over 18 and live in the UK permanently
- Paper-free account
- To be eligible for Santander Boosts, you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking
- £3 monthly fee
Account
Royal Bank of Scotland Select Current Account
Features
Everyday current account
Funding Required
No minimum
More Information About This Account
- Great money management tools with our mobile banking app. ‘Criteria Apply’
- Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit Card. Limits apply
- Arranged overdraft available (subject to eligibility and lending criteria)
- No monthly fee
- Defaqto 5* rated
- Must be 18 or older and UK resident
- Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit: £1,200
- The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
- What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87
Account
Royal Bank of Scotland Reward Current Account
Features
Up to £5 back in Rewards a month and at least 1% back on partner retailers*
Funding Required
£1,250 per month
More Information About This Account
- *Earn £4 in Rewards for 2 or more Direct Debits (2 of the Direct Debits need to be +£2 each) and £1 with 1 mobile app log in
- Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners
- Great money management tools with our mobile banking app. ‘Criteria Apply’
- Arranged overdraft available (subject to eligibility and lending criteria)
- Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit
- Must be 18 or older and UK resident
- Customers need to pay at least £1,250 into any eligible personal current account every month (excludes transfers between your own accounts)
- Must not currently hold 2 Reward accounts
- £2 monthly fee
- Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit: £1,200
- The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
- What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87
Account
Nationwide FlexDirect Current Account
Interest Rate
5%
AER fixed on balanced up to £1,500
Funding Required
£1,000 per month
Overdraft rate
0% for 12 months
More Information About This Account
- 5.00% AER fixed (4.89% gross pa) in-credit interest on balances up to £1,500 for the first 12 months
- No monthly account fee
- Interest-free arranged overdraft for 12 months
- Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card
- Manage your account online, by phone or in branch
- Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts
- Must be 18 or older and a UK resident
- Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account)
- After the first 12 months, interest rate drops to 1% AER (0.99% gross a year) variable
- After 12 months, an interest rate of 39.9% a year compounded (variable) will apply to your arranged overdraft
Account
Aldermore 120 Day Notice Account
Interest Rate
4.80%
Gross/AER
More Information About This Account
- Monthly interest
- Manage your account online
- Unlimited deposits
- Covered by the FSCS
- Must be UK resident
- Must be aged 18 or older
- Unlimited withdrawals subject to 120 days notice
- Maximum deposit £1,000,000
Account
UBL 95 Day Notice Account
Interest Rate
2.71%
Gross/AER
More Information About This Account
- Register for a free Raisin UK Account to apply for product and receive a £30 cash bonus for deposits of £10,000 or more
- Interest paid monthly
- Maximum deposit £85,000
- FSCS Protected
- Withdrawals subject to 95 days notice
- Must be UK resident and aged 18 or older
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
4.70%
Gross/AER
More Information About This Account
- Interest paid monthly or annually
- Unlimited top-ups for the first 30 days
- Which? Recommended Savings Provider
- Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
- Must be UK resident and aged 18 or older
- No withdrawals permitted
- Maximum deposit £1,000,000
Account
Hampshire Trust Bank 3 Year Fixed Rate Bond
Interest Rate
4.65%
Gross/AER
More Information About This Account
- Interest paid annually
- Open in a single or a joint name
- Maximum deposit £250,000
- FSCS Protected
- Winner of Platinum Feefo Trusted Service Award in 2021
- Must be UK resident and be aged 18 or older
- No withdrawals permitted
Account
Leeds Building Society 3 Year Fixed Rate Bond
Interest Rate
4.15%
Gross/AER
More Information About This Account
- Interest paid annually
- Open online, in branch or by post
- FSCS Protected
- Must be UK resident and be aged 18 or older
- No withdrawals permitted
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
4.55%
Gross/AER
More Information About This Account
- Interest paid monthly or annually
- Open an account singly or jointly
- FSCS Protected
- Must be UK resident and aged 18 or older
- No withdrawals permitted
Account
Investec 3-Year Fixed Rate Saver
Interest Rate
4.40%
Gross/AER
More Information About This Account
- Interest paid annually
- Automatic repayment to your linked account
- Maximum deposit £250,000
- FSCS Protected
- Must have a UK residential address and be aged 18 or older
- No withdrawals permitted
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
4.25%
Gross/AER
More Information About This Account
- Interest paid monthly or annually
- Unlimited top-ups for the first 30 days
- Which? Recommended Savings Provider
- Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
- Must be UK resident and aged 18 or older
- No withdrawals permitted
- Maximum deposit £1,000,000
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
More Information About This Account
- Interest paid monthly or annually
- Open an account singly or jointly
- FSCS Protected
- Must be UK resident and aged 18 or older
- No withdrawals permitted
Account
Hampshire Trust Bank 5 Year Fixed Rate Bond
Interest Rate
4.54%
Gross/AER
More Information About This Account
- Interest paid annually
- Open in a single or a joint name
- Maximum deposit £250,000
- FSCS Protected
- Winner of Platinum Feefo Trusted Service Award in 2021
- Must be UK resident and be aged 18 or older
- No withdrawals permitted
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
More Information About This Account
- Interest paid monthly or annually
- Unlimited top-ups for the first 30 days
- Which? Recommended Savings Provider
- Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
- Must be UK resident and aged 18 or older
- No withdrawals permitted
- Maximum deposit £1,000,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
More Information About This Account
- Interest paid monthly or annually
- Open an account singly or jointly
- FSCS Protected
- Must be UK resident and aged 18 or older
- No withdrawals permitted
More Information About This Account
- *Includes a bonus of 0.88% AER (variable) if account held for 12 months
- Transfer in any ISAs you hold with other providers
- Interest rates drop if more than three withdrawals per year
- Covered by FSCS
- Rate when you transfer in your existing ISA – 4.29% AER (variable)
- Rate for each 12-month period after your first 12 months – 4.29% AER (variable)
- Rate when balance drops below £100 or after your fourth annual withdrawal – 3.00% AER (variable)
- Must be UK resident and be aged 18 or older
Account
moneybox Cash ISA
More Information About This Account
- *The Moneybox Cash ISA includes a 4.25% AER variable underlying rate and a bonus rate of 0.91% for the first 12 months. Up to three withdrawals can be made within each 12-month period from the date of opening without affecting the interest rate
- Transfer in any ISAs you hold with other providers into a Moneybox Cash ISA, entirely in-app
- Covered by FSCS
- If more than three withdrawals made within each 12-month period, a lower rate of 0.75% (variable) will be applied for the rest of that 12-month period
- The lower interest rate of 0.75% will also apply if the account balance dips below £500, automatically returning to the higher interest rate when the balance returns to £500 or more again
- Must be UK resident and be aged 18 or older
Account
Leeds Building Society Limited Issue Online Easy Access Cash ISA
Interest Rate
4.75%
Gross/AER
More Information About This Account
- Interest paid annually
- Unlimited deposits and withdrawals
- ISA transfers also allowed in
- Open and manage online
- FSCS Protected
- Must be UK resident and be aged 18 or older
Account
Ford Money Flexible Cash ISA
Interest Rate
4.40%
Gross/AER
More Information About This Account
- Interest can be paid monthly or annually
- Flexible ISA – you can replace any cash you withdraw from your ISA within the same tax year without it counting towards your annual ISA allowance
- Unlimited deposits and withdrawals
- ISA transfers in allowed
- FSCS Protected
- Must be UK resident and aged 16 or older
Account
Aldermore Bank 30 Day Notice Cash ISA
Interest Rate
4.50%
Gross/AER
More Information About This Account
- Unlimited deposits and withdrawals
- ISA transfers in allowed
- FSCS Protected
- Must be UK resident and aged 16 or older
- Withdrawals subject to 30 days notice
Account
NatWest 1 Year Cash ISA
Interest Rate
4.60%
Gross/AER
Terms and Conditions: You must be 16 or over and a UK resident. You must not have subscribed to another cash ISA in the same tax year. Sole accounts only. Rate available until 2nd May 2024 for new customers and 7th May 2024 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to our ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account prior to the Start Date of the account. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch or via telephone. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other Cash ISA other than a NatWest Help to Buy: ISA. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be decided from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Account
Leeds Building Society 2 Year Cash ISA
Interest Rate
4.35%
Gross/AER
More Information About This Account
- Interest paid annually
- ISA transfers also allowed in
- Open online, in branch or by post
- FSCS Protected
- Must be UK resident and be aged 18 or older
- Withdrawals permitted subject to 150 days lost interest
Account
Aldermore Bank 2 Year Cash ISA
Interest Rate
4.25%
Gross/AER
More Information About This Account
- ISA transfers in allowed
- FSCS Protected
- Must be UK resident and aged 16 or older
- Withdraw cash early if you need to (subject to loss of interest)
Account
Leeds Building Society 3 Year Cash ISA
Interest Rate
4.15%
Gross/AER
More Information About This Account
- Interest paid annually
- ISA transfers also allowed in
- Open online, in branch or by post
- FSCS Protected
- Must be UK resident and be aged 18 or older
- Withdrawals permitted subject to 240 days lost interest
Account
Aldermore Bank 3 Year Cash ISA
Interest Rate
4.00%
Gross/AER
More Information About This Account
- ISA transfers in allowed
- FSCS Protected
- Must be UK resident and aged 16 or older
- Withdraw cash early if you need to (subject to loss of interest)
Plan Name
MB UK 6Y 90 Consolation Growth Deposit Plan
Potential Return
34%
if FTSE higher than 90% of starting level, or 18% if lower than 90%
Deposit Taker: Barclays Bank plc
Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.
More information on this product
- Fixed growth return no matter how the FTSE 100 Index performs – Either 34% if the Index is at or above 90% of the Starting Level, or 18% if it is lower than 90% of the Starting Level
- Capital protected
- 6 year term
- Long term alternative to fixed rates
- Available for cash ISA, ISA transfer and direct investment
- Covered by the FSCS (Financial Services Compensation Scheme)
- Deadline for ISA transfer applications – 7 May 2024
- Deadline for Direct & ISA applications – 24 May 2024
- Minimum investment £5,000
- An arrangement fee applies to this plan
- If you withdraw your money during the plan you may get back less than you originally invested
Plan Name
MB UK 6Y Annual 90 Deposit Plan
Potential Return
5.85%
per annum
Deposit Taker: Barclays Bank plc
Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.
More information on this product
- 5.85% for each year if the FTSE 100 Index finishes at or above 90% of its starting value
- Opportunity to mature early at year 4, 5, or 6
- Capital protected
- Maximum 6 year term
- Medium/long term alternative to fixed rates
- Available for cash ISA, ISA transfer and direct investment
- Covered by the FSCS (Financial Services Compensation Scheme)
- Deadline for ISA transfer applications – 7 May 2024
- Deadline for Direct & ISA applications – 24 May 2024
- Returns not guaranteed. You may only receive a return of your original capital
- Minimum investment £5,000
- An arrangement fee applies to this plan
- If you withdraw your money during the plan you may get back less than you originally invested
Plan Name
Goldman Sachs FTSE 100 Deposit Kick Out Plan
Potential Return
6.5% pa
(alternative defensive option: 5.85%)
Deposit Taker: Goldman Sachs International Bank
Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.
More information on this product
- 6.5% for each year if the FTSE 100 finishes at or above its starting value
- Opportunity to mature at years 3, 4, 5, or 6
- Capital protected
- Alternative option also available returning a potential 5.85% pa if the FTSE is above 95% of initial level respectively, on a kick out date
- Maximum 6 year term
- Medium/long term alternative to fixed rates
- Covered by the FSCS (Financial Services Compensation Scheme)
- Available for 2023/24 and 2024/25 Cash ISA, ISA transfer and direct investment
- Deadline for 2023/24 ISA applications – 5 April 2024
- Deadline for ISA transfer applications – 10 April 2024
- Deadline for Direct & 2024/25 ISA applications – 26 April 2024
- Returns not guaranteed. You may only receive a return of your original capital
- Minimum investment £10,000, or £5,000 if applying online
- An arrangement fee applies to this plan
- If you withdraw your money during the plan you may get back less than you originally invested
Plan Name
MB UK 4Y Fixed Annual Interest Deposit Plan
Annual Income
4.45%
fixed income per year
Deposit Taker: Barclays Bank plc
Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.
More information on this product
- 4.45% income per annum, paid regardless of the performance of the FTSE 100
- Annual payments
- 4 year term
- Additional return of 0.50% paid if the FTSE 100 is at or above the starting level after four year term
- Capital protected
- 4 year term
- Medium term alternative to fixed rates
- Available for cash ISA, ISA transfer and direct investment
- Covered by the FSCS (Financial Services Compensation Scheme)
- Deadline for ISA transfer applications – 9 May 2024
- Deadline for Direct & ISA applications – 29 May 2024
- Minimum investment £5,000
- An arrangement fee applies to this plan
- If you withdraw your money during the plan you may get back less than you originally invested
Plan Name
MB UK 3Y 100 Growth Deposit Plan
Potential Return
23%
at end of term
Deposit Taker: Barclays Bank plc
Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.
More information on this product
- 23% fixed return if the FTSE 100 Index ends the same or higher than its Initial Level
- Capital protected
- 3 year term
- Medium term alternative to fixed rates
- Available for cash ISA, ISA transfer and direct investment
- Covered by the FSCS (Financial Services Compensation Scheme)
- Deadline for ISA transfer applications – 7 May 2024
- Deadline for Direct & ISA applications – 24 May 2024
- Returns not guaranteed. You may only receive a return of your original capital
- Minimum investment £5,000
- An arrangement fee applies to this plan
- If you withdraw your money during the plan you may get back less than you originally invested
Plan Name
MB UK 4Y Fixed Monthly Interest Deposit Plan
Annual Income
4.38%
fixed income per year, paid monthly
Deposit Taker: Barclays Bank plc
Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.
More information on this product
- 0.365% income per month (equivalent to 4.38% pa), paid regardless of the performance of the FTSE 100
- Monthly payments
- 4 year term
- Additional return of 0.50% paid if the FTSE 100 is at or above the starting level after four year term
- Capital protected
- 4 year term
- Medium term alternative to fixed rates
- Available for cash ISA, ISA transfer and direct investment
- Covered by the FSCS (Financial Services Compensation Scheme)
- Deadline for ISA transfer applications – 9 May 2024
- Deadline for Direct & ISA applications – 29 May 2024
- Minimum investment £5,000
- An arrangement fee applies to this plan
- If you withdraw your money during the plan you may get back less than you originally invested
Plan Name
MB UK 3Y 90 Growth Deposit Plan
Potential Return
19.2%
at end of term
Deposit Taker: Barclays Bank plc
Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.
More information on this product
- 19.2% fixed return if the FTSE 100 Index ends the same or higher than 90% of Starting Level
- Capital protected
- 3 year term
- Medium term alternative to fixed rates
- Available for cash ISA, ISA transfer and direct investment
- Covered by the FSCS (Financial Services Compensation Scheme)
- Deadline for ISA transfer applications – 7 May 2024
- Deadline for Direct & ISA applications – 24 May 2024
- Returns not guaranteed. You may only receive a return of your original capital
- Minimum investment £5,000
- An arrangement fee applies to this plan
- If you withdraw your money during the plan you may get back less than you originally invested
Plan Name
MB UK 2Y Growth Deposit Plan
Potential Return
13.5%
at end of term
Deposit Taker: Barclays Bank plc
Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.
More information on this product
- 13.5% fixed return if the FTSE 100 Index ends the same or higher than its Initial Level
- Capital protected
- 2 year term
- Short term alternative to fixed rates
- Available for 2023/24 and 2024/25 cash ISA, ISA transfer and direct investment
- Covered by the FSCS (Financial Services Compensation Scheme)
- Deadline for ISA transfer applications – 22 March 2024
- Deadline for 2023/24 ISA applications – 5 April 2024
- Deadline for Direct & 2024/25 ISA applications – 12 April 2024
- Returns not guaranteed. You may only receive a return of your original capital
- Minimum investment £5,000
- An arrangement fee applies to this plan
- If you withdraw your money during the plan you may get back less than you originally invested
Plan Name
MB UK 2Y 95 Growth Deposit Plan
Potential Return
12%
at end of term
Deposit Taker: Barclays Bank plc
Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.
More information on this product
- 12% fixed return if the FTSE 100 Index ends the same or higher than 95% of Starting Level
- 2 year term
- Short term alternative to fixed rates
- Available for cash ISA, ISA transfer and direct investment
- Covered by the FSCS (Financial Services Compensation Scheme)
- Deadline for ISA transfer applications – 7 May 2024
- Deadline for Direct & ISA applications – 24 May 2024
- Returns not guaranteed. You may only receive a return of your original capital
- Minimum investment £5,000
- An arrangement fee applies to this plan
- If you withdraw your money during the plan you may get back less than you originally invested