Current Accounts With Free Rail Card

Current Accounts With Free Rail Card

Compare UK Current Account Deals With Rewards

Get A FREE Rail Card!

A number of current account providers are offering rewards and incentives for moving your account to them. See below current deals including banks and building societies that offer rail card incentives to students or undergraduates who are about to start an academic course or apprenticeship.

Pre-paid Card Offer
Account
Santander 1|2|3 Student Current Account
Funding Required
£500 per term
Overdraft
£1,500 Interest Free increasing to £2,000
Details

A free 4-year Santander 16-25 Railcard worth £100 (average saving of £189 per year)

Alternative Current Accounts

Account
Santander Everyday Current Account
Special Offer
£130 cashback
when you switch
Special Features
Earn up to 15% cashback with Retailer Offers. Just switch on, choose your offers and shop with any of your Santander cards
Account Fee
No fee

SPECIAL OFFER – £130 when you switch to Santander Everyday Current Account. T&Cs apply

Account
HSBC Advance Bank Account
Special Offer
£110 + £30 Uber Eats voucher
For Switching
Interest Rate
1.00% AER/Gross on Regular Savings
Funding Required
£1,750 pm or £10,500 over 6 months to qualify
Account Fee
FREE

SPECIAL OFFER – Get £110 + £30 Uber Eats voucher or The Dining Out Gift Card  when you switch to an HSBC Advance Bank Account

Account
Santander 1|2|3 Current Account
Special Offer
£130 cashback
when you switch
Interest Rate
0.30% AER fixed on balances up to £20,000
Funding Required
£500 per month
Account Fee
£4 pm

SPECIAL OFFER – £130 cashback when you switch to a Santander 1|2|3 Current Account. T&Cs apply

Account
Santander 1|2|3 Lite Current Account
Special Offer
£130 cashback
when you switch
Funding Required
£500 per month
Details
Up to 3% cashback on selected household bills and up to 15% cashback with Retailer Offers
Account fee
£2 per month

SPECIAL OFFER – £130 cashback when you switch to a Santander 1|2|3 Lite Current Account. T&Cs apply

Account
Royal Bank of Scotland Reward Current Account
Special Offer
Up to £150
to switch
Funding Required
£1,250 per month
Details
Up to £5 back in Rewards a month and at least 1% back on partner retailers*
Account fee
£2 per month

SPECIAL OFFER – £100 to switch + £50 if you stay

Account
Royal Bank of Scotland Select Current Account
Special Offer
Up to £150
to switch
Funding Required
No minimum
Overdraft
Arranged Overdraft Available
Account fee
No fee

SPECIAL OFFER – £100 to switch + £50 if you stay

Account
HSBC Advance Bank Account
Special Offer
£110 + £30 Uber Eats voucher
For Switching
Interest Rate
1.00% AER/Gross on Regular Savings
Funding Required
£1,750 pm or £10,500 over 6 months to qualify
Account Fee
FREE

SPECIAL OFFER – Get £110 + £30 Uber Eats voucher or The Dining Out Gift Card  when you switch to an HSBC Advance Bank Account

Account
Santander 1|2|3 Current Account
Special Offer
£130 cashback
when you switch
Interest Rate
0.30% AER fixed on balances up to £20,000
Funding Required
£500 per month
Account Fee
£4 pm

SPECIAL OFFER – £130 cashback when you switch to a Santander 1|2|3 Current Account. T&Cs apply

Account
Starling Bank Mobile App Bank Account
Details
The award-winning current account built to give you more control over your money. Voted Best British Bank 2020*
Spend & Transfer Money Abroad
Account fee
FREE
*Best British Bank and Best Current Account in 2019 and 2020 at the British Bank Awards. Awarded 5 stars by Defaqto too
Account
Cashplus Current Account
Adverse Credit
Details
No credit checks - instant online decision. Apply from your mobile and manage your money with the banking app. Add Creditbuilder to your account and it could help build your credit rating at no extra cost
Account
Currensea Mobile App Bank Account
Details
Spend in confidence, whilst saving money on your overseas purchases
Spend & Transfer Money Abroad
Account fee
FREE
Account
Bunq Premium Mobile App Bank Account
Details
A revolutionary mobile bank, built from a clean slate, dedicated to your wants and needs. Get the freedom to spend, save, move and invest your money whichever way you like
Spend & Transfer Money Abroad
Account fee (EUR)
7.99 EUR per month
Account
Revolut Mobile App Bank Account
Details
Modern banking: set up and manage current account directly from your phone
Spend & Transfer Money Abroad
Account fee
£0 to £12.99 per month
Account
Santander 1|2|3 Lite Current Account
Special Offer
£130 cashback
when you switch
Funding Required
£500 per month
Details
Up to 3% cashback on selected household bills and up to 15% cashback with Retailer Offers
Account fee
£2 per month

SPECIAL OFFER – £130 cashback when you switch to a Santander 1|2|3 Lite Current Account. T&Cs apply

Account
NatWest Reward Current Account
Special Offer
Up to £5 back in Rewards a month and at least 1% back on partner retailers*
Funding Required
£1,250 per month
Account fee
£2 per month
Account
Santander 1|2|3 Current Account
Special Offer
£130 cashback
when you switch
Interest Rate
0.30% AER fixed on balances up to £20,000
Funding Required
£500 per month
Account Fee
£4 pm

SPECIAL OFFER – £130 cashback when you switch to a Santander 1|2|3 Current Account. T&Cs apply

Account
Card One Money Current Account
Adverse Credit
Details
No credit checks - open to everyone with guaranteed acceptance. Help manage your money. Account comprises of a Billing Account for money in and to pay your bills from, plus a Debit Mastercard for your every day spending
Cashback
Account
Santander 1|2|3 Student Current Account
Funding Required
£500 per term
Overdraft
£1,500 Interest Free increasing to £2,000
Details

A free 4-year Santander 16-25 Railcard worth £100 (average saving of £189 per year)

Account
HSBC Advance Bank Account
Special Offer
£110 + £30 Uber Eats voucher
For Switching
Interest Rate
1.00% AER/Gross on Regular Savings
Funding Required
£1,750 pm or £10,500 over 6 months to qualify
Account Fee
FREE

SPECIAL OFFER – Get £110 + £30 Uber Eats voucher or The Dining Out Gift Card  when you switch to an HSBC Advance Bank Account

Account
Royal Bank of Scotland Reward Current Account
Special Offer
Up to £150
to switch
Funding Required
£1,250 per month
Details
Up to £5 back in Rewards a month and at least 1% back on partner retailers*
Account fee
£2 per month

SPECIAL OFFER – £100 to switch + £50 if you stay

Account
Santander Everyday Current Account
Special Offer
£130 cashback
when you switch
Special Features
Earn up to 15% cashback with Retailer Offers. Just switch on, choose your offers and shop with any of your Santander cards
Account Fee
No fee

SPECIAL OFFER – £130 when you switch to Santander Everyday Current Account. T&Cs apply

Account
Cashplus Current Account
Adverse Credit
Details
No credit checks - instant online decision. Apply from your mobile and manage your money with the banking app. Add Creditbuilder to your account and it could help build your credit rating at no extra cost
Account
NatWest Select Current Account
Funding Required
No minimum
Overdraft
Arranged Overdraft Available
Account fee
No fee
Account
Royal Bank of Scotland Select Current Account
Special Offer
Up to £150
to switch
Funding Required
No minimum
Overdraft
Arranged Overdraft Available
Account fee
No fee

SPECIAL OFFER – £100 to switch + £50 if you stay

Account
HSBC Advance Bank Account
Special Offer
£110 + £30 Uber Eats voucher
For Switching
Interest Rate
1.00% AER/Gross on Regular Savings
Funding Required
£1,750 pm or £10,500 over 6 months to qualify
Account Fee
FREE

SPECIAL OFFER – Get £110 + £30 Uber Eats voucher or The Dining Out Gift Card  when you switch to an HSBC Advance Bank Account

Account
Santander 1|2|3 Mini Current Account
Interest Rate
3% AER
2.96% gross
Interest Earned Between
£1,500 to 2,000
Minimum Deposit
No minimum
Account
Nationwide FlexStudent Current Account
Funding Required
£500 per term
Overdraft
Up to £3,000 Interest Free
Details

The UK’s only fee-free student bank account

Account
Santander 1|2|3 Student Current Account
Funding Required
£500 per term
Overdraft
£1,500 Interest Free increasing to £2,000
Details

A free 4-year Santander 16-25 Railcard worth £100 (average saving of £189 per year)

Account
Cashplus Current Account
Adverse Credit
Details
No credit checks - instant online decision. Apply from your mobile and manage your money with the banking app. Add Creditbuilder to your account and it could help build your credit rating at no extra cost
Account
Card One Money Current Account
Adverse Credit
Details
No credit checks - open to everyone with guaranteed acceptance. Help manage your money. Account comprises of a Billing Account for money in and to pay your bills from, plus a Debit Mastercard for your every day spending
Cashback
Account
Starling Bank Business Current Account
Details
Zero monthly fees with a fast and straightforward setup, the digital bank account built for contractors, freelancers and small businesses
Debit Card
Monthly Account Fee
FREE

Add the Business Toolkit to your free account and automate bookkeeping alongside your banking to save precious time on financial admin – Get the first month free (£7 per month after that)

Account
Cashplus Business Account
Details
The Current Account of Today. No credit checks to apply. Instant approval once we verify your details. Real time banking services at a click or tap
Debit Card
Monthly Account Fee
No Monthly Fee
Account
Tide Business Current Account
Details
Powerful and simple business account - built to make your life easier. For companies of all shapes and sizes. Trusted by 130,000+ UK businesses
Debit Card
Monthly Account Fee
FREE

Get £50! Open a business current account with Tide & Fair Investment*

*£50 and a year of free transfers when you open a business account. T&Cs apply. Use the code: FAIRINVESTMENT
Account
Card One Business Account
Details
Account designed specifically for small businesses. No credit checks to apply. Free mobile app. Earn cash back up to 3.5%
Debit Card
Monthly Account Fee
£12.50
Account
Anna Business Current Account
Details
ANNA Money is the business current account for startups, small businesses and sole traders
Debit Card
Monthly Account Fee
FREE for 6 months*
Account
Currensea Business Current Account
Details
Currensea is a new way to globalise existing business bank accounts. Pay in every currency without the fees
Debit Card
Monthly Account Fee
FREE

Offers