Fair Investment

Loan Type
UK Credit Guarantor Loan
APR/APRC from
29.9%
Loan Term
18 Months to 5 Years
Borrow
£2,000 to £15,000

UK Credit Guarantor Loan

Representative Example: £4,000 over 3 years, representative 39.9% APR fixed. Monthly payment £178.80. Annual interest rate 34.05% fixed. Interest payable £2,436.80. Total repayable £6,436.80

Loan Type
Bamboo Guarantor Loan
APR/APRC from
26.9%
Loan Term
1 to 5 Years
Borrow
£1,000 to £8,000

Bamboo Guarantor Loan

Representative Example: On an assumed loan amount of £2,600.00 over 36 months. Rate of interest 41% per annum (fixed). Representative 49.7% APR. Total amount payable £4,557.89 of which £1,957.89 is interest. 35 monthly repayments of £126.61 and a final payment of £126.54

Loan Type
Trust Two Guarantor Loan
APR/APRC from
49.5%
Loan Term
1 to 5 Years
Borrow
£500 to £10,000

Trust Two Guarantor Loan

Representative Example: Borrowing £4,000 over 3 years at an interest rate of 40.9%p.a. (fixed), you will repay 36 monthly payments of £194.55. Interest payable £3,003.80. Total repayable £7,003.80. Representative 49.5% APR.

Loan Type
Amigo Guarantor Loan
APR/APRC from
49.9%
Loan Term
1 to 5 Years
Borrow
£1,000 to £10,000

Amigo Guarantor Loan

Representative Example: Borrowing £4,000 over 36 months, repaying £195.16 per month, total repayable £7,025.76. Interest rate 49.9% (variable). Subject to status.

Loan Type
George Banco Guarantor Loan
APR/APRC from
36.9%
Loan Term
1 to 5 Years
Borrow
£1,000 to £15,000

George Banco Guarantor Loan

Representative Example: Borrow £3,500 over 36 months at an interest Rate 41.04% fixed, repay £170.56 per month. Representative 49.7% APR. The total charge for credit including interest £2,640.16. Total amount repayable £6,140.16. Representative APR of 49.7% fixed.

Loan Type
Buddy Guarantor Loan
APR/APRC from
49.9%
Loan Term
1 to 5 Years
Borrow
£1,000 to £10,000

Buddy Guarantor Loan

Representative Example: Borrowing £1,500 over 18 months, repaying £113.07 per month, total repayable £2,023.75. Interest rate 49.9%.

Guarantor Loans

If your credit history is poor or you simply don’t have much in the way of previous credit built up, getting a loan can be challenging. With this type of loan, people with a poor credit history can borrow money with the help of a guarantor.

This is usually a friend or family member who has good credit history themselves and is prepared to guarantee the repayments if the borrower defaults. As long as the borrower makes the repayments on time, the guarantor will not have to pay anything.

Is a guarantor loan a good fit for me? 

In the event that you have a bad credit record or have been turned down by different banks, then guarantor loans could be an option worth consideration.  A guarantor loan could let you borrow more money than you would usually be able to with many other poor credit loan types. Making repayments on your guarantor loan in a timely manner could also help to rebuild your credit rating by demonstrating that you are able to make repayments consistently.

Choosing a guarantor for your loan

Practically anybody can be your guarantor, provided that they are not fiscally connected to you (i.e. your husband or wife). A guarantor could be a relative, friend or even a professional acquaintance.

Your guarantor will typically need to be older than 21, have a good credit score, and own a UK property. Becoming a guarantor a major financial and legal undertaking so it makes sense for you both to seek professional advice before you commit to a guarantor loan.

Compare Guarantor Loans

Finding a guarantor loan for your personal circumstances couldn’t be simpler.

We have partnered with Monevo who have created award winning technology to provide you with pre-approved* offers that are available to you in an easy to understand comparison.

By checking your eligibility you can simply choose the offer you want and complete your loan with your chosen lender

Personalised loan quotes in 2 minutes!

No impact on your credit score    FREE & no obligation    Quick online decision

Check your eligibility now »

Alternatively if you prefer contacting lenders  directly see a selection of deals below.

Loan Options