Compare Top UK Car Loan Quotes!

We have sourced the market for some of the leading UK car loan deals.

If you have an excellent credit record and you are looking to borrow between £1,000 and £25,000 on an unsecured basis. Cahoot Personal Loans offer a market leading rate of 2.8% APR Representative. More info…

If your credit record is less than perfect then we suggest looking at Shawbrook Bank or talking to a specialist loan broker such as Fluent Money.

If you are not able to get car finance we have partnered with a specialist firm Blip who may be able to help. More info…

Post Office Personal Loan Offer

Great Personal Loan Rates From 3.0% APR

SPECIAL OFFER: Choose from an Amazon Echo Dot, a Dashcam or an Experience for two worth up to £ 200 when you take up a Personal Loan from 1 March until 31 March 2019. * T&Cs Apply.

  • Instant Online Decision!
  • Check eligibility without affecting your credit rating
  • Borrow up to £25,000
  • One fixed monthly repayment
  • Excellent credit history only

Post Office Personal Loan »

Loan Type
Post Office Personal Loan
APR/APRC
3.0% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example:  The Representative APR is 3.0%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment of £314.13. Total amount repayable £18,847.80.

Loan Type
Santander Personal Loan
APR/APRC
3.0% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Instant Online Decision

Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment £179.51 & total repayable £10,770.60.

Loan Type
AA Personal Loan
APR/APRC
3.0% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000

Representative Example:  The Representative APR is 3.0%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment of £314.14. Total amount repayable £18,848.24.

Loan Type
Nationwide Personal Loan
APR/APRC
3.0% APR
Representative (£7,500-£25,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Existing Nationwide Members Only

Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment £179.51. Total amount payable £10,770.60.

Loan Type
Hitachi Personal Loan
APR/APRC
3.3% APR
Representative (£7,500-£10,000)
Loan Term
2 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Instant Online Decision

Representative Example: The Representative APR is 3.3%.  If you borrow £7,500 over 5 years at a rate of 3.3% p.a. (fixed), you will repay £135.61 for 60 months and £8,136.60 in total.

Loan Type
NatWest Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 5 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Shawbrook Bank Personal Loan
APR/APRC
12.9% APR
Representative (£1,000-£35,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £35,000

Instant Online Decision

Representative Example: The Representative APR is 12.9%. Based on a loan amount of £10,000 over 60 months at an interest rate of 12.9% p.a. (fixed). Monthly repayment of £223.43. Total amount repayable £13,405.80.

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Call FREE on 0800 084 8039

Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
Post Office Personal Loan
APR/APRC
3.0% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example:  The Representative APR is 3.0%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment of £314.13. Total amount repayable £18,847.80.

Loan Type
PCP Car Finance
All Credit Scores Considered
Maximum Loan Term
60 Months
Details
The pain-free way to Finance and Buy a car! Compare multiple finance offers in minutes

Fair Square Car Finance

Loan Type
PCP Car Finance
Adverse Credit
Loan Term
60 Months
Details

Get finance for a new car even if you have a poor credit rating or have been refused credit in the past. Drive away a brand new car!

Blip Car Finance

Compare Car Loans

For loans over £15,000 or where your require a repayment term over 7 years in most cases security will be required. If you are a homeowner a lender will in some cases be able to lend as long as you have at least 5% equity in your home – Compare latest homeowner loans – If you are not a homeowner your only other option is to obtain a loan where the loan is secured against the car.

It is possible to get hold of advice and Bad Credit Car Loan Quotes through the online forms available on this site. If you have a less than perfect credit history then it is likely that you will not qualify for a high street deal. The type of finance available to you will depend on whether you are a homeowner or tenant.

Poor Credit? Refused Car Finance?

Looking to buy a new car but have a poor credit history. See below for options for your next new car.

Offers
Loan Type
PCP Car Finance
Adverse Credit
Loan Term
60 Months
Details

Get finance for a new car even if you have a poor credit rating or have been refused credit in the past. Drive away a brand new car!

Blip Car Finance

Secured Borrowing For Car Purchase

If you are a homeowner you may be able to obtain an unsecured car loan deal – typically the amount you can borrow up to £25,000 on an unsecured basis. The maximum repayment term will be typically up to 7 years.

On a secured loan basis if you are homeowner you can use your property as security for finance subject to your previous borrowing record. For tenants where you have had previous credit problems your options are more limited and lenders will require you to pay more in interest to reflect the risk to them of lending you money.

If you are employed and have a satisfactory income getting a car loan need not be a problem but it is important to consider the impact of the loan repayments on your lifestyle before agreeing on any deal.

Offers

Homeowner Loan Representative Example:

The Representative APRC is 5.9%Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE